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When a payment is ready to be processed, most merchants cannot simply send it to the card network - instead they must work with a Payment Service Provider (PSP). The...

PCI-DSS (Payment Card Industry Data Security Standard) is an information security standard that must be adhered to by any organization whose involvement in the proce...

Modern consumers often prefer to transact business digitally, but there are still times when they would rather speak to a live person. For many vendors this raises t...

A high-risk merchant is one considered by card networks and their designates (payment gateways, Payment Service Providers (PSPs) and so forth) to be less safe than t...

A card network token is a string of random numbers that is used to retrieve the real Primary Account Number (PAN) from a token value, where it is securely stored to ...

We frequently mention that security is in our DNA, and we mean it. 

Why test credit and debit card transactions? When you build a payment transaction system, it’s important to ensure that it is working properly.

The team at Modern Life has created a tech-enabled insurance brokerage that gives advisers tools and expert advice to serve their clients. The CTO, Jack Arenas, want...

Payment network tokenization is a process of replacing sensitive payment information, such as a credit card number, with a unique identifier or token that can be use...

In short, a third-party tokenization service provider provides services for creating, storing, and managing tokens to improve data security.