--- title: Blog | Basis Theory Updates & Insights (7) description: Read the latest insights and updates from Basis Theory team. Learn about payment tokenization, compliance, product updates, and more. (7) image: https://blog.basistheory.com/hubfs/bt-og-image-generic.avif --- [Skip to content](https://blog.basistheory.com/page/7#main-content) ![Basis Theory logo](https://blog.basistheory.com/hs-fs/hubfs/BTLogo%20(1).png?width=365&height=122&name=BTLogo%20(1).png) - [Use Cases](https://basistheory.com/) Show submenu for Use Cases - [Creator Economy](https://basistheory.com/use-cases/creator-economy) - [Digital Health](https://basistheory.com/use-cases/health) - [E-Commerce](https://basistheory.com/use-cases/ecommerce) - [Fintech](https://basistheory.com/use-cases/fintech) - [Gaming](https://basistheory.com/use-cases/gaming) - [Subscription Merchants](https://basistheory.com/use-cases/subscriptions) - [Travel](https://basistheory.com/use-cases/travel) - [VSaaS](https://basistheory.com/use-cases/vsaas) - Solutions Show submenu for Solutions - [Agentic Commerce](https://basistheory.com/solution/agentic-commerce) - [Data Consolidation](https://basistheory.com/solution/data-consolidation) - [Monetize Payments](https://basistheory.com/solution/monetize-payments) - [Multi PSP](https://basistheory.com/solution/multi-psp) - [Payment Method Discovery](https://basistheory.com/solution/payment-method-discovery) - [Payment Vault](https://basistheory.com/solution/payment-vault) - [Platform](https://basistheory.com/platform) Show submenu for Platform - [Enrichments & Add-Ons](https://basistheory.com/add-ons) - [Partners](https://basistheory.com/partnerships) - [Why Basis Theory](https://basistheory.com/why-basis-theory) - [Pricing](https://basistheory.com/pricing) - Resources Show submenu for Resources - [Blog](https://blog.basistheory.com) - [Case Studies](https://blog.basistheory.com/case-studies) - [Docs](https://developers.basistheory.com/) Open main navigation Close main navigation - [Use Cases](https://basistheory.com/) Show submenu for Use Cases - [Creator Economy](https://basistheory.com/use-cases/creator-economy) - [Digital Health](https://basistheory.com/use-cases/health) - [E-Commerce](https://basistheory.com/use-cases/ecommerce) - [Fintech](https://basistheory.com/use-cases/fintech) - [Gaming](https://basistheory.com/use-cases/gaming) - [Subscription Merchants](https://basistheory.com/use-cases/subscriptions) - [Travel](https://basistheory.com/use-cases/travel) - [VSaaS](https://basistheory.com/use-cases/vsaas) - Solutions Show submenu for Solutions - [Agentic Commerce](https://basistheory.com/solution/agentic-commerce) - [Data Consolidation](https://basistheory.com/solution/data-consolidation) - [Monetize Payments](https://basistheory.com/solution/monetize-payments) - [Multi PSP](https://basistheory.com/solution/multi-psp) - [Payment Method Discovery](https://basistheory.com/solution/payment-method-discovery) - [Payment Vault](https://basistheory.com/solution/payment-vault) - [Platform](https://basistheory.com/platform) Show submenu for Platform - [Enrichments & Add-Ons](https://basistheory.com/add-ons) - [Partners](https://basistheory.com/partnerships) - [Why Basis Theory](https://basistheory.com/why-basis-theory) - [Pricing](https://basistheory.com/pricing) - Resources Show submenu for Resources - [Blog](https://blog.basistheory.com) - [Case Studies](https://blog.basistheory.com/case-studies) - [Docs](https://developers.basistheory.com/) - [Get a demo](https://basistheory.com/contact) [Login](https://portal.basistheory.com/) [Get a demo](https://basistheory.com/contact) # Blog Insights and updates from the Basis Theory team ## Blog All Categories Banking Basis Theory News Compliance Data Security Data Tokenization Engineering Partners Payments PCI Compliance Product Resources ## Want Product News & Industry Updates? ### Subscribe to the Basis Theory blog to get updates right in your inbox [![Accept payments](https://blog.basistheory.com/hubfs/accept-payments.png)](https://blog.basistheory.com/accept-payments) [Payments](https://blog.basistheory.com/tag/payments) ## [How to Accept Multiple Payment Methods Securely](https://blog.basistheory.com/accept-payments) In today’s payment landscape, the emergence of new technologies gives consumers more payment options than ever before. As a merchant, it’s vital to accept the forms ... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · May 23, 2023 [Read more](https://blog.basistheory.com/accept-payments) [![harnessing the power of payment data](https://blog.basistheory.com/hubfs/payment-metrics-decoded.jpg)](https://blog.basistheory.com/payment-metrics-decoded) [Payments](https://blog.basistheory.com/tag/payments) ## [Payment Metrics Decoded: Harnessing the Power of Payment Data](https://blog.basistheory.com/payment-metrics-decoded) Merchants have access to a wealth of data points to gauge the health and success of their business. From customer acquisition cost to profit margin, the array of ava... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · May 18, 2023 [Read more](https://blog.basistheory.com/payment-metrics-decoded) [![April 2023 product changelog](https://blog.basistheory.com/hubfs/april-2023-changelog.jpg)](https://blog.basistheory.com/april-2023-changelog) [Product](https://blog.basistheory.com/tag/product) ## [April 2023 Changelog](https://blog.basistheory.com/april-2023-changelog) One of the most exciting parts of working at Basis Theory is encountering the various unique scenarios and alternative use cases that our customers envision. While s... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · May 11, 2023 [Read more](https://blog.basistheory.com/april-2023-changelog) [![best practices for secure online payment processing](https://blog.basistheory.com/hubfs/secure-online-payment-processing.jpg)](https://blog.basistheory.com/secure-online-payment-processing) [Payments](https://blog.basistheory.com/tag/payments) ## [4 Best Practices for Secure Online Payment Processing](https://blog.basistheory.com/secure-online-payment-processing) Merchants who build any kind of payment system must manage payments securely for a range of reasons. ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · May 4, 2023 [Read more](https://blog.basistheory.com/secure-online-payment-processing) [![What you should know about PCI violations](https://blog.basistheory.com/hubfs/pci-violation.jpg)](https://blog.basistheory.com/pci-violations) [PCI Compliance](https://blog.basistheory.com/tag/pci-compliance) ## [What You Should Know About PCI Violations](https://blog.basistheory.com/pci-violations) PCI-DSS is a detailed and complex security standard that any entity involved in credit card payments must adhere to. Broadly speaking, its purpose is to ensure that ... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · April 21, 2023 [Read more](https://blog.basistheory.com/pci-violations) [![multi-processor payment routing](https://blog.basistheory.com/hubfs/multi-processor-payment-routing.jpg)](https://blog.basistheory.com/multi-processor-routing) [Payments](https://blog.basistheory.com/tag/payments) ## [The Key to E-commerce Profitability: Multi-processor Payment Routing](https://blog.basistheory.com/multi-processor-routing) When a payment is ready to be processed, most merchants cannot simply send it to the card network - instead they must work with a Payment Service Provider (PSP). The... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · April 18, 2023 [Read more](https://blog.basistheory.com/multi-processor-routing) [![March 2023 Product Changelog](https://blog.basistheory.com/hubfs/march-2023-changelog.png)](https://blog.basistheory.com/march-2023-changelog) [Product](https://blog.basistheory.com/tag/product) ## [March 2023 Product Changelog](https://blog.basistheory.com/march-2023-changelog) We are thrilled to share some of the key updates we've made to our platform during the month of March. ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · April 7, 2023 [Read more](https://blog.basistheory.com/march-2023-changelog) [![Rethinking Corporate Risk Management](https://blog.basistheory.com/hubfs/rethinking-corporate-risk-management.jpg)](https://blog.basistheory.com/rethink-corporate-risk-management) [Compliance](https://blog.basistheory.com/tag/compliance) ## [Rethinking Corporate Risk Management: Evolution, Roles, and Best Practices](https://blog.basistheory.com/rethink-corporate-risk-management) Clients that have experienced claims typically have a greater appreciation of how catastrophic and frustrating a claim can be without strong risk management partners... ![Picture of Steven Barge-Siever, Esq.](https://blog.basistheory.com/hs-fs/hubfs/steven-barge-siever-headshot.jpeg?width=50&name=steven-barge-siever-headshot.jpeg) [Steven Barge-Siever, Esq.](https://blog.basistheory.com/author/steven-barge-siever) · April 5, 2023 [Read more](https://blog.basistheory.com/rethink-corporate-risk-management) [![is your payment provider holding you back?](https://blog.basistheory.com/hubfs/payment-provider-holding-you-back.jpg)](https://blog.basistheory.com/process-payments-your-way) [Payments](https://blog.basistheory.com/tag/payments) ## [Is Your Payment Provider Holding You Back?](https://blog.basistheory.com/process-payments-your-way) Recently, I had the pleasure of joining Caleb Avery, CEO of Tilled, on a webinar to discuss the current state of payments and data ownership. Tilled is one of our am... ![Picture of Colin Luce](https://blog.basistheory.com/hs-fs/hubfs/Colin%20Luce-2161-Edit.jpeg?width=50&name=Colin%20Luce-2161-Edit.jpeg) [Colin Luce](https://blog.basistheory.com/author/colin-luce) · April 3, 2023 [Read more](https://blog.basistheory.com/process-payments-your-way) [![card network token](https://blog.basistheory.com/hubfs/card-network-token.jpg)](https://blog.basistheory.com/card-network-tokens) [Payments](https://blog.basistheory.com/tag/payments) ## [What is a Card Network Token?](https://blog.basistheory.com/card-network-tokens) A card network token is a string of random numbers that is used to retrieve the real Primary Account Number (PAN) from a token value, where it is securely stored to ... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · March 31, 2023 [Read more](https://blog.basistheory.com/card-network-tokens) [![Protecting PHI and all your most sensitive data](https://blog.basistheory.com/hubfs/protecting-phi.jpg)](https://blog.basistheory.com/protecting-phi) [Basis Theory News](https://blog.basistheory.com/tag/basis-theory-news) ## [Protecting PHI and All Your Most Sensitive Data](https://blog.basistheory.com/protecting-phi) We frequently mention that security is in our DNA, and we mean it. ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · March 30, 2023 [Read more](https://blog.basistheory.com/protecting-phi) [![test debit and credit card numbers](https://blog.basistheory.com/hubfs/test-card-numbers.jpg)](https://blog.basistheory.com/test-card-numbers) [Payments](https://blog.basistheory.com/tag/payments) ## [Test Credit and Debit Card Numbers: Frequently Asked Questions](https://blog.basistheory.com/test-card-numbers) Why test credit and debit card transactions? When you build a payment transaction system, it’s important to ensure that it is working properly. ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · March 27, 2023 [Read more](https://blog.basistheory.com/test-card-numbers) [![Payment network tokenization](https://blog.basistheory.com/hubfs/payment-network-tokenization.jpg)](https://blog.basistheory.com/payment-network-tokenization) [Payments](https://blog.basistheory.com/tag/payments) ## [What is payment network tokenization?](https://blog.basistheory.com/payment-network-tokenization) Payment network tokenization is a process of replacing sensitive payment information, such as a credit card number, with a unique identifier or token that can be use... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · March 20, 2023 [Read more](https://blog.basistheory.com/payment-network-tokenization) [![PCI DSS 4.0 Changes You Need to Know](https://blog.basistheory.com/hubfs/pci-dss-4-changes.jpg)](https://blog.basistheory.com/pci-dss-4-changes) [PCI Compliance](https://blog.basistheory.com/tag/pci-compliance) ## [Upcoming Changes in PCI DSS 4.0: What SaaS Platforms Need to Know](https://blog.basistheory.com/pci-dss-4-changes) The Payment Card Industry Data Security Standard (PCI DSS) is the global standard for ensuring the secure handling of credit card data. It’s designed to protect card... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · March 15, 2023 [Read more](https://blog.basistheory.com/pci-dss-4-changes) [![Reveal: unmistakable user experiences with sensitive data](https://blog.basistheory.com/hubfs/reveal-main-image.jpg)](https://blog.basistheory.com/reveal-unmistakable-ux-sensitive-data) [Product](https://blog.basistheory.com/tag/product) ## [Reveal: Unlock Unmistakable User Experiences with Sensitive Data](https://blog.basistheory.com/reveal-unmistakable-ux-sensitive-data) We launched Basis Theory Elements late last year to provide developers and designers a fast, dynamic, and secure option to seamlessly collect information from within... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · March 14, 2023 [Read more](https://blog.basistheory.com/reveal-unmistakable-ux-sensitive-data) [![February 2023 changelog](https://blog.basistheory.com/hubfs/changelog-february-2023.png)](https://blog.basistheory.com/february-2023-changelog) [Product](https://blog.basistheory.com/tag/product) ## [February 2023 Changelog](https://blog.basistheory.com/february-2023-changelog) After the numerous improvements the team released in January, we spent February heads down on a few initiatives to make progress toward developing a more complete pl... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · March 13, 2023 [Read more](https://blog.basistheory.com/february-2023-changelog) [![](https://blog.basistheory.com/hubfs/secureframe-bt-webinar.png)](https://blog.basistheory.com/webinar/secureframe-pci) [Resources](https://blog.basistheory.com/tag/resources) ## [Webinar: Simplify PCI compliance with Basis Theory & Secureframe](https://blog.basistheory.com/webinar/secureframe-pci) In this Secureframe webinar, we discuss how tokenization and automation can eliminate 95% of the time and effort involved with PCI compliance. ![Picture of Brian Billingsley](https://blog.basistheory.com/hs-fs/hubfs/Imported_Blog_Media/62b1da893ef25514efc8e623_BB-2.jpg?width=50&name=62b1da893ef25514efc8e623_BB-2.jpg) [Brian Billingsley](https://blog.basistheory.com/author/brian-billingsley) · March 9, 2023 [Read more](https://blog.basistheory.com/webinar/secureframe-pci) [![What to do if your PSP Shuts Down Your Account](https://blog.basistheory.com/hubfs/psp-account-shutdown.jpg)](https://blog.basistheory.com/psp-account-shutdown) [Payments](https://blog.basistheory.com/tag/payments) ## [What to do if your PSP Shuts Down Your Account](https://blog.basistheory.com/psp-account-shutdown) Payment service providers (PSPs) play a critical role in ensuring smooth and secure payment processing for a variety of merchants but they can pose a significant ris... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · March 3, 2023 [Read more](https://blog.basistheory.com/psp-account-shutdown) [![what are encryption and tokenization?](https://blog.basistheory.com/hubfs/what-are-encryption-tokenization.jpg)](https://blog.basistheory.com/tokenization-vs-encryption) [Data Tokenization](https://blog.basistheory.com/tag/data-tokenization) ## [What are Encryption and Tokenization?](https://blog.basistheory.com/tokenization-vs-encryption) Encryption and tokenization are complementary strategic tools used by systems that need to protect sensitive information, especially in the realm of secure payments ... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · February 27, 2023 [Read more](https://blog.basistheory.com/tokenization-vs-encryption) [![what are cascading payments?](https://blog.basistheory.com/hubfs/what-are-cascading-payments.jpg)](https://blog.basistheory.com/cascading-payments) [Payments](https://blog.basistheory.com/tag/payments) ## [What are Cascading Payments?](https://blog.basistheory.com/cascading-payments) Cascading payments can be part of an intelligent payment routing strategy. In this post, we break down the details and discuss how they can influence your success ra... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · February 21, 2023 [Read more](https://blog.basistheory.com/cascading-payments) [![Blog image title What is sensitive authentication data (SAD) for PCI DSS?](https://blog.basistheory.com/hubfs/What%20is%20sensitive%20authentication%20data%20(SAD)_.png)](https://blog.basistheory.com/sensitive-authentication-data) [PCI Compliance](https://blog.basistheory.com/tag/pci-compliance) ## [What is Sensitive Authentication Data?](https://blog.basistheory.com/sensitive-authentication-data) Learn about sensitive authentication data (SAD), like CVV and CVC, how it works, and why you likely can’t store it. ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · February 7, 2023 [Read more](https://blog.basistheory.com/sensitive-authentication-data) [![Image of blog title change log January 2023](https://blog.basistheory.com/hubfs/Changelog_%20%20January%202023-1.png)](https://blog.basistheory.com/changelog-january-2023) [Product](https://blog.basistheory.com/tag/product) ## [Changelog: January 2023](https://blog.basistheory.com/changelog-january-2023) Learn more about January's releases, improvements, and fixes. ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · February 6, 2023 [Read more](https://blog.basistheory.com/changelog-january-2023) [![Blog post image cover, ](https://blog.basistheory.com/hubfs/How%20to%20reduce%20PCI%20DSS%20Scope%20-%20An%20overview.png)](https://blog.basistheory.com/reduce-pci-dss-scope) [PCI Compliance](https://blog.basistheory.com/tag/pci-compliance) ## [How to reduce PCI DSS Scope: An overview](https://blog.basistheory.com/reduce-pci-dss-scope) Understanding PCI scope is the first step to reducing it. Get the basics and learn how to reduce scope by as much as 93%. ![Picture of Jordan Lampe](https://blog.basistheory.com/hs-fs/hubfs/Imported_Blog_Media/61f0194b9463877ad90ecb1f_jordan-lampe.png?width=50&name=61f0194b9463877ad90ecb1f_jordan-lampe.png) [Jordan Lampe](https://blog.basistheory.com/author/jordan-lampe) · February 1, 2023 [Read more](https://blog.basistheory.com/reduce-pci-dss-scope) [![what is a card-on-file transaction?](https://blog.basistheory.com/hubfs/card-on-file-transaction.png)](https://blog.basistheory.com/card-on-file-transactions) [PCI Compliance](https://blog.basistheory.com/tag/pci-compliance) ## [What is a Card-on-File Transaction and what is it used for?](https://blog.basistheory.com/card-on-file-transactions) In this guide, we’ll review how card-on-file transactions work, examples of where they can be used, and benefits and drawbacks. ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · January 27, 2023 [Read more](https://blog.basistheory.com/card-on-file-transactions) [![The are three primary steps of PCI DSS attestation 1) Assess, 2) Remediate, and 3) submit. In step 1, you'll complete either a self-assessment questionnaire (SAQ) or a report on compliance (ROC), depending on your merchat PCI level. Step 2 will require you to remediate any gaps discovered in your assessment. Step 3 will require the assessor to create and submit their assessment and an Attestation of Compliance (AOC) to their payment providers and banking parters.](https://blog.basistheory.com/hubfs/What%20are%20the%20PCI%20DSS%E2%80%99%20ROC%2c%20SAQ%2c%20and%20AOC.jpeg)](https://blog.basistheory.com/pci-dss-roc-saq-aoc) [PCI Compliance](https://blog.basistheory.com/tag/pci-compliance) ## [What are the PCI DSS’ ROC, SAQ, and AOC?](https://blog.basistheory.com/pci-dss-roc-saq-aoc) Everything you need to know about PCI DSS’ self-assessment questionnaires, Report on Compliance, an Attestation of Compliance. ![Picture of Jordan Lampe](https://blog.basistheory.com/hs-fs/hubfs/Imported_Blog_Media/61f0194b9463877ad90ecb1f_jordan-lampe.png?width=50&name=61f0194b9463877ad90ecb1f_jordan-lampe.png) [Jordan Lampe](https://blog.basistheory.com/author/jordan-lampe) · January 25, 2023 [Read more](https://blog.basistheory.com/pci-dss-roc-saq-aoc) [![Blog header with article title ](https://blog.basistheory.com/hubfs/Storing%20credit%20cards%20buying%20vs.%20building-1.png)](https://blog.basistheory.com/buy-vs-build-storing-credit-cards) [PCI Compliance](https://blog.basistheory.com/tag/pci-compliance) ## [Storing Credit Cards: Outsource a Solution, or Build?](https://blog.basistheory.com/buy-vs-build-storing-credit-cards) Learn the core concepts, efforts, and trade-offs between building or buying a cardholder data environment (CDE). ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · January 24, 2023 [Read more](https://blog.basistheory.com/buy-vs-build-storing-credit-cards) [![Blog image title ](https://blog.basistheory.com/hubfs/How%20to%20store%20credit%20cards%20-%20building%20it%20in-house%20approach.png)](https://blog.basistheory.com/store-credit-cards-diy-approach) [PCI Compliance](https://blog.basistheory.com/tag/pci-compliance) ## [How to Store Credit Cards](https://blog.basistheory.com/store-credit-cards-diy-approach) Get a high-level overview of the effort and trade-offs required to build your own cardholder data environment (CDE). ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · January 17, 2023 [Read more](https://blog.basistheory.com/store-credit-cards-diy-approach) [![how to store credit cards with PCI DSS service providers](https://blog.basistheory.com/hubfs/store-credit-cards-service-providers.png)](https://blog.basistheory.com/store-credit-cards-service-providers) [PCI Compliance](https://blog.basistheory.com/tag/pci-compliance) ## [How to store credit cards: Using PCI DSS Service Providers](https://blog.basistheory.com/store-credit-cards-service-providers) Whether you’re looking to simply accept credit cards in-app or do something more complex, like split payments or multi-processor routing, understanding the level of ... ![Picture of Jordan Lampe](https://blog.basistheory.com/hs-fs/hubfs/Imported_Blog_Media/61f0194b9463877ad90ecb1f_jordan-lampe.png?width=50&name=61f0194b9463877ad90ecb1f_jordan-lampe.png) [Jordan Lampe](https://blog.basistheory.com/author/jordan-lampe) · January 12, 2023 [Read more](https://blog.basistheory.com/store-credit-cards-service-providers) [![December 2022 changelog](https://blog.basistheory.com/hubfs/Imported_Blog_Media/63b86f848efe865ae9e8d66b_Changelog_%20%20December%202022%20copy.png)](https://blog.basistheory.com/changelog-december-2022) [Product](https://blog.basistheory.com/tag/product) ## [Changelog: December 2022](https://blog.basistheory.com/changelog-december-2022) The Highlights New Year, New Documentation We’ve learned and changed a lot over the last year, but we realized our documentation hadn’t. Over the previous two years,... ![Picture of Brad Bach](https://blog.basistheory.com/hs-fs/hubfs/Imported_Blog_Media/62c472051ee26e1957201bdb_Brad.jpeg?width=50&name=62c472051ee26e1957201bdb_Brad.jpeg) [Brad Bach](https://blog.basistheory.com/author/brad-bach) · January 6, 2023 [Read more](https://blog.basistheory.com/changelog-december-2022) [![is the customized approach to PCI DSS 4.0 right for me?](https://blog.basistheory.com/hubfs/Imported_Blog_Media/63b5a45061234371713e7432_Is%20the%20Customized%20Approach%20in%20PCI%20DSS%204_0%20right%20for%20me_.png)](https://blog.basistheory.com/customized-approach-pci-dss-4) [PCI Compliance](https://blog.basistheory.com/tag/pci-compliance) ## [Is the Customized Approach in PCI DSS 4.0 right for me?](https://blog.basistheory.com/customized-approach-pci-dss-4) What is a “Customized Approach”? Historically, PCI DSS has published a defined approach to implementing the required security controls. The standard outlined the com... ![Picture of Jordan Lampe](https://blog.basistheory.com/hs-fs/hubfs/Imported_Blog_Media/61f0194b9463877ad90ecb1f_jordan-lampe.png?width=50&name=61f0194b9463877ad90ecb1f_jordan-lampe.png) [Jordan Lampe](https://blog.basistheory.com/author/jordan-lampe) · January 4, 2023 [Read more](https://blog.basistheory.com/customized-approach-pci-dss-4) [![formjacking and pci 4.0 updates](https://blog.basistheory.com/hubfs/Imported_Blog_Media/63a4923321bc6e089947917a_%5BCover%5D%20Formjacking%20and%20PCI%204_0_%20What%20it%20is%20and%20why%20you%20should%20care.png)](https://blog.basistheory.com/pci-dss-formjacking-rules) [PCI Compliance](https://blog.basistheory.com/tag/pci-compliance) ## [Formjacking and PCI 4.0: What it is and why you should care](https://blog.basistheory.com/pci-dss-formjacking-rules) What is Formjacking? Also known as web skimming, e-skimming, or a magecart attack, formjacking is a technique that allows hackers to spy and capture sensitive data, ... ![Picture of Jordan Lampe](https://blog.basistheory.com/hs-fs/hubfs/Imported_Blog_Media/61f0194b9463877ad90ecb1f_jordan-lampe.png?width=50&name=61f0194b9463877ad90ecb1f_jordan-lampe.png) [Jordan Lampe](https://blog.basistheory.com/author/jordan-lampe) · December 22, 2022 [Read more](https://blog.basistheory.com/pci-dss-formjacking-rules) [![when is pci 4.0 required](https://blog.basistheory.com/hubfs/Imported_Blog_Media/639b729d7375b21a29841199_When%20is%20PCI%20DSS%204_0%20required_%20Timing%20and%20helpful%20considerations.png)](https://blog.basistheory.com/pci-dss-4-required-timing) [PCI Compliance](https://blog.basistheory.com/tag/pci-compliance) ## [When is PCI DSS 4.0 required? Timing and helpful considerations](https://blog.basistheory.com/pci-dss-4-required-timing) Find out when you must be compliant with PCI DSS 4 and which factors are most likely to impact your transition’s timeline. ![Picture of Jordan Lampe](https://blog.basistheory.com/hs-fs/hubfs/Imported_Blog_Media/61f0194b9463877ad90ecb1f_jordan-lampe.png?width=50&name=61f0194b9463877ad90ecb1f_jordan-lampe.png) [Jordan Lampe](https://blog.basistheory.com/author/jordan-lampe) · December 15, 2022 [Read more](https://blog.basistheory.com/pci-dss-4-required-timing) [![](https://blog.basistheory.com/hubfs/Imported_Blog_Media/6393a6f660bf7133fc00a22c_What%20is%20Pseudonymized%20Data_%20(1).png)](https://blog.basistheory.com/pseudonymization-benefits-comparisons) [Compliance](https://blog.basistheory.com/tag/compliance) ## [What is pseudonymization?](https://blog.basistheory.com/pseudonymization-benefits-comparisons) Pseudonymization is one of several techniques by which an organization can remove this identifying information and operationalize data while providing both privacy a... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · December 8, 2022 [Read more](https://blog.basistheory.com/pseudonymization-benefits-comparisons) [![Changelog November 2022](https://blog.basistheory.com/hubfs/Imported_Blog_Media/6393a6b87ac88970b921f749_Changelog_%20%20November%202022%20(1).png)](https://blog.basistheory.com/changelog-november-2022) [Product](https://blog.basistheory.com/tag/product) ## [Changelog: November 2022](https://blog.basistheory.com/changelog-november-2022) The Highlights Upgrades to Elements Collect data with Android and iOS Elements The new SDKs make it simple to collect Text data directly from Android and iOS mobile ... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · December 6, 2022 [Read more](https://blog.basistheory.com/changelog-november-2022) [![what is PCI compliance?](https://blog.basistheory.com/hubfs/Imported_Blog_Media/6388c6ad1d41f576264c74da_What%20is%20PCI%20Compliance_%20%20The%2012%20Requirements%20%20%26%20PCI%20DSS%20Guide.jpg)](https://blog.basistheory.com/pci-compliance-12-requirements-pci-dss-guide) [PCI Compliance](https://blog.basistheory.com/tag/pci-compliance) ## [What is PCI Compliance? The 12 Requirements & PCI DSS Guide](https://blog.basistheory.com/pci-compliance-12-requirements-pci-dss-guide) While frustrating to many, it’s hard to argue the role PCI compliance has played in creating today’s digital economy. By outlining, defining, and enforcing standards... ![Picture of Jordan Lampe](https://blog.basistheory.com/hs-fs/hubfs/Imported_Blog_Media/61f0194b9463877ad90ecb1f_jordan-lampe.png?width=50&name=61f0194b9463877ad90ecb1f_jordan-lampe.png) [Jordan Lampe](https://blog.basistheory.com/author/jordan-lampe) · December 1, 2022 [Read more](https://blog.basistheory.com/pci-compliance-12-requirements-pci-dss-guide) [![Nacha's 2022 data protection requirements](https://blog.basistheory.com/hubfs/Imported_Blog_Media/62d03f5e1da9597a6d48854c_Getting%20to%20compliance_%20Breaking%20down%20the%202022%20Nacha%20Data%20Protection%20Requirements.jpeg)](https://blog.basistheory.com/nacha-data-protection-requirements) [Compliance](https://blog.basistheory.com/tag/compliance) ## [Breaking down the 2022 Nacha Data Protection Requirements](https://blog.basistheory.com/nacha-data-protection-requirements) Nacha, the governing and enforcement body for United State’s ACH network, recently issued rules requiring organizations to employ a combination of encryption and tok... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · November 16, 2022 [Read more](https://blog.basistheory.com/nacha-data-protection-requirements) [![React Auth0](https://blog.basistheory.com/hubfs/React%20to%20Auth0.png)](https://blog.basistheory.com/using-react-customize-auth0-user-experience) [Engineering](https://blog.basistheory.com/tag/engineering) ## [Using React to Customize Your Auth0 User Experience](https://blog.basistheory.com/using-react-customize-auth0-user-experience) As our implementation with Auth0’s branding and styling grew more complex, our engineering team looked for a solution to simplify our implementation and accelerate o... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · November 16, 2022 [Read more](https://blog.basistheory.com/using-react-customize-auth0-user-experience) [![product changelog for October 2022](https://blog.basistheory.com/hubfs/Imported_Blog_Media/636979d676198368c084a5a1_Changelog_%20%20October%202022.jpg)](https://blog.basistheory.com/changelog-october-2022) [Product](https://blog.basistheory.com/tag/product) ## [Changelog: October 2022](https://blog.basistheory.com/changelog-october-2022) The Highlights Access Rules Engineers use, scope, and permission our Tokens in various ways. To allow for greater control over access to tokens, we built Access Rule... ![Picture of James Armstead](https://blog.basistheory.com/hs-fs/hubfs/Imported_Blog_Media/62b1da75da1e04053d424518_James.jpg?width=50&name=62b1da75da1e04053d424518_James.jpg) [James Armstead](https://blog.basistheory.com/author/james-armstead) · November 8, 2022 [Read more](https://blog.basistheory.com/changelog-october-2022) [![introducing the PCI blueprint](https://blog.basistheory.com/hubfs/Imported_Blog_Media/6355d40b41400ed14ccef524_PCI%20Blueprint.jpg)](https://blog.basistheory.com/introducing-the-pci-blueprint) [Product](https://blog.basistheory.com/tag/product) ## [Introducing the PCI Blueprint](https://blog.basistheory.com/introducing-the-pci-blueprint) The more control and access organizations have over their data, the faster they can ship, innovate, and react. But, because of the burdens that come with PCI, we’ve ... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · October 24, 2022 [Read more](https://blog.basistheory.com/introducing-the-pci-blueprint) [![Encrypt smarter SDKs](https://blog.basistheory.com/hubfs/Encrypt%20smarter%20SDK.png)](https://blog.basistheory.com/basis-theory-open-source-kms-sdk) [Engineering](https://blog.basistheory.com/tag/engineering) ## [Encrypt smarter, not harder: The Basis Theory Open Source KMS SDK](https://blog.basistheory.com/basis-theory-open-source-kms-sdk) When we started designing Basis Theory's vault, we knew the platform encryption posture would need to change to meet new security, compliance, and customer requireme... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · October 5, 2022 [Read more](https://blog.basistheory.com/basis-theory-open-source-kms-sdk) [![How to Replace Stripe Elements with Basis Theory](https://blog.basistheory.com/hubfs/Replace%20Stripe.png)](https://blog.basistheory.com/replace-stripe-elements) [Engineering](https://blog.basistheory.com/tag/engineering) [Product](https://blog.basistheory.com/tag/product) ## [How to Replace Stripe Elements](https://blog.basistheory.com/replace-stripe-elements) Elements provide modern building blocks for collecting sensitive information in your UI, allowing developers to build immersive forms that match the look and feel of... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · September 29, 2022 [Read more](https://blog.basistheory.com/replace-stripe-elements) [![how to insert sensitive data into PDFs](https://blog.basistheory.com/hubfs/Imported_Blog_Media/6321c01f2ab71da3084b2054_Scaling%20encryption%20with%20Basis%20Theory%E2%80%99s%20KMIP%20SDK.jpg)](https://blog.basistheory.com/insert-sensitive-data-pdf-with-reactors) [Engineering](https://blog.basistheory.com/tag/engineering) ## [How to insert sensitive data into a PDF using Reactors](https://blog.basistheory.com/insert-sensitive-data-pdf-with-reactors) A data tokenization platform supports zero trust architecture practices without losing your ability to interact with and use the tokenized data. For example, Basis T... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · September 13, 2022 [Read more](https://blog.basistheory.com/insert-sensitive-data-pdf-with-reactors) [![Fintech policy and regulations in India](https://blog.basistheory.com/hubfs/Imported_Blog_Media/631b44d2b9e80d8f499ba115_The%203%20major%20themes%20guiding%20fintech%20policy%20and%20regulations%20in%20India%20-%20Basis%20Theory.jpg)](https://blog.basistheory.com/fintech-policy-regulations-india) [Compliance](https://blog.basistheory.com/tag/compliance) ## [The 3 Themes Guiding Fintech Policy and Regulations in India](https://blog.basistheory.com/fintech-policy-regulations-india) According to the Economic Times, India has the highest fintech adoption rate globally at 87%—13% higher than the global average. It’s also one of the fastest growing... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · September 9, 2022 [Read more](https://blog.basistheory.com/fintech-policy-regulations-india) [![August 2022 changelog](https://blog.basistheory.com/hubfs/Imported_Blog_Media/630f947cf1b8001a3d72c388_Basis%20Theory%20Changelog%20Aug%202024.jpeg)](https://blog.basistheory.com/changelog-august-2022) [Product](https://blog.basistheory.com/tag/product) ## [Changelog: August 2022](https://blog.basistheory.com/changelog-august-2022) The Highlights Updating Elements with Refs To stay consistent with the current React trends, targeting Elements now uses Refs just like any other React element in a ... ![Picture of Brad Bach](https://blog.basistheory.com/hs-fs/hubfs/Imported_Blog_Media/62c472051ee26e1957201bdb_Brad.jpeg?width=50&name=62c472051ee26e1957201bdb_Brad.jpeg) [Brad Bach](https://blog.basistheory.com/author/brad-bach) · September 6, 2022 [Read more](https://blog.basistheory.com/changelog-august-2022) [![remediating sensitive data](https://blog.basistheory.com/hubfs/Imported_Blog_Media/62fce3e6a353c5f253d8ae2f_Data%20security%20101_%20Remediating%20sensitive%20data.jpeg)](https://blog.basistheory.com/data-security-101-data-remediation) [Data Security](https://blog.basistheory.com/tag/data-security) ## [Remediating Sensitive Data](https://blog.basistheory.com/data-security-101-data-remediation) With the right policies, strategies, and tools, your data remediation program can keep your sensitive data compliant, secure, and useful. ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · August 17, 2022 [Read more](https://blog.basistheory.com/data-security-101-data-remediation) [![What is data encryption and how does it work?](https://blog.basistheory.com/hubfs/Data%20encryption.png)](https://blog.basistheory.com/what-is-data-encryption) [Data Security](https://blog.basistheory.com/tag/data-security) ## [What is data encryption?](https://blog.basistheory.com/what-is-data-encryption) Every day, businesses accumulate more data to help drive their decisions and understand their market. That data is not only confidential to the business, but often c... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · August 11, 2022 [Read more](https://blog.basistheory.com/what-is-data-encryption) [![Basis Theory named Cloud 100 Rising Star](https://blog.basistheory.com/hubfs/Imported_Blog_Media/62f28fdc7568b41fc47fd570_Reflections%20on%20being%20named%20a%20Forbes%20Cloud%20100%20Rising%20Star.jpg)](https://blog.basistheory.com/forbes-cloud-100-rising-star) [Basis Theory News](https://blog.basistheory.com/tag/basis-theory-news) ## [Reflections on being named a Forbes Cloud 100 Rising Star](https://blog.basistheory.com/forbes-cloud-100-rising-star) Leading up to our GA release in late April, we wondered what life would be like post-launch. Even if we felt we had the best platform, would others? After all, token... ![Picture of Colin Luce](https://blog.basistheory.com/hs-fs/hubfs/Colin%20Luce-2161-Edit.jpeg?width=50&name=Colin%20Luce-2161-Edit.jpeg) [Colin Luce](https://blog.basistheory.com/author/colin-luce) · August 9, 2022 [Read more](https://blog.basistheory.com/forbes-cloud-100-rising-star) [![July 2022 changelog](https://blog.basistheory.com/hubfs/Imported_Blog_Media/62ed14bdeb86d316568a3384_Changelog_%20%20July%202022.jpg)](https://blog.basistheory.com/changelog-july-2022) [Product](https://blog.basistheory.com/tag/product) ## [Changelog: July 2022](https://blog.basistheory.com/changelog-july-2022) The Highlights Token expiration Whether mandated by PCI or by your organization's internal data retention policies, developers need the ability to purge data automat... ![Picture of James Armstead](https://blog.basistheory.com/hs-fs/hubfs/Imported_Blog_Media/62b1da75da1e04053d424518_James.jpg?width=50&name=62b1da75da1e04053d424518_James.jpg) [James Armstead](https://blog.basistheory.com/author/james-armstead) · August 5, 2022 [Read more](https://blog.basistheory.com/changelog-july-2022) [![Basis Theory tokens to protect sensitive data](https://blog.basistheory.com/hubfs/Imported_Blog_Media/62ea7962f01323de2abf89a1_Basis%20Theory%20Tokens_%20%20A%20new%20way%20to%20protect%20and%20use%20sensitive%20data.jpg)](https://blog.basistheory.com/tokens-protect-use-sensitive-data) [Product](https://blog.basistheory.com/tag/product) ## [Basis Theory Tokens: A new way to protect and use sensitive data](https://blog.basistheory.com/tokens-protect-use-sensitive-data) Tokenization is only valuable to an organization if the tokens are useful. While cookie-cutter tokens with rigid properties provide great guardrails to get up-and-ru... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · August 1, 2022 [Read more](https://blog.basistheory.com/tokens-protect-use-sensitive-data) [![](https://blog.basistheory.com/hubfs/bt-blog/basis-theory-and-nacha-preferred-partner-p-800.jpeg)](https://blog.basistheory.com/webinar/nacha-requirements) [Resources](https://blog.basistheory.com/tag/resources) ## [Webinar: Why use tokenization to secure ACH data?](https://blog.basistheory.com/webinar/nacha-requirements) In this conversation, Nacha and Basis Theory break down the new data security requirements defined by Nacha and how data tokenization can help you secure ACH data. 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