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2024</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/May%20Changelog.png</image:loc><image:caption>May Changelog</image:caption><image:title>May Changelog</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/October%202024.png</image:loc><image:caption>October 2024</image:caption><image:title>October 2024</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><lastmod>2025-08-08</lastmod></url><url><loc>https://blog.basistheory.com/developer-portal-upgrades</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/introducing-basis-theory-labs.jpeg</image:loc><image:caption>introducing-basis-theory-labs</image:caption><image:title>introducing-basis-theory-labs</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/James.jpg</image:loc><image:caption>James</image:caption><image:title>James</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/protecting-phi.jpg</image:loc><image:caption>protecting-phi</image:caption><image:title>protecting-phi</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/centralizing-operational-secrets.jpeg</image:loc><image:caption>centralizing-operational-secrets</image:caption><image:title>centralizing-operational-secrets</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/Tris-1.jpg</image:loc><image:caption>Tris-1</image:caption><image:title>Tris-1</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo 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(1)</image:caption><image:title>BTLogo (1)</image:title></image:image><lastmod>2025-05-23</lastmod></url><url><loc>https://blog.basistheory.com/accept-payments</loc><image:image><image:loc>https://go.basistheory.com/hubfs/how-to-choose-payment-provider.webp</image:loc><image:caption>how-to-choose-payment-provider</image:caption><image:title>how-to-choose-payment-provider</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/payments-optimization.jpg</image:loc><image:caption>payments-optimization</image:caption><image:title>payments-optimization</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/accept-payments.png</image:loc><image:caption>accept-payments</image:caption><image:title>accept-payments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Ideal%20Payment%20Stack.webp</image:loc><image:caption>Ideal Payment Stack</image:caption><image:title>Ideal Payment Stack</image:title></image:image><lastmod>2024-05-13</lastmod></url><url><loc>https://blog.basistheory.com/how-useful-are-credit-card-numbers</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/CC%20Numbers.webp</image:loc><image:caption>CC Numbers</image:caption><image:title>CC 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levels</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/merchants-leverage-social-commerce.png</image:loc><image:caption>merchants-leverage-social-commerce</image:caption><image:title>merchants-leverage-social-commerce</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Credit%20Card%20Processing%20Levels.png</image:loc><image:caption>Credit Card Processing Levels</image:caption><image:title>Credit Card Processing Levels</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://blog.basistheory.com/payments-compliance-monitoring</loc><image:image><image:loc>https://go.basistheory.com/hubfs/payments-compliance-monitoring.png</image:loc><image:caption>payments-compliance-monitoring</image:caption><image:title>payments-compliance-monitoring</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Types%20of%20Payment%20Tokens.png</image:loc><image:caption>Types of Payment Tokens</image:caption><image:title>Types of Payment Tokens</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BestVaultforSaaS.webp</image:loc><image:caption>BestVaultforSaaS</image:caption><image:title>BestVaultforSaaS</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo 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PSPs</image:title></image:image><lastmod>2025-03-28</lastmod></url><url><loc>https://blog.basistheory.com/serverless-code-reactors-formulas</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/basis-theory-reactors-reactor-formulas.jpeg</image:loc><image:caption>basis-theory-reactors-reactor-formulas</image:caption><image:title>basis-theory-reactors-reactor-formulas</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/React%20to%20Auth0.png</image:loc><image:caption>React to Auth0</image:caption><image:title>React to 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know</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Choosing%20the%20right%20PCI%20provider.png</image:loc><image:caption>Choosing the right PCI provider</image:caption><image:title>Choosing the right PCI provider</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/dynamic-payment-routing-retry-routes.png</image:loc><image:caption>dynamic-payment-routing-retry-routes</image:caption><image:title>dynamic-payment-routing-retry-routes</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo 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Changelog</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/september-2023-changelog.png</image:loc><image:caption>september-2023-changelog</image:caption><image:title>september-2023-changelog</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/march-2023-changelog.png</image:loc><image:caption>march-2023-changelog</image:caption><image:title>march-2023-changelog</image:title></image:image><lastmod>2025-12-30</lastmod></url><url><loc>https://blog.basistheory.com/visa-acquirer-monitoring-program</loc><image:image><image:loc>https://go.basistheory.com/hubfs/VISA%20VAMP.png</image:loc><image:caption>VISA VAMP</image:caption><image:title>VISA 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(1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/high-risk-payment-processing-part-2-shutdown.png</image:loc><image:caption>high-risk-payment-processing-part-2-shutdown</image:caption><image:title>high-risk-payment-processing-part-2-shutdown</image:title></image:image><lastmod>2025-09-02</lastmod></url><url><loc>https://blog.basistheory.com/data-portability-interoperability</loc><image:image><image:loc>https://go.basistheory.com/hubfs/What%20is%20a%20payment%20switch_.png</image:loc><image:caption>What is a payment switch_</image:caption><image:title>What is a payment switch_</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/merchant-discount-rate.png</image:loc><image:caption>merchant-discount-rate</image:caption><image:title>merchant-discount-rate</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/data-portability-interoperability.png</image:loc><image:caption>data-portability-interoperability</image:caption><image:title>data-portability-interoperability</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Payment%20orchestration_%20What%20a%20merchant%20needs%20to%20know.png</image:loc><image:caption>Payment orchestration_ What a merchant needs to know</image:caption><image:title>Payment orchestration_ What a merchant needs to know</image:title></image:image><lastmod>2026-03-13</lastmod></url><url><loc>https://blog.basistheory.com/outgrowing-payment-orchestration</loc><image:image><image:loc>https://go.basistheory.com/hubfs/Payment%20orchestration_%20What%20a%20merchant%20needs%20to%20know.png</image:loc><image:caption>Payment orchestration_ What a merchant needs to know</image:caption><image:title>Payment orchestration_ What a merchant needs to know</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Payment%20Routing_%20What%20it%20means%20for%20a%20merchant.png</image:loc><image:caption>Payment Routing_ What it means for a merchant</image:caption><image:title>Payment Routing_ What it means for a merchant</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Outgrowing%20Payment%20Orchestrator.webp</image:loc><image:caption>Outgrowing Payment Orchestrator</image:caption><image:title>Outgrowing Payment Orchestrator</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/orchestration-vs-basis-theory.png</image:loc><image:caption>orchestration-vs-basis-theory</image:caption><image:title>orchestration-vs-basis-theory</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Payment%20gateway%20vs%20Payment%20Processor%20vs%20Orchestrator.png</image:loc><image:caption>Payment gateway vs Payment Processor vs Orchestrator</image:caption><image:title>Payment gateway vs Payment Processor vs Orchestrator</image:title></image:image><lastmod>2026-05-21</lastmod></url><url><loc>https://blog.basistheory.com/basis-theory-open-source-kms-sdk</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/secure-sensitive-data-5-lines-code.jpeg</image:loc><image:caption>secure-sensitive-data-5-lines-code</image:caption><image:title>secure-sensitive-data-5-lines-code</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Open%20Banking.webp</image:loc><image:caption>Open Banking</image:caption><image:title>Open Banking</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/ciphertext-and-key-metadata.jpg</image:loc><image:caption>ciphertext-and-key-metadata</image:caption><image:title>ciphertext-and-key-metadata</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/transforming-search-query-into-ef-expression-lucene-header.jpeg</image:loc><image:caption>transforming-search-query-into-ef-expression-lucene-header</image:caption><image:title>transforming-search-query-into-ef-expression-lucene-header</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/Josue-p-500.jpeg</image:loc><image:caption>Josue-p-500</image:caption><image:title>Josue-p-500</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Encrypt%20smarter%20SDK.png</image:loc><image:caption>Encrypt smarter SDK</image:caption><image:title>Encrypt smarter SDK</image:title></image:image><lastmod>2025-12-05</lastmod></url><url><loc>https://blog.basistheory.com/managing-payments-during-geographic-expansion</loc><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/How%20to%20meet%20all%20customers%20where%20they%20are_%20Omnichannel%20Payments.png</image:loc><image:caption>How to meet all customers where they are_ Omnichannel Payments</image:caption><image:title>How to meet all customers where they are_ Omnichannel Payments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/payments-compliance-monitoring.png</image:loc><image:caption>payments-compliance-monitoring</image:caption><image:title>payments-compliance-monitoring</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/payment-automation-improve-workflows.jpg</image:loc><image:caption>payment-automation-improve-workflows</image:caption><image:title>payment-automation-improve-workflows</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Geographic%20expansion.webp</image:loc><image:caption>Geographic expansion</image:caption><image:title>Geographic expansion</image:title></image:image><lastmod>2026-03-26</lastmod></url><url><loc>https://blog.basistheory.com/payment-professionals-to-follow-in-2026</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Closed%20Loop%20Payment%20System.webp</image:loc><image:caption>Closed Loop Payment System</image:caption><image:title>Closed Loop Payment System</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Iframe%20Swapping.webp</image:loc><image:caption>Iframe Swapping</image:caption><image:title>Iframe Swapping</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Payment%20Influencers.webp</image:loc><image:caption>Payment Influencers</image:caption><image:title>Payment Influencers</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Payment%20Influencers%20to%20Follow%20in%202025.png</image:loc><image:caption>Payment Influencers to Follow in 2025</image:caption><image:title>Payment Influencers to Follow in 2025</image:title></image:image><lastmod>2026-02-18</lastmod></url><url><loc>https://blog.basistheory.com/vaulting-payments-cost</loc><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/universal-payment-vaults-prevent-failures.png</image:loc><image:caption>universal-payment-vaults-prevent-failures</image:caption><image:title>universal-payment-vaults-prevent-failures</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/credit-card-vaulting.png</image:loc><image:caption>credit-card-vaulting</image:caption><image:title>credit-card-vaulting</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/PCI%20Scope.webp</image:loc><image:caption>PCI Scope</image:caption><image:title>PCI Scope</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/real-costs-vaulting-payments.png</image:loc><image:caption>real-costs-vaulting-payments</image:caption><image:title>real-costs-vaulting-payments</image:title></image:image><lastmod>2024-01-04</lastmod></url><url><loc>https://blog.basistheory.com/buy-vs-build-storing-credit-cards</loc><image:image><image:loc>https://go.basistheory.com/hubfs/Card%20data.webp</image:loc><image:caption>Card data</image:caption><image:title>Card data</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Storing%20credit%20cards%20buying%20vs.%20building-1.png</image:loc><image:caption>Storing credit cards buying vs. building-1</image:caption><image:title>Storing credit cards buying vs. building-1</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/store-credit-cards-service-providers.png</image:loc><image:caption>store-credit-cards-service-providers</image:caption><image:title>store-credit-cards-service-providers</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Cardholder%20Data%20Environments.png</image:loc><image:caption>Cardholder Data Environments</image:caption><image:title>Cardholder Data Environments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/jordan-lampe.png</image:loc><image:caption>jordan-lampe</image:caption><image:title>jordan-lampe</image:title></image:image><lastmod>2025-12-30</lastmod></url><url><loc>https://blog.basistheory.com/november-2023-changelog</loc><image:image><image:loc>https://go.basistheory.com/hubfs/Dec25%20Jan26.webp</image:loc><image:caption>Dec25 Jan26</image:caption><image:title>Dec25 Jan26</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Elements%20V3.webp</image:loc><image:caption>Elements V3</image:caption><image:title>Elements V3</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/James.jpg</image:loc><image:caption>James</image:caption><image:title>James</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/november-2023-changelog.png</image:loc><image:caption>november-2023-changelog</image:caption><image:title>november-2023-changelog</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Iframe%20Swapping.webp</image:loc><image:caption>Iframe Swapping</image:caption><image:title>Iframe Swapping</image:title></image:image><lastmod>2023-12-08</lastmod></url><url><loc>https://blog.basistheory.com/agentic-commerce</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Colin%20Luce-2161-Edit.jpeg</image:loc><image:caption>Colin Luce-2161-Edit</image:caption><image:title>Colin Luce-2161-Edit</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Agentic%20Commerce%20Consortium.png</image:loc><image:caption>Agentic Commerce Consortium</image:caption><image:title>Agentic Commerce Consortium</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Series%20B%20announcement.webp</image:loc><image:caption>Series B announcement</image:caption><image:title>Series B announcement</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/What%20are%20agentic%20payments_.png</image:loc><image:caption>What are agentic payments_</image:caption><image:title>What are agentic payments_</image:title></image:image><lastmod>2025-06-12</lastmod></url><url><loc>https://blog.basistheory.com/august-2025-changelog</loc><image:image><image:loc>https://go.basistheory.com/hubfs/Sports%20Betting%20and%20Gaming.png</image:loc><image:caption>Sports Betting and Gaming</image:caption><image:title>Sports Betting and Gaming</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/august_changelog.png</image:loc><image:caption>august_changelog</image:caption><image:title>august_changelog</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Multi%20PSP%20Google%20Apple%20Pay.png</image:loc><image:caption>Multi PSP Google Apple Pay</image:caption><image:title>Multi PSP Google Apple Pay</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/October%202024.png</image:loc><image:caption>October 2024</image:caption><image:title>October 2024</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/Gonzo.jpg</image:loc><image:caption>Gonzo</image:caption><image:title>Gonzo</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/James.jpg</image:loc><image:caption>James</image:caption><image:title>James</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><lastmod>2025-09-12</lastmod></url><url><loc>https://blog.basistheory.com/customized-approach-pci-dss-4</loc><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/jordan-lampe.png</image:loc><image:caption>jordan-lampe</image:caption><image:title>jordan-lampe</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Imported_Blog_Media/customized-approach-pci-4-right-for-me.png</image:loc><image:caption>customized-approach-pci-4-right-for-me</image:caption><image:title>customized-approach-pci-4-right-for-me</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Imported_Blog_Media/formjacking-and-pci-compliance.png</image:loc><image:caption>formjacking-and-pci-compliance</image:caption><image:title>formjacking-and-pci-compliance</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/pci-dss-4-changes.jpg</image:loc><image:caption>pci-dss-4-changes</image:caption><image:title>pci-dss-4-changes</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/2025%20PCI%20Requirement%20update.png</image:loc><image:caption>2025 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is Tokenizaiton</image:caption><image:title>What is Tokenizaiton</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/Gonzo.jpg</image:loc><image:caption>Gonzo</image:caption><image:title>Gonzo</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Implementing%20KYC%20using%20data%20tokenization.png</image:loc><image:caption>Implementing KYC using data tokenization</image:caption><image:title>Implementing KYC using data tokenization</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo 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Branch</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/customer-story-matic-insurance.jpg</image:loc><image:caption>customer-story-matic-insurance</image:caption><image:title>customer-story-matic-insurance</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/case-study-bg-dark.png</image:loc><image:caption>case-study-bg-dark</image:caption><image:title>case-study-bg-dark</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/modern-life-featured-image.jpg</image:loc><image:caption>modern-life-featured-image</image:caption><image:title>modern-life-featured-image</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><lastmod>2025-01-30</lastmod></url><url><loc>https://blog.basistheory.com/transform-search-query-ef-expression-lucene</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/Josue-p-500.jpeg</image:loc><image:caption>Josue-p-500</image:caption><image:title>Josue-p-500</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo 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SDK</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/localhost-query.png</image:loc><image:caption>localhost-query</image:caption><image:title>localhost-query</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/data-tokenization-and-encryption-using-Go.jpeg</image:loc><image:caption>data-tokenization-and-encryption-using-Go</image:caption><image:title>data-tokenization-and-encryption-using-Go</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/transforming-search-query-into-ef-expression-lucene-header.jpeg</image:loc><image:caption>transforming-search-query-into-ef-expression-lucene-header</image:caption><image:title>transforming-search-query-into-ef-expression-lucene-header</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/booklean-tree-graph.jpeg</image:loc><image:caption>booklean-tree-graph</image:caption><image:title>booklean-tree-graph</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/localhost-terminal.png</image:loc><image:caption>localhost-terminal</image:caption><image:title>localhost-terminal</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/secure-sensitive-data-5-lines-code.jpeg</image:loc><image:caption>secure-sensitive-data-5-lines-code</image:caption><image:title>secure-sensitive-data-5-lines-code</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/localhost-body-id.png</image:loc><image:caption>localhost-body-id</image:caption><image:title>localhost-body-id</image:title></image:image><lastmod>2024-09-19</lastmod></url><url><loc>https://blog.basistheory.com/series-b-announcement</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Colin%20Luce-2161-Edit.jpeg</image:loc><image:caption>Colin Luce-2161-Edit</image:caption><image:title>Colin Luce-2161-Edit</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Series%20B%20announcement.webp</image:loc><image:caption>Series B announcement</image:caption><image:title>Series B announcement</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Agentic%20Commerce%20Consortium.png</image:loc><image:caption>Agentic Commerce Consortium</image:caption><image:title>Agentic Commerce Consortium</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/What%20are%20agentic%20payments_.png</image:loc><image:caption>What are agentic payments_</image:caption><image:title>What are agentic payments_</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://blog.basistheory.com/credit-card-tokenization</loc><image:image><image:loc>https://go.basistheory.com/hubfs/modernizing-payment-stack.png</image:loc><image:caption>modernizing-payment-stack</image:caption><image:title>modernizing-payment-stack</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Credit%20Card%20Tokenization.webp</image:loc><image:caption>Credit Card Tokenization</image:caption><image:title>Credit Card Tokenization</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/credit-card-vaulting.png</image:loc><image:caption>credit-card-vaulting</image:caption><image:title>credit-card-vaulting</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Tokenization%20failure.webp</image:loc><image:caption>Tokenization failure</image:caption><image:title>Tokenization failure</image:title></image:image><lastmod>2026-05-08</lastmod></url><url><loc>https://blog.basistheory.com/chargebacks-explained</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/jordan-lampe.png</image:loc><image:caption>jordan-lampe</image:caption><image:title>jordan-lampe</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Saving%20Your%20Reputation%20With%20Visa%E2%80%99s%20Account%20Name%20Inquiry.png</image:loc><image:caption>Saving Your Reputation With Visa’s Account Name Inquiry</image:caption><image:title>Saving Your Reputation With Visa’s Account Name Inquiry</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Replace%20Stripe.png</image:loc><image:caption>Replace Stripe</image:caption><image:title>Replace Stripe</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/ChargebacksandMerchants.webp</image:loc><image:caption>ChargebacksandMerchants</image:caption><image:title>ChargebacksandMerchants</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/store-credit-cards-service-providers.png</image:loc><image:caption>store-credit-cards-service-providers</image:caption><image:title>store-credit-cards-service-providers</image:title></image:image><lastmod>2026-06-11</lastmod></url><url><loc>https://blog.basistheory.com/debit-credit-card-processing-costs</loc><image:image><image:loc>https://go.basistheory.com/hubfs/Closed%20Loop%20Payment%20System.webp</image:loc><image:caption>Closed Loop Payment System</image:caption><image:title>Closed Loop Payment System</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/test-card-numbers.jpg</image:loc><image:caption>test-card-numbers</image:caption><image:title>test-card-numbers</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/improve-payments-performance.webp</image:loc><image:caption>improve-payments-performance</image:caption><image:title>improve-payments-performance</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/difference%20debit%20and%20credit.png</image:loc><image:caption>difference debit and credit</image:caption><image:title>difference debit and credit</image:title></image:image><lastmod>2025-10-17</lastmod></url><url><loc>https://blog.basistheory.com/api-acceptance-integration-testing</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/secure-sensitive-data-5-lines-code.jpeg</image:loc><image:caption>secure-sensitive-data-5-lines-code</image:caption><image:title>secure-sensitive-data-5-lines-code</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Encrypt%20smarter%20SDK.png</image:loc><image:caption>Encrypt smarter SDK</image:caption><image:title>Encrypt smarter SDK</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/ui-acceptance-end-to-end-testing.jpeg</image:loc><image:caption>ui-acceptance-end-to-end-testing</image:caption><image:title>ui-acceptance-end-to-end-testing</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Davi-Square.jpg</image:loc><image:caption>Davi-Square</image:caption><image:title>Davi-Square</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/API%20Testing.png</image:loc><image:caption>API Testing</image:caption><image:title>API Testing</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/API%20test.png</image:loc><image:caption>API test</image:caption><image:title>API test</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/API%20Testing-1.png</image:loc><image:caption>API Testing-1</image:caption><image:title>API Testing-1</image:title></image:image><lastmod>2025-11-26</lastmod></url><url><loc>https://blog.basistheory.com/collect-store-card-data-securely</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Cardholder%20Data%20Environments.png</image:loc><image:caption>Cardholder Data Environments</image:caption><image:title>Cardholder Data Environments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Credit%20Card%20Tokenization.webp</image:loc><image:caption>Credit Card Tokenization</image:caption><image:title>Credit Card Tokenization</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/PCI%20DSS.webp</image:loc><image:caption>PCI DSS</image:caption><image:title>PCI DSS</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Card%20data.webp</image:loc><image:caption>Card data</image:caption><image:title>Card data</image:title></image:image><lastmod>2026-02-10</lastmod></url><url><loc>https://blog.basistheory.com/visa-digital-commerce-authentication-program</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Ideal%20Payment%20Stack.webp</image:loc><image:caption>Ideal Payment Stack</image:caption><image:title>Ideal Payment Stack</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/KevinMayes.jpg</image:loc><image:caption>KevinMayes</image:caption><image:title>KevinMayes</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/VISA%20VAMP.webp</image:loc><image:caption>VISA VAMP</image:caption><image:title>VISA VAMP</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/triangulation-fraud.png</image:loc><image:caption>triangulation-fraud</image:caption><image:title>triangulation-fraud</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Saving%20Your%20Reputation%20With%20Visa%E2%80%99s%20Account%20Name%20Inquiry.png</image:loc><image:caption>Saving Your Reputation With Visa’s Account Name Inquiry</image:caption><image:title>Saving Your Reputation With Visa’s Account Name Inquiry</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><lastmod>2026-04-27</lastmod></url><url><loc>https://blog.basistheory.com/january-2025-changelog</loc><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Front%20end%20vs%20Back%20end%20processor%20switching.png</image:loc><image:caption>Front end vs Back end processor switching</image:caption><image:title>Front end vs Back end processor switching</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/card-network-token.jpg</image:loc><image:caption>card-network-token</image:caption><image:title>card-network-token</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/James.jpg</image:loc><image:caption>James</image:caption><image:title>James</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/feb-2024-changelog.png</image:loc><image:caption>feb-2024-changelog</image:caption><image:title>feb-2024-changelog</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/February%202025.png</image:loc><image:caption>February 2025</image:caption><image:title>February 2025</image:title></image:image><lastmod>2025-02-14</lastmod></url><url><loc>https://blog.basistheory.com/how-connected-payments-reduce-merchant-risk</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Payment%20orchestration_%20What%20a%20merchant%20needs%20to%20know.png</image:loc><image:caption>Payment orchestration_ What a merchant needs to know</image:caption><image:title>Payment orchestration_ What a merchant needs to know</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/chargeback_fraud.png</image:loc><image:caption>chargeback_fraud</image:caption><image:title>chargeback_fraud</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/second-payment-processor.png</image:loc><image:caption>second-payment-processor</image:caption><image:title>second-payment-processor</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/What%20is%20chargeback%20fraud_.png</image:loc><image:caption>What is chargeback fraud_</image:caption><image:title>What is chargeback fraud_</image:title></image:image><lastmod>2025-07-29</lastmod></url><url><loc>https://blog.basistheory.com/monolithic-payments</loc><image:image><image:loc>https://go.basistheory.com/hubfs/monolithic-payments.webp</image:loc><image:caption>monolithic-payments</image:caption><image:title>monolithic-payments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/roi-multi-processor-routing.png</image:loc><image:caption>roi-multi-processor-routing</image:caption><image:title>roi-multi-processor-routing</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/recurring-payments-merchants.png</image:loc><image:caption>recurring-payments-merchants</image:caption><image:title>recurring-payments-merchants</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Merchant%20Payments.png</image:loc><image:caption>Merchant Payments</image:caption><image:title>Merchant Payments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><lastmod>2024-04-19</lastmod></url><url><loc>https://blog.basistheory.com/tokenization-vs-encryption</loc><image:image><image:loc>https://go.basistheory.com/hubfs/Secure%20Payment%20Systems.png</image:loc><image:caption>Secure Payment Systems</image:caption><image:title>Secure Payment Systems</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Card%20data.webp</image:loc><image:caption>Card data</image:caption><image:title>Card data</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/payment-network-tokenization.jpg</image:loc><image:caption>payment-network-tokenization</image:caption><image:title>payment-network-tokenization</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/what-are-encryption-tokenization.jpg</image:loc><image:caption>what-are-encryption-tokenization</image:caption><image:title>what-are-encryption-tokenization</image:title></image:image><lastmod>2025-08-08</lastmod></url><url><loc>https://blog.basistheory.com/payment-automation-improve-workflows</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/how-payment-analytics-grow-organizations.jpg</image:loc><image:caption>how-payment-analytics-grow-organizations</image:caption><image:title>how-payment-analytics-grow-organizations</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Payment%20Reconciliation.png</image:loc><image:caption>Payment Reconciliation</image:caption><image:title>Payment Reconciliation</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/merchant-discount-rate.png</image:loc><image:caption>merchant-discount-rate</image:caption><image:title>merchant-discount-rate</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/payment-automation-improve-workflows.jpg</image:loc><image:caption>payment-automation-improve-workflows</image:caption><image:title>payment-automation-improve-workflows</image:title></image:image><lastmod>2025-07-29</lastmod></url><url><loc>https://blog.basistheory.com/vaulted-or-vaultless-tokens</loc><image:image><image:loc>https://go.basistheory.com/hubfs/vaulted-vaultless-tokens.png</image:loc><image:caption>vaulted-vaultless-tokens</image:caption><image:title>vaulted-vaultless-tokens</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/credit-card-vaulting.png</image:loc><image:caption>credit-card-vaulting</image:caption><image:title>credit-card-vaulting</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Vaulted%20Tokenization%20.png</image:loc><image:caption>Vaulted Tokenization </image:caption><image:title>Vaulted Tokenization 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Systems</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><lastmod>2025-02-20</lastmod></url><url><loc>https://blog.basistheory.com/payment-tokenization</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Payment%20orchestration_%20What%20a%20merchant%20needs%20to%20know.png</image:loc><image:caption>Payment orchestration_ What a merchant needs to know</image:caption><image:title>Payment orchestration_ What a merchant needs to know</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/PaymentTokenizationProcess.png</image:loc><image:caption>PaymentTokenizationProcess</image:caption><image:title>PaymentTokenizationProcess</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/cost%20of%20pci%20compliance.webp</image:loc><image:caption>cost of pci compliance</image:caption><image:title>cost of pci compliance</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/modernizing-payment-stack.png</image:loc><image:caption>modernizing-payment-stack</image:caption><image:title>modernizing-payment-stack</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Payment%20Tokenization.webp</image:loc><image:caption>Payment Tokenization</image:caption><image:title>Payment Tokenization</image:title></image:image><lastmod>2026-05-14</lastmod></url><url><loc>https://blog.basistheory.com/case-studies/felix</loc><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo 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Merchants</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/multi-processor-routing-full-service-psp.png</image:loc><image:caption>multi-processor-routing-full-service-psp</image:caption><image:title>multi-processor-routing-full-service-psp</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/VISA%20VAMP.png</image:loc><image:caption>VISA VAMP</image:caption><image:title>VISA VAMP</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/colin-james-booth.jpg</image:loc><image:caption>colin-james-booth</image:caption><image:title>colin-james-booth</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/LucasChociay.png</image:loc><image:caption>LucasChociay</image:caption><image:title>LucasChociay</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/mrc-vegas-2024-takeaways.webp</image:loc><image:caption>mrc-vegas-2024-takeaways</image:caption><image:title>mrc-vegas-2024-takeaways</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/mrc-demo-theater.jpg</image:loc><image:caption>mrc-demo-theater</image:caption><image:title>mrc-demo-theater</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/pagos-dinner.jpg</image:loc><image:caption>pagos-dinner</image:caption><image:title>pagos-dinner</image:title></image:image><lastmod>2024-05-09</lastmod></url><url><loc>https://blog.basistheory.com/protecting-phi</loc><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/VISA%20VAMP.webp</image:loc><image:caption>VISA VAMP</image:caption><image:title>VISA VAMP</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BINdata.webp</image:loc><image:caption>BINdata</image:caption><image:title>BINdata</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/sendsecurely-free-safe-way-send-secure-info.jpg</image:loc><image:caption>sendsecurely-free-safe-way-send-secure-info</image:caption><image:title>sendsecurely-free-safe-way-send-secure-info</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/KevinMayes.jpg</image:loc><image:caption>KevinMayes</image:caption><image:title>KevinMayes</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/Drew-p-500-1.jpeg</image:loc><image:caption>Drew-p-500-1</image:caption><image:title>Drew-p-500-1</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/protecting-phi.jpg</image:loc><image:caption>protecting-phi</image:caption><image:title>protecting-phi</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><lastmod>2025-05-30</lastmod></url><url><loc>https://blog.basistheory.com/card-tokenization-failure</loc><image:image><image:loc>https://go.basistheory.com/hubfs/Credit%20Card%20Tokenization.webp</image:loc><image:caption>Credit Card Tokenization</image:caption><image:title>Credit Card Tokenization</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Tokenization%20failure.webp</image:loc><image:caption>Tokenization failure</image:caption><image:title>Tokenization failure</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/merchant-discount-rate.png</image:loc><image:caption>merchant-discount-rate</image:caption><image:title>merchant-discount-rate</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/health%20fitness.webp</image:loc><image:caption>health fitness</image:caption><image:title>health fitness</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://blog.basistheory.com/pci-compliant-service-provider</loc><image:image><image:loc>https://go.basistheory.com/hubfs/pinless_debit.png</image:loc><image:caption>pinless_debit</image:caption><image:title>pinless_debit</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/12%20pci%20compliance%20requirements.webp</image:loc><image:caption>12 pci compliance requirements</image:caption><image:title>12 pci compliance requirements</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Choosing%20the%20Right%20PCI%20Provider.webp</image:loc><image:caption>Choosing the Right PCI Provider</image:caption><image:title>Choosing the Right PCI Provider</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Card%20data.webp</image:loc><image:caption>Card data</image:caption><image:title>Card data</image:title></image:image><lastmod>2026-02-12</lastmod></url><url><loc>https://blog.basistheory.com/pci-requirements-encryption</loc><image:image><image:loc>https://go.basistheory.com/hubfs/pci-requirements-encryption.png</image:loc><image:caption>pci-requirements-encryption</image:caption><image:title>pci-requirements-encryption</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/Gonzo.jpg</image:loc><image:caption>Gonzo</image:caption><image:title>Gonzo</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/2025%20PCI%20Requirement%20update.png</image:loc><image:caption>2025 PCI Requirement update</image:caption><image:title>2025 PCI Requirement update</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/12%20pci%20compliance%20requirements.webp</image:loc><image:caption>12 pci compliance requirements</image:caption><image:title>12 pci compliance requirements</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/What%20is%20Tokenizaiton.png</image:loc><image:caption>What is Tokenizaiton</image:caption><image:title>What is 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(1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/roi-multi-processor-routing.png</image:loc><image:caption>roi-multi-processor-routing</image:caption><image:title>roi-multi-processor-routing</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Global%20Routing.webp</image:loc><image:caption>Global Routing</image:caption><image:title>Global Routing</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Nonprocessorendpoints.webp</image:loc><image:caption>Nonprocessorendpoints</image:caption><image:title>Nonprocessorendpoints</image:title></image:image><lastmod>2026-03-12</lastmod></url><url><loc>https://blog.basistheory.com/total-processing-volume</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/PCI%20levels.webp</image:loc><image:caption>PCI levels</image:caption><image:title>PCI levels</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Global%20Routing.webp</image:loc><image:caption>Global Routing</image:caption><image:title>Global Routing</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/monolithic-payments.webp</image:loc><image:caption>monolithic-payments</image:caption><image:title>monolithic-payments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Total%20Processing%20Volume.png</image:loc><image:caption>Total Processing Volume</image:caption><image:title>Total Processing Volume</image:title></image:image><lastmod>2026-02-06</lastmod></url><url><loc>https://blog.basistheory.com/summer-2024-changelog</loc><image:image><image:loc>https://go.basistheory.com/hubfs/Summer2024Changelog.png</image:loc><image:caption>Summer2024Changelog</image:caption><image:title>Summer2024Changelog</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/march-2023-changelog.png</image:loc><image:caption>march-2023-changelog</image:caption><image:title>march-2023-changelog</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/February%202025.png</image:loc><image:caption>February 2025</image:caption><image:title>February 2025</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/James.jpg</image:loc><image:caption>James</image:caption><image:title>James</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/November%20EOY.webp</image:loc><image:caption>November EOY</image:caption><image:title>November EOY</image:title></image:image><lastmod>2024-08-27</lastmod></url><url><loc>https://blog.basistheory.com/what-is-data-encryption</loc><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/data-tokenization-and-encryption-using-Go.jpeg</image:loc><image:caption>data-tokenization-and-encryption-using-Go</image:caption><image:title>data-tokenization-and-encryption-using-Go</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/What%20is%20Tokenizaiton.png</image:loc><image:caption>What is Tokenizaiton</image:caption><image:title>What is 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Payment Methods</image:caption><image:title>Implementing Alternative Payment Methods</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://blog.basistheory.com/one-time-use-privacy-cards</loc><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/What%20are%20one-time-use%20privacy%20cards_%20Explaining%20the%20benefits.png</image:loc><image:caption>What are one-time-use privacy cards_ Explaining the benefits</image:caption><image:title>What are one-time-use privacy cards_ Explaining the benefits</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/card-on-file-transaction.png</image:loc><image:caption>card-on-file-transaction</image:caption><image:title>card-on-file-transaction</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/difference%20debit%20and%20credit.png</image:loc><image:caption>difference debit and credit</image:caption><image:title>difference debit and credit</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/gift-card-authorization-rates.png</image:loc><image:caption>gift-card-authorization-rates</image:caption><image:title>gift-card-authorization-rates</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://blog.basistheory.com/why-knowing-the-card-brand-matters</loc><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Knowing-the-card-brands.png</image:loc><image:caption>Knowing-the-card-brands</image:caption><image:title>Knowing-the-card-brands</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/test-card-numbers.jpg</image:loc><image:caption>test-card-numbers</image:caption><image:title>test-card-numbers</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Credit%20Card%20Tokenization.webp</image:loc><image:caption>Credit Card Tokenization</image:caption><image:title>Credit Card Tokenization</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/prevent-payment-gateway-fraud.png</image:loc><image:caption>prevent-payment-gateway-fraud</image:caption><image:title>prevent-payment-gateway-fraud</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><lastmod>2025-07-15</lastmod></url><url><loc>https://blog.basistheory.com/june-2023-changelog</loc><image:image><image:loc>https://go.basistheory.com/hubfs/how-payment-analytics-grow-organizations.jpg</image:loc><image:caption>how-payment-analytics-grow-organizations</image:caption><image:title>how-payment-analytics-grow-organizations</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/James.jpg</image:loc><image:caption>James</image:caption><image:title>James</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/november-2023-changelog.png</image:loc><image:caption>november-2023-changelog</image:caption><image:title>november-2023-changelog</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/june-2023-product-changelog.png</image:loc><image:caption>june-2023-product-changelog</image:caption><image:title>june-2023-product-changelog</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/Drew-p-500-1.jpeg</image:loc><image:caption>Drew-p-500-1</image:caption><image:title>Drew-p-500-1</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/sendsecurely-free-safe-way-send-secure-info.jpg</image:loc><image:caption>sendsecurely-free-safe-way-send-secure-info</image:caption><image:title>sendsecurely-free-safe-way-send-secure-info</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/MFA-BT.png</image:loc><image:caption>MFA-BT</image:caption><image:title>MFA-BT</image:title></image:image><lastmod>2025-12-30</lastmod></url><url><loc>https://blog.basistheory.com</loc><image:image><image:loc>https://go.basistheory.com/hubfs/What%20is%20a%20BIN.webp</image:loc><image:caption>What is a BIN</image:caption><image:title>What is a BIN</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Elements%20V3.webp</image:loc><image:caption>Elements V3</image:caption><image:title>Elements V3</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Omnichannel%20Tokenization.webp</image:loc><image:caption>Omnichannel Tokenization</image:caption><image:title>Omnichannel Tokenization</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Updated%20BIN%20Details.webp</image:loc><image:caption>Updated BIN Details</image:caption><image:title>Updated BIN Details</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Multiple%20PSPs.webp</image:loc><image:caption>Multiple PSPs</image:caption><image:title>Multiple PSPs</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BestVaultforSaaS.webp</image:loc><image:caption>BestVaultforSaaS</image:caption><image:title>BestVaultforSaaS</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/Gonzo.jpg</image:loc><image:caption>Gonzo</image:caption><image:title>Gonzo</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Card%20data.webp</image:loc><image:caption>Card data</image:caption><image:title>Card data</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/DeveloperPortal.webp</image:loc><image:caption>DeveloperPortal</image:caption><image:title>DeveloperPortal</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Payment%20Influencers.webp</image:loc><image:caption>Payment Influencers</image:caption><image:title>Payment Influencers</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Involuntary%20Churn.png</image:loc><image:caption>Involuntary Churn</image:caption><image:title>Involuntary Churn</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Why%20I%20Joined.webp</image:loc><image:caption>Why I Joined</image:caption><image:title>Why I Joined</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Outgrowing%20Payment%20Orchestrator.webp</image:loc><image:caption>Outgrowing Payment Orchestrator</image:caption><image:title>Outgrowing Payment Orchestrator</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Shoppable%20ads%20and%20tokenization.webp</image:loc><image:caption>Shoppable ads and tokenization</image:caption><image:title>Shoppable ads and tokenization</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/May%202026.webp</image:loc><image:caption>May 2026</image:caption><image:title>May 2026</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/PCI-DSS%20automation.webp</image:loc><image:caption>PCI-DSS automation</image:caption><image:title>PCI-DSS automation</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/March%202026.webp</image:loc><image:caption>March 2026</image:caption><image:title>March 2026</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/February%202026.webp</image:loc><image:caption>February 2026</image:caption><image:title>February 2026</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/ChargebacksandMerchants.webp</image:loc><image:caption>ChargebacksandMerchants</image:caption><image:title>ChargebacksandMerchants</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Creating%20a%20Payments%20API%20.png</image:loc><image:caption>Creating a Payments API </image:caption><image:title>Creating a Payments API </image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Davi-Square.jpg</image:loc><image:caption>Davi-Square</image:caption><image:title>Davi-Square</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Cannabis-CBD-payments.webp</image:loc><image:caption>Cannabis-CBD-payments</image:caption><image:title>Cannabis-CBD-payments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Geographic%20expansion.webp</image:loc><image:caption>Geographic expansion</image:caption><image:title>Geographic expansion</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Fintechs%20guide%20to%20payments.webp</image:loc><image:caption>Fintechs guide to payments</image:caption><image:title>Fintechs guide to payments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Network%20Transaction%20ID.webp</image:loc><image:caption>Network Transaction ID</image:caption><image:title>Network Transaction ID</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Good%20Documentation.webp</image:loc><image:caption>Good Documentation</image:caption><image:title>Good Documentation</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/brandon-sterne-headshot.jpeg</image:loc><image:caption>brandon-sterne-headshot</image:caption><image:title>brandon-sterne-headshot</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Hidden%20Architecture.webp</image:loc><image:caption>Hidden Architecture</image:caption><image:title>Hidden Architecture</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Pitfalls%20of%20a%20Forward%20API.webp</image:loc><image:caption>Pitfalls of a Forward API</image:caption><image:title>Pitfalls of a Forward API</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Storing%20CC%20on%20Paper.jpg</image:loc><image:caption>Storing CC on Paper</image:caption><image:title>Storing CC on Paper</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Stale%20Card%20Data%20B.webp</image:loc><image:caption>Stale Card Data B</image:caption><image:title>Stale Card Data B</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BIN%20Intelligence.webp</image:loc><image:caption>BIN Intelligence</image:caption><image:title>BIN Intelligence</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/TylerHodgins.jpg</image:loc><image:caption>TylerHodgins</image:caption><image:title>TylerHodgins</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Ideal%20Payment%20Stack.webp</image:loc><image:caption>Ideal Payment Stack</image:caption><image:title>Ideal Payment Stack</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/OutsourcingPCI.webp</image:loc><image:caption>OutsourcingPCI</image:caption><image:title>OutsourcingPCI</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Compliance%20with%20Email.webp</image:loc><image:caption>Compliance with Email</image:caption><image:title>Compliance with Email</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Payment%20Tokenization.webp</image:loc><image:caption>Payment Tokenization</image:caption><image:title>Payment Tokenization</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Linque%20Launch.webp</image:loc><image:caption>Linque Launch</image:caption><image:title>Linque Launch</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/VISA%20VAMP.webp</image:loc><image:caption>VISA VAMP</image:caption><image:title>VISA VAMP</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Choosing%20the%20Right%20PCI%20Provider.webp</image:loc><image:caption>Choosing the Right PCI Provider</image:caption><image:title>Choosing the Right PCI Provider</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/TokenizationFAQ.webp</image:loc><image:caption>TokenizationFAQ</image:caption><image:title>TokenizationFAQ</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/January%202026.webp</image:loc><image:caption>January 2026</image:caption><image:title>January 2026</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Card%20Issuing-1.webp</image:loc><image:caption>Card Issuing-1</image:caption><image:title>Card Issuing-1</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Credit%20Card%20Tokenization.webp</image:loc><image:caption>Credit Card Tokenization</image:caption><image:title>Credit Card Tokenization</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Stablecoins%20Narrowbanks.webp</image:loc><image:caption>Stablecoins Narrowbanks</image:caption><image:title>Stablecoins Narrowbanks</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/KevinMayes.jpg</image:loc><image:caption>KevinMayes</image:caption><image:title>KevinMayes</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Best%20Payment%20Vault%20Use%20Cases.webp</image:loc><image:caption>Best Payment Vault Use Cases</image:caption><image:title>Best Payment Vault Use Cases</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Card%20Vaulting%20Services.webp</image:loc><image:caption>Card Vaulting Services</image:caption><image:title>Card Vaulting Services</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/ISO27701.webp</image:loc><image:caption>ISO27701</image:caption><image:title>ISO27701</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BINdata.webp</image:loc><image:caption>BINdata</image:caption><image:title>BINdata</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Nonprocessorendpoints.webp</image:loc><image:caption>Nonprocessorendpoints</image:caption><image:title>Nonprocessorendpoints</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/April%202026.webp</image:loc><image:caption>April 2026</image:caption><image:title>April 2026</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/What%20is%20Tokenizaiton.png</image:loc><image:caption>What is Tokenizaiton</image:caption><image:title>What is Tokenizaiton</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Credit%20Card%20Anatomy_%20Explaining%20the%20PAN%2c%20BIN%2c%20CVV%2c%20&amp;%20Others.png</image:loc><image:caption>Credit Card Anatomy_ Explaining the PAN, BIN, CVV, &amp; Others</image:caption><image:title>Credit Card Anatomy_ Explaining the PAN, BIN, CVV, &amp; Others</image:title></image:image><lastmod>2025-04-25</lastmod></url><url><loc>https://blog.basistheory.com/longer-cvc-storage</loc><image:image><image:loc>https://go.basistheory.com/hubfs/PCI%20Scope.webp</image:loc><image:caption>PCI Scope</image:caption><image:title>PCI Scope</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Imported_Blog_Media/formjacking-and-pci-compliance.png</image:loc><image:caption>formjacking-and-pci-compliance</image:caption><image:title>formjacking-and-pci-compliance</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/use-cases-longer-cvc-storage.jpg</image:loc><image:caption>use-cases-longer-cvc-storage</image:caption><image:title>use-cases-longer-cvc-storage</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/jordan-lampe.png</image:loc><image:caption>jordan-lampe</image:caption><image:title>jordan-lampe</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/November%20EOY.webp</image:loc><image:caption>November EOY</image:caption><image:title>November EOY</image:title></image:image><lastmod>2025-12-30</lastmod></url><url><loc>https://blog.basistheory.com/grow-revenue-reduce-expenses-subscriptions</loc><image:image><image:loc>https://go.basistheory.com/hubfs/Stale%20Card%20Data%20B.webp</image:loc><image:caption>Stale Card Data B</image:caption><image:title>Stale Card Data B</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/grow-revenue-reduce-expenses.webp</image:loc><image:caption>grow-revenue-reduce-expenses</image:caption><image:title>grow-revenue-reduce-expenses</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Payment%20Routing_%20What%20it%20means%20for%20a%20merchant.png</image:loc><image:caption>Payment Routing_ What it means for a merchant</image:caption><image:title>Payment Routing_ What it means for a merchant</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Nonprocessorendpoints.webp</image:loc><image:caption>Nonprocessorendpoints</image:caption><image:title>Nonprocessorendpoints</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><lastmod>2024-04-10</lastmod></url><url><loc>https://blog.basistheory.com/pitfalls-of-a-forward-api</loc><image:image><image:loc>https://go.basistheory.com/hubfs/Pitfalls%20of%20a%20Forward%20API.webp</image:loc><image:caption>Pitfalls of a Forward API</image:caption><image:title>Pitfalls of a Forward API</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/migrate-to-new-psp.jpg</image:loc><image:caption>migrate-to-new-psp</image:caption><image:title>migrate-to-new-psp</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Best%20Payment%20Vault%20Use%20Cases.webp</image:loc><image:caption>Best Payment Vault Use Cases</image:caption><image:title>Best Payment Vault Use Cases</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/roi-multi-processor-routing.png</image:loc><image:caption>roi-multi-processor-routing</image:caption><image:title>roi-multi-processor-routing</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><lastmod>2026-04-09</lastmod></url><url><loc>https://blog.basistheory.com/replace-stripe-elements</loc><image:image><image:loc>https://go.basistheory.com/hubfs/Replace%20Stripe.png</image:loc><image:caption>Replace Stripe</image:caption><image:title>Replace Stripe</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Elements%20V3.webp</image:loc><image:caption>Elements V3</image:caption><image:title>Elements V3</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Stripe%20vs%20Basis%20Theory%20Elements.png</image:loc><image:caption>Stripe vs Basis Theory Elements</image:caption><image:title>Stripe vs Basis Theory Elements</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/How-to-encrypt-data-react.jpeg</image:loc><image:caption>How-to-encrypt-data-react</image:caption><image:title>How-to-encrypt-data-react</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/elements-seamless-ways.jpeg</image:loc><image:caption>elements-seamless-ways</image:caption><image:title>elements-seamless-ways</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Davi-Square.jpg</image:loc><image:caption>Davi-Square</image:caption><image:title>Davi-Square</image:title></image:image><lastmod>2025-12-18</lastmod></url><url><loc>https://blog.basistheory.com/pci-compliance-automation</loc><image:image><image:loc>https://go.basistheory.com/hubfs/PCI-DSS%20automation.webp</image:loc><image:caption>PCI-DSS automation</image:caption><image:title>PCI-DSS automation</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><lastmod>2026-07-16</lastmod></url><url><loc>https://blog.basistheory.com/secure-online-payment-processing</loc><image:image><image:loc>https://go.basistheory.com/hubfs/secure-online-payment-processing.jpg</image:loc><image:caption>secure-online-payment-processing</image:caption><image:title>secure-online-payment-processing</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Types%20of%20Payment%20Tokens.png</image:loc><image:caption>Types of Payment Tokens</image:caption><image:title>Types of Payment Tokens</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BestVaultforSaaS.webp</image:loc><image:caption>BestVaultforSaaS</image:caption><image:title>BestVaultforSaaS</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Payment%20orchestration_%20What%20a%20merchant%20needs%20to%20know.png</image:loc><image:caption>Payment orchestration_ What a merchant needs to know</image:caption><image:title>Payment orchestration_ What a merchant needs to 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(1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Doing%20more%20with%20PAN.png</image:loc><image:caption>Doing more with PAN</image:caption><image:title>Doing more with 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provider</image:title></image:image><lastmod>2025-07-08</lastmod></url><url><loc>https://blog.basistheory.com/migrate-to-new-psp</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/real-costs-vaulting-payments.png</image:loc><image:caption>real-costs-vaulting-payments</image:caption><image:title>real-costs-vaulting-payments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/migrate-to-new-psp.jpg</image:loc><image:caption>migrate-to-new-psp</image:caption><image:title>migrate-to-new-psp</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Choosing%20a%20Full-Service%20Payment%20Service%20Provider.png</image:loc><image:caption>Choosing a Full-Service Payment Service Provider</image:caption><image:title>Choosing a Full-Service 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fitness</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/multi-processor-routing-full-service-psp.png</image:loc><image:caption>multi-processor-routing-full-service-psp</image:caption><image:title>multi-processor-routing-full-service-psp</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/June%20Changelog.png</image:loc><image:caption>June Changelog</image:caption><image:title>June Changelog</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Involuntary%20Churn.png</image:loc><image:caption>Involuntary 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requirements</image:title></image:image><lastmod>2025-10-17</lastmod></url><url><loc>https://blog.basistheory.com/unbundling-payments-stack</loc><image:image><image:loc>https://go.basistheory.com/hubfs/Unbundle%20Payment%20Stack.png</image:loc><image:caption>Unbundle Payment Stack</image:caption><image:title>Unbundle Payment Stack</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Payment%20Routing_%20What%20it%20means%20for%20a%20merchant.png</image:loc><image:caption>Payment Routing_ What it means for a merchant</image:caption><image:title>Payment Routing_ What it means for a merchant</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/multi-processor-payment-routing.jpg</image:loc><image:caption>multi-processor-payment-routing</image:caption><image:title>multi-processor-payment-routing</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Multi-Processor%20Merchants_%20Why%20Innovators%20Have%20Multiple%20PSPs.png</image:loc><image:caption>Multi-Processor Merchants_ Why Innovators Have Multiple PSPs</image:caption><image:title>Multi-Processor Merchants_ Why Innovators Have Multiple PSPs</image:title></image:image><lastmod>2026-07-01</lastmod></url><url><loc>https://blog.basistheory.com/pci-dss-requirement-5</loc><image:image><image:loc>https://go.basistheory.com/hubfs/pci-dss-requirement-4.png</image:loc><image:caption>pci-dss-requirement-4</image:caption><image:title>pci-dss-requirement-4</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/pci-dss-requirement-5.png</image:loc><image:caption>pci-dss-requirement-5</image:caption><image:title>pci-dss-requirement-5</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/PCI%20Scope.webp</image:loc><image:caption>PCI Scope</image:caption><image:title>PCI Scope</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/pci-dss-requirement-1.png</image:loc><image:caption>pci-dss-requirement-1</image:caption><image:title>pci-dss-requirement-1</image:title></image:image><lastmod>2025-05-23</lastmod></url><url><loc>https://blog.basistheory.com/what-is-tokenization</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/Tokenization%20system.webp</image:loc><image:caption>Tokenization system</image:caption><image:title>Tokenization system</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/What%20is%20Tokenizaiton.png</image:loc><image:caption>What is Tokenizaiton</image:caption><image:title>What is 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tokenization</image:title></image:image><lastmod>2026-02-26</lastmod></url><url><loc>https://blog.basistheory.com/august-2024-changelog</loc><image:image><image:loc>https://go.basistheory.com/hubfs/AugustChangelog2024.png</image:loc><image:caption>AugustChangelog2024</image:caption><image:title>AugustChangelog2024</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/april-2023-changelog.jpg</image:loc><image:caption>april-2023-changelog</image:caption><image:title>april-2023-changelog</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Changelog_%20%20January%202023-1.png</image:loc><image:caption>Changelog_  January 2023-1</image:caption><image:title>Changelog_  January 2023-1</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/September%202024.png</image:loc><image:caption>September 2024</image:caption><image:title>September 2024</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><lastmod>2026-05-08</lastmod></url><url><loc>https://blog.basistheory.com/geographic-routing</loc><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo 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PSPs</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Nonprocessorendpoints.webp</image:loc><image:caption>Nonprocessorendpoints</image:caption><image:title>Nonprocessorendpoints</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Global%20Routing.webp</image:loc><image:caption>Global Routing</image:caption><image:title>Global Routing</image:title></image:image><lastmod>2026-01-30</lastmod></url><url><loc>https://blog.basistheory.com/centralized-operational-secrets-ansible</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/data-tokenization-and-encryption-using-Go.jpeg</image:loc><image:caption>data-tokenization-and-encryption-using-Go</image:caption><image:title>data-tokenization-and-encryption-using-Go</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/Tris-1.jpg</image:loc><image:caption>Tris-1</image:caption><image:title>Tris-1</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Sports%20Betting%20and%20Gaming.png</image:loc><image:caption>Sports Betting and Gaming</image:caption><image:title>Sports Betting and 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(1)</image:title></image:image><lastmod>2023-09-19</lastmod></url><url><loc>https://blog.basistheory.com/psp-account-shutdown</loc><image:image><image:loc>https://go.basistheory.com/hubfs/psp-account-shutdown.jpg</image:loc><image:caption>psp-account-shutdown</image:caption><image:title>psp-account-shutdown</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Payment%20Tokenization.webp</image:loc><image:caption>Payment Tokenization</image:caption><image:title>Payment Tokenization</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Saving%20Your%20Reputation%20With%20Visa%E2%80%99s%20Account%20Name%20Inquiry.png</image:loc><image:caption>Saving Your Reputation With Visa’s Account Name Inquiry</image:caption><image:title>Saving Your Reputation With 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Architecture</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Davi-Square.jpg</image:loc><image:caption>Davi-Square</image:caption><image:title>Davi-Square</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/cross-border-payments.png</image:loc><image:caption>cross-border-payments</image:caption><image:title>cross-border-payments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/high-risk-payment-processing-part-4-psps.png</image:loc><image:caption>high-risk-payment-processing-part-4-psps</image:caption><image:title>high-risk-payment-processing-part-4-psps</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Merchant%20Payments.png</image:loc><image:caption>Merchant Payments</image:caption><image:title>Merchant Payments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><lastmod>2026-03-05</lastmod></url><url><loc>https://blog.basistheory.com/improve-payments-performance</loc><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Multi-Processor%20Merchants_%20Why%20Innovators%20Have%20Multiple%20PSPs.png</image:loc><image:caption>Multi-Processor Merchants_ Why Innovators Have Multiple PSPs</image:caption><image:title>Multi-Processor Merchants_ Why Innovators Have Multiple PSPs</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/multi-processor-payment-routing.png</image:loc><image:caption>multi-processor-payment-routing</image:caption><image:title>multi-processor-payment-routing</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/accept-payments.png</image:loc><image:caption>accept-payments</image:caption><image:title>accept-payments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/improve-payments-performance.webp</image:loc><image:caption>improve-payments-performance</image:caption><image:title>improve-payments-performance</image:title></image:image><lastmod>2024-05-09</lastmod></url><url><loc>https://blog.basistheory.com/payments-glossary</loc><image:image><image:loc>https://go.basistheory.com/hubfs/Payment%20Gateway%20vs%20Processor.png</image:loc><image:caption>Payment Gateway vs Processor</image:caption><image:title>Payment Gateway vs Processor</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/prevent-payment-gateway-fraud.png</image:loc><image:caption>prevent-payment-gateway-fraud</image:caption><image:title>prevent-payment-gateway-fraud</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Types%20of%20Payment%20Tokens.png</image:loc><image:caption>Types of Payment Tokens</image:caption><image:title>Types of Payment Tokens</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/payment-glossary.png</image:loc><image:caption>payment-glossary</image:caption><image:title>payment-glossary</image:title></image:image><lastmod>2024-01-30</lastmod></url><url><loc>https://blog.basistheory.com/nacha-rules-bank-account-numbers</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/breaking-down-2022-nacha-requirements.jpeg</image:loc><image:caption>breaking-down-2022-nacha-requirements</image:caption><image:title>breaking-down-2022-nacha-requirements</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Understanding%20the%20benefits%20of%20multiple%20payment%20gateways.png</image:loc><image:caption>Understanding the benefits of multiple payment gateways</image:caption><image:title>Understanding the benefits of multiple payment gateways</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/payment-statistics-trends-2023.jpg</image:loc><image:caption>payment-statistics-trends-2023</image:caption><image:title>payment-statistics-trends-2023</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/tokenized-ach-bank-account-number.jpg</image:loc><image:caption>tokenized-ach-bank-account-number</image:caption><image:title>tokenized-ach-bank-account-number</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/nacha-requires-bank-account-numbers-at%20rest-unreadable.jpg</image:loc><image:caption>nacha-requires-bank-account-numbers-at rest-unreadable</image:caption><image:title>nacha-requires-bank-account-numbers-at rest-unreadable</image:title></image:image><lastmod>2025-12-30</lastmod></url><url><loc>https://blog.basistheory.com/batch-payment-processing</loc><image:image><image:loc>https://go.basistheory.com/hubfs/batch-payment-processing.png</image:loc><image:caption>batch-payment-processing</image:caption><image:title>batch-payment-processing</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Payment%20Routing_%20What%20it%20means%20for%20a%20merchant.png</image:loc><image:caption>Payment Routing_ What it means for a merchant</image:caption><image:title>Payment Routing_ What it means for a merchant</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Unbundle%20Payment%20Stack.png</image:loc><image:caption>Unbundle Payment Stack</image:caption><image:title>Unbundle Payment Stack</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/multi-processor-payment-routing.png</image:loc><image:caption>multi-processor-payment-routing</image:caption><image:title>multi-processor-payment-routing</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><lastmod>2024-03-04</lastmod></url><url><loc>https://blog.basistheory.com/rethink-corporate-risk-management</loc><image:image><image:loc>https://go.basistheory.com/hubfs/steven-barge-siever-headshot.jpeg</image:loc><image:caption>steven-barge-siever-headshot</image:caption><image:title>steven-barge-siever-headshot</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/rethinking-corporate-risk-management.jpg</image:loc><image:caption>rethinking-corporate-risk-management</image:caption><image:title>rethinking-corporate-risk-management</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/What%20are%20one-time-use%20privacy%20cards_%20Explaining%20the%20benefits.png</image:loc><image:caption>What are one-time-use privacy cards_ Explaining the benefits</image:caption><image:title>What are one-time-use privacy cards_ Explaining the benefits</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Games%20of%20Skill%20Merchants_%20Payments%20Best%20Practices.png</image:loc><image:caption>Games of Skill Merchants_ Payments Best Practices</image:caption><image:title>Games of Skill Merchants_ Payments Best Practices</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/What%20is%20chargeback%20fraud_.png</image:loc><image:caption>What is chargeback fraud_</image:caption><image:title>What is chargeback fraud_</image:title></image:image><lastmod>2023-04-05</lastmod></url><url><loc>https://blog.basistheory.com/store-credit-cards-diy-approach</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/jordan-lampe.png</image:loc><image:caption>jordan-lampe</image:caption><image:title>jordan-lampe</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/How%20to%20reduce%20PCI%20DSS%20Scope%20-%20An%20overview.png</image:loc><image:caption>How to reduce PCI DSS Scope - An overview</image:caption><image:title>How to reduce PCI DSS Scope - An overview</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/PCI%20Assessments.webp</image:loc><image:caption>PCI Assessments</image:caption><image:title>PCI Assessments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/How%20to%20store%20credit%20cards%20-%20building%20it%20in-house%20approach.png</image:loc><image:caption>How to store credit cards - building it in-house approach</image:caption><image:title>How to store credit cards - building it in-house approach</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Cardholder%20Data%20Environments.png</image:loc><image:caption>Cardholder Data Environments</image:caption><image:title>Cardholder Data Environments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><lastmod>2025-12-30</lastmod></url><url><loc>https://blog.basistheory.com/multi-psp-in-the-eu</loc><image:image><image:loc>https://go.basistheory.com/hubfs/Multi%20PSP%20approach%20in%20EU.png</image:loc><image:caption>Multi PSP approach in EU</image:caption><image:title>Multi PSP approach in EU</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/dynamic-payment-routing-retry-routes.png</image:loc><image:caption>dynamic-payment-routing-retry-routes</image:caption><image:title>dynamic-payment-routing-retry-routes</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/modernizing-payment-stack.png</image:loc><image:caption>modernizing-payment-stack</image:caption><image:title>modernizing-payment-stack</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Choosing%20a%20Full-Service%20Payment%20Service%20Provider.png</image:loc><image:caption>Choosing a Full-Service Payment Service Provider</image:caption><image:title>Choosing a Full-Service Payment Service Provider</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><lastmod>2026-05-22</lastmod></url><url><loc>https://blog.basistheory.com/july-changelog-2025</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Updated%20BIN%20Details.webp</image:loc><image:caption>Updated BIN Details</image:caption><image:title>Updated BIN Details</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Stablecoins%20Narrowbanks.webp</image:loc><image:caption>Stablecoins Narrowbanks</image:caption><image:title>Stablecoins Narrowbanks</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/balance-ux-security.webp</image:loc><image:caption>balance-ux-security</image:caption><image:title>balance-ux-security</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/July%20Changelog.png</image:loc><image:caption>July Changelog</image:caption><image:title>July Changelog</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/James.jpg</image:loc><image:caption>James</image:caption><image:title>James</image:title></image:image><lastmod>2025-08-15</lastmod></url><url><loc>https://blog.basistheory.com/december-2025-changelog</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Multi%20PSP%20Google%20Apple%20Pay.png</image:loc><image:caption>Multi PSP Google Apple Pay</image:caption><image:title>Multi PSP Google Apple Pay</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/James.jpg</image:loc><image:caption>James</image:caption><image:title>James</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Hosted%20Payment%20Pages.png</image:loc><image:caption>Hosted Payment Pages</image:caption><image:title>Hosted Payment Pages</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Dec25%20Jan26.webp</image:loc><image:caption>Dec25 Jan26</image:caption><image:title>Dec25 Jan26</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/november-2023-changelog.png</image:loc><image:caption>november-2023-changelog</image:caption><image:title>november-2023-changelog</image:title></image:image><lastmod>2026-01-30</lastmod></url><url><loc>https://blog.basistheory.com/april-2026-changelog</loc><image:image><image:loc>https://go.basistheory.com/hubfs/BINdata.webp</image:loc><image:caption>BINdata</image:caption><image:title>BINdata</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/April%202026.webp</image:loc><image:caption>April 2026</image:caption><image:title>April 2026</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Payment%20Tokenization.webp</image:loc><image:caption>Payment Tokenization</image:caption><image:title>Payment Tokenization</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/2025%20PCI%20Requirement%20update.png</image:loc><image:caption>2025 PCI Requirement update</image:caption><image:title>2025 PCI Requirement update</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><lastmod>2026-05-22</lastmod></url><url><loc>https://blog.basistheory.com/december-2024-changelog</loc><image:image><image:loc>https://go.basistheory.com/hubfs/February%202025.png</image:loc><image:caption>February 2025</image:caption><image:title>February 2025</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/James.jpg</image:loc><image:caption>James</image:caption><image:title>James</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/December%202024.png</image:loc><image:caption>December 2024</image:caption><image:title>December 2024</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/3DS_%20What%20to%20Know-1.png</image:loc><image:caption>3DS_ What to Know-1</image:caption><image:title>3DS_ What to Know-1</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/July%20Changelog.png</image:loc><image:caption>July Changelog</image:caption><image:title>July Changelog</image:title></image:image><lastmod>2026-03-13</lastmod></url><url><loc>https://blog.basistheory.com/balance-ux-security-recurring-payments</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/James.jpg</image:loc><image:caption>James</image:caption><image:title>James</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/What%20Merchants%20Dont%20Know%20About%20Subscription%20Payments.png</image:loc><image:caption>What Merchants Dont Know About Subscription Payments</image:caption><image:title>What Merchants Dont Know About Subscription Payments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/May%202024%20Changelog.png</image:loc><image:caption>May 2024 Changelog</image:caption><image:title>May 2024 Changelog</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/2024%20in%20Review-3.png</image:loc><image:caption>2024 in Review-3</image:caption><image:title>2024 in Review-3</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/recurring-payments-merchants.png</image:loc><image:caption>recurring-payments-merchants</image:caption><image:title>recurring-payments-merchants</image:title></image:image><lastmod>2024-11-20</lastmod></url><url><loc>https://blog.basistheory.com/2025-release-notes-wrap</loc><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/November%20EOY.webp</image:loc><image:caption>November EOY</image:caption><image:title>November EOY</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/James.jpg</image:loc><image:caption>James</image:caption><image:title>James</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/October%20Changelog.webp</image:loc><image:caption>October Changelog</image:caption><image:title>October Changelog</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/Gonzo.jpg</image:loc><image:caption>Gonzo</image:caption><image:title>Gonzo</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Summer2024Changelog.png</image:loc><image:caption>Summer2024Changelog</image:caption><image:title>Summer2024Changelog</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/AugustChangelog2024.png</image:loc><image:caption>AugustChangelog2024</image:caption><image:title>AugustChangelog2024</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://blog.basistheory.com/omnichannel-payments</loc><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Payment%20Gateway%20vs%20Processor.png</image:loc><image:caption>Payment Gateway vs Processor</image:caption><image:title>Payment Gateway vs Processor</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/what-are-cascading-payments.jpg</image:loc><image:caption>what-are-cascading-payments</image:caption><image:title>what-are-cascading-payments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/How%20to%20meet%20all%20customers%20where%20they%20are_%20Omnichannel%20Payments.png</image:loc><image:caption>How to meet all customers where they are_ Omnichannel Payments</image:caption><image:title>How to meet all customers where they are_ Omnichannel Payments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/recurring-payments-merchants.png</image:loc><image:caption>recurring-payments-merchants</image:caption><image:title>recurring-payments-merchants</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://blog.basistheory.com/pci-compliance-checklist</loc><video:video><video:thumbnail_loc>https://go.basistheory.com/hubfs/pci-production-checklist.mov/medium.jpg</video:thumbnail_loc><video:title>pci-production-checklist</video:title><video:description>pci-production-checklist</video:description><video:content_loc>https://go.basistheory.com/hubfs/pci-production-checklist.mov</video:content_loc><video:duration>18</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/card-on-file-transaction.png</image:loc><image:caption>card-on-file-transaction</image:caption><image:title>card-on-file-transaction</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/select-right-payment-gateway.png</image:loc><image:caption>select-right-payment-gateway</image:caption><image:title>select-right-payment-gateway</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/PCI%20compliance%20Checklist.webp</image:loc><image:caption>PCI compliance Checklist</image:caption><image:title>PCI compliance 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payments</image:title></image:image><lastmod>2026-07-02</lastmod></url><url><loc>https://blog.basistheory.com/collect-credit-cards-over-the-phone</loc><image:image><image:loc>https://go.basistheory.com/hubfs/PCI%20DSS.webp</image:loc><image:caption>PCI DSS</image:caption><image:title>PCI DSS</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/PCI%20levels.webp</image:loc><image:caption>PCI levels</image:caption><image:title>PCI levels</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Compliance%20with%20Email.webp</image:loc><image:caption>Compliance with Email</image:caption><image:title>Compliance with Email</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo 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account</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/Tokenization-for-RPA.jpeg</image:loc><image:caption>Tokenization-for-RPA</image:caption><image:title>Tokenization-for-RPA</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/James.jpg</image:loc><image:caption>James</image:caption><image:title>James</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/tokenization-robotic-processing-automation-diagram-workflow.jpeg</image:loc><image:caption>tokenization-robotic-processing-automation-diagram-workflow</image:caption><image:title>tokenization-robotic-processing-automation-diagram-workflow</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo 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Pay</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/CC%20Numbers.webp</image:loc><image:caption>CC Numbers</image:caption><image:title>CC Numbers</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><lastmod>2024-01-03</lastmod></url><url><loc>https://blog.basistheory.com/credit-card-anatomy</loc><image:image><image:loc>https://go.basistheory.com/hubfs/What%20is%20sensitive%20authentication%20data%20(SAD)_.png</image:loc><image:caption>What is sensitive authentication data (SAD)_</image:caption><image:title>What is sensitive authentication data 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PSPs</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Nonprocessorendpoints.webp</image:loc><image:caption>Nonprocessorendpoints</image:caption><image:title>Nonprocessorendpoints</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><lastmod>2024-06-12</lastmod></url><url><loc>https://blog.basistheory.com/visa-acquirer-monitoring-program-2026-updates</loc><image:image><image:loc>https://go.basistheory.com/hubfs/Visa%20stop%20payment%20service.png</image:loc><image:caption>Visa stop payment service</image:caption><image:title>Visa stop payment service</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/VISA%20VAMP.webp</image:loc><image:caption>VISA VAMP</image:caption><image:title>VISA VAMP</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/KevinMayes.jpg</image:loc><image:caption>KevinMayes</image:caption><image:title>KevinMayes</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Why%20I%20Joined.webp</image:loc><image:caption>Why I Joined</image:caption><image:title>Why I Joined</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/PCI%20DSS.webp</image:loc><image:caption>PCI DSS</image:caption><image:title>PCI DSS</image:title></image:image><lastmod>2026-02-18</lastmod></url><url><loc>https://blog.basistheory.com/reveal-unmistakable-ux-sensitive-data</loc><image:image><image:loc>https://go.basistheory.com/hubfs/reveal-main-image.jpg</image:loc><image:caption>reveal-main-image</image:caption><image:title>reveal-main-image</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/frictionless-payments.png</image:loc><image:caption>frictionless-payments</image:caption><image:title>frictionless-payments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Merchant%20Payments.png</image:loc><image:caption>Merchant Payments</image:caption><image:title>Merchant Payments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/feature-share.jpg</image:loc><image:caption>feature-share</image:caption><image:title>feature-share</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Merchant%20on%20record.webp</image:loc><image:caption>Merchant on record</image:caption><image:title>Merchant on record</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><lastmod>2025-12-30</lastmod></url><url><loc>https://blog.basistheory.com/blockchain-payment-systems</loc><image:image><image:loc>https://go.basistheory.com/hubfs/payments-optimization.jpg</image:loc><image:caption>payments-optimization</image:caption><image:title>payments-optimization</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/universal-payment-vaults-prevent-failures.png</image:loc><image:caption>universal-payment-vaults-prevent-failures</image:caption><image:title>universal-payment-vaults-prevent-failures</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Blockchain%20Payment%20Systems.png</image:loc><image:caption>Blockchain Payment Systems</image:caption><image:title>Blockchain Payment Systems</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Instant%20Payments%20in%20EU.webp</image:loc><image:caption>Instant Payments in EU</image:caption><image:title>Instant Payments in EU</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><lastmod>2025-07-08</lastmod></url><url><loc>https://blog.basistheory.com/april-2024-changelog</loc><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/april-2024-changelog.png</image:loc><image:caption>april-2024-changelog</image:caption><image:title>april-2024-changelog</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/May%202024%20Changelog.png</image:loc><image:caption>May 2024 Changelog</image:caption><image:title>May 2024 Changelog</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Pitfalls%20of%20a%20Forward%20API.webp</image:loc><image:caption>Pitfalls of a Forward API</image:caption><image:title>Pitfalls of a Forward API</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/James.jpg</image:loc><image:caption>James</image:caption><image:title>James</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/stripe-forward-cards.webp</image:loc><image:caption>stripe-forward-cards</image:caption><image:title>stripe-forward-cards</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Forward%20API.png</image:loc><image:caption>Forward API</image:caption><image:title>Forward API</image:title></image:image><lastmod>2024-05-20</lastmod></url><url><loc>https://blog.basistheory.com/ui-acceptance-end-to-end-testing</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/Gonzo.jpg</image:loc><image:caption>Gonzo</image:caption><image:title>Gonzo</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/load-testing.jpeg</image:loc><image:caption>load-testing</image:caption><image:title>load-testing</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/ui-acceptance.jpeg</image:loc><image:caption>ui-acceptance</image:caption><image:title>ui-acceptance</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/Drew-p-500-1.jpeg</image:loc><image:caption>Drew-p-500-1</image:caption><image:title>Drew-p-500-1</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Davi-Square.jpg</image:loc><image:caption>Davi-Square</image:caption><image:title>Davi-Square</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/security-testing.jpeg</image:loc><image:caption>security-testing</image:caption><image:title>security-testing</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/Tris-1.jpg</image:loc><image:caption>Tris-1</image:caption><image:title>Tris-1</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/ui-acceptance-end-to-end-testing.jpeg</image:loc><image:caption>ui-acceptance-end-to-end-testing</image:caption><image:title>ui-acceptance-end-to-end-testing</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/synthetic-testing.jpeg</image:loc><image:caption>synthetic-testing</image:caption><image:title>synthetic-testing</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/ui-acceptance-b.jpeg</image:loc><image:caption>ui-acceptance-b</image:caption><image:title>ui-acceptance-b</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><lastmod>2025-05-07</lastmod></url><url><loc>https://blog.basistheory.com/cascading-payments</loc><image:image><image:loc>https://go.basistheory.com/hubfs/payments-optimization.jpg</image:loc><image:caption>payments-optimization</image:caption><image:title>payments-optimization</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Payment%20Routing_%20What%20it%20means%20for%20a%20merchant.png</image:loc><image:caption>Payment Routing_ What it means for a merchant</image:caption><image:title>Payment Routing_ What it means for a merchant</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/what-are-cascading-payments.jpg</image:loc><image:caption>what-are-cascading-payments</image:caption><image:title>what-are-cascading-payments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/recurring-payments-merchants.png</image:loc><image:caption>recurring-payments-merchants</image:caption><image:title>recurring-payments-merchants</image:title></image:image><lastmod>2025-05-23</lastmod></url><url><loc>https://blog.basistheory.com/payment-optimization</loc><image:image><image:loc>https://go.basistheory.com/hubfs/roi-multi-processor-routing.png</image:loc><image:caption>roi-multi-processor-routing</image:caption><image:title>roi-multi-processor-routing</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/payments-optimization.jpg</image:loc><image:caption>payments-optimization</image:caption><image:title>payments-optimization</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/universal-payment-vaults-prevent-failures.png</image:loc><image:caption>universal-payment-vaults-prevent-failures</image:caption><image:title>universal-payment-vaults-prevent-failures</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/real-costs-vaulting-payments.png</image:loc><image:caption>real-costs-vaulting-payments</image:caption><image:title>real-costs-vaulting-payments</image:title></image:image><lastmod>2024-12-05</lastmod></url><url><loc>https://blog.basistheory.com/synthetic-testing</loc><lastmod>2025-11-13</lastmod></url><url><loc>https://blog.basistheory.com/agentic-payments-work-for-merchants</loc><image:image><image:loc>https://go.basistheory.com/hubfs/What%20are%20agentic%20payments_.png</image:loc><image:caption>What are agentic payments_</image:caption><image:title>What are agentic payments_</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Colin%20Luce-2161-Edit.jpeg</image:loc><image:caption>Colin Luce-2161-Edit</image:caption><image:title>Colin Luce-2161-Edit</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Payments%203.0.png</image:loc><image:caption>Payments 3.0</image:caption><image:title>Payments 3.0</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/merchant-initiated-authentication-3ds.webp</image:loc><image:caption>merchant-initiated-authentication-3ds</image:caption><image:title>merchant-initiated-authentication-3ds</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Series%20B%20announcement.webp</image:loc><image:caption>Series B announcement</image:caption><image:title>Series B announcement</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><lastmod>2025-05-16</lastmod></url><url><loc>https://blog.basistheory.com/currency-conversion-becomes-revenue</loc><image:image><image:loc>https://go.basistheory.com/hubfs/Turning%20Currency%20Conversion%20into%20a%20Revenue%20Source.png</image:loc><image:caption>Turning Currency Conversion into a Revenue Source</image:caption><image:title>Turning Currency Conversion into a Revenue Source</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Nonprocessorendpoints.webp</image:loc><image:caption>Nonprocessorendpoints</image:caption><image:title>Nonprocessorendpoints</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Choosing%20a%20Full-Service%20Payment%20Service%20Provider.png</image:loc><image:caption>Choosing a Full-Service Payment Service Provider</image:caption><image:title>Choosing a Full-Service Payment Service Provider</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Shoppable%20ads%20and%20tokenization.webp</image:loc><image:caption>Shoppable ads and tokenization</image:caption><image:title>Shoppable ads and tokenization</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://blog.basistheory.com/changelog-july-2022</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/changelog-july-2022.jpg</image:loc><image:caption>changelog-july-2022</image:caption><image:title>changelog-july-2022</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Sports%20Betting%20and%20Gaming.png</image:loc><image:caption>Sports Betting and Gaming</image:caption><image:title>Sports Betting and Gaming</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/changelog-june-2022.jpeg</image:loc><image:caption>changelog-june-2022</image:caption><image:title>changelog-june-2022</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/James.jpg</image:loc><image:caption>James</image:caption><image:title>James</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/Basis-Theory-Tokens-protect-use-sensitive-data.jpg</image:loc><image:caption>Basis-Theory-Tokens-protect-use-sensitive-data</image:caption><image:title>Basis-Theory-Tokens-protect-use-sensitive-data</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><lastmod>2023-08-29</lastmod></url><url><loc>https://blog.basistheory.com/payment-settlement</loc><image:image><image:loc>https://go.basistheory.com/hubfs/high-risk-payment-processing-part-2-shutdown.png</image:loc><image:caption>high-risk-payment-processing-part-2-shutdown</image:caption><image:title>high-risk-payment-processing-part-2-shutdown</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Choosing%20a%20Full-Service%20Payment%20Service%20Provider.png</image:loc><image:caption>Choosing a Full-Service Payment Service Provider</image:caption><image:title>Choosing a Full-Service Payment Service Provider</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/payment-settlement.png</image:loc><image:caption>payment-settlement</image:caption><image:title>payment-settlement</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Multi-Processor%20Merchants_%20Why%20Innovators%20Have%20Multiple%20PSPs.png</image:loc><image:caption>Multi-Processor Merchants_ Why Innovators Have Multiple PSPs</image:caption><image:title>Multi-Processor Merchants_ Why Innovators Have Multiple PSPs</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><lastmod>2023-11-03</lastmod></url><url><loc>https://blog.basistheory.com/common-tokenization-pitfalls</loc><image:image><image:loc>https://go.basistheory.com/hubfs/Vaulted%20Tokenization%20.png</image:loc><image:caption>Vaulted Tokenization </image:caption><image:title>Vaulted Tokenization </image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Payment%20Tokenization.webp</image:loc><image:caption>Payment Tokenization</image:caption><image:title>Payment Tokenization</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/multi-processor-routing-full-service-psp.png</image:loc><image:caption>multi-processor-routing-full-service-psp</image:caption><image:title>multi-processor-routing-full-service-psp</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/modernizing-payment-stack.png</image:loc><image:caption>modernizing-payment-stack</image:caption><image:title>modernizing-payment-stack</image:title></image:image><lastmod>2024-07-09</lastmod></url><url><loc>https://blog.basistheory.com/stablecoins-tokenization-and-payments</loc><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Payment%20orchestration_%20What%20a%20merchant%20needs%20to%20know.png</image:loc><image:caption>Payment orchestration_ What a merchant needs to know</image:caption><image:title>Payment orchestration_ What a merchant needs to know</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Nonprocessorendpoints.webp</image:loc><image:caption>Nonprocessorendpoints</image:caption><image:title>Nonprocessorendpoints</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/payment-network-tokenization.jpg</image:loc><image:caption>payment-network-tokenization</image:caption><image:title>payment-network-tokenization</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Stablecoins%20Narrowbanks.webp</image:loc><image:caption>Stablecoins Narrowbanks</image:caption><image:title>Stablecoins 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2026</image:title></image:image><lastmod>2026-02-20</lastmod></url><url><loc>https://blog.basistheory.com/triangulation-fraud</loc><image:image><image:loc>https://go.basistheory.com/hubfs/LucasChociay.png</image:loc><image:caption>LucasChociay</image:caption><image:title>LucasChociay</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/triangulation-fraud.png</image:loc><image:caption>triangulation-fraud</image:caption><image:title>triangulation-fraud</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/chargeback_fraud.png</image:loc><image:caption>chargeback_fraud</image:caption><image:title>chargeback_fraud</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo 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Card Processing Levels</image:caption><image:title>Credit Card Processing 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PSPs</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/merchant-discount-rate.png</image:loc><image:caption>merchant-discount-rate</image:caption><image:title>merchant-discount-rate</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/what-is-payment-aggregator.jpg</image:loc><image:caption>what-is-payment-aggregator</image:caption><image:title>what-is-payment-aggregator</image:title></image:image><lastmod>2023-11-08</lastmod></url><url><loc>https://blog.basistheory.com/security-testing</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/synthetic-testing.jpeg</image:loc><image:caption>synthetic-testing</image:caption><image:title>synthetic-testing</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/Tris-1.jpg</image:loc><image:caption>Tris-1</image:caption><image:title>Tris-1</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/Drew-p-500-1.jpeg</image:loc><image:caption>Drew-p-500-1</image:caption><image:title>Drew-p-500-1</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/load-testing.jpeg</image:loc><image:caption>load-testing</image:caption><image:title>load-testing</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo 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(1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/security-testing.jpeg</image:loc><image:caption>security-testing</image:caption><image:title>security-testing</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/Gonzo.jpg</image:loc><image:caption>Gonzo</image:caption><image:title>Gonzo</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Davi-Square.jpg</image:loc><image:caption>Davi-Square</image:caption><image:title>Davi-Square</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/ui-acceptance-end-to-end-testing.jpeg</image:loc><image:caption>ui-acceptance-end-to-end-testing</image:caption><image:title>ui-acceptance-end-to-end-testing</image:title></image:image><lastmod>2025-07-29</lastmod></url><url><loc>https://blog.basistheory.com/card-on-file-transactions</loc><image:image><image:loc>https://go.basistheory.com/hubfs/PCI%20DSS.webp</image:loc><image:caption>PCI DSS</image:caption><image:title>PCI DSS</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/card-on-file-transaction.png</image:loc><image:caption>card-on-file-transaction</image:caption><image:title>card-on-file-transaction</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Credit%20Card%20Tokenization.webp</image:loc><image:caption>Credit Card Tokenization</image:caption><image:title>Credit Card Tokenization</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Best%20Payment%20Vault%20Use%20Cases.webp</image:loc><image:caption>Best Payment Vault Use Cases</image:caption><image:title>Best Payment Vault Use Cases</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><lastmod>2025-05-07</lastmod></url><url><loc>https://blog.basistheory.com/prevent-payment-gateway-fraud</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/prevent-payment-gateway-fraud.png</image:loc><image:caption>prevent-payment-gateway-fraud</image:caption><image:title>prevent-payment-gateway-fraud</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Payment%20gateway%20vs%20Payment%20Processor%20vs%20Orchestrator.png</image:loc><image:caption>Payment gateway vs Payment Processor vs Orchestrator</image:caption><image:title>Payment gateway vs Payment Processor vs Orchestrator</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo 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Processor</image:title></image:image><lastmod>2024-02-22</lastmod></url><url><loc>https://blog.basistheory.com/using-developer-tenants-basis-theory</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/Gonzo.jpg</image:loc><image:caption>Gonzo</image:caption><image:title>Gonzo</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/tokens-applications-test.png</image:loc><image:caption>tokens-applications-test</image:caption><image:title>tokens-applications-test</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/March%202026.webp</image:loc><image:caption>March 2026</image:caption><image:title>March 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KYC</image:title></image:image><lastmod>2026-01-30</lastmod></url><url><loc>https://blog.basistheory.com/third-party-token-vault-provider</loc><image:image><image:loc>https://go.basistheory.com/hubfs/credit-card-vaulting.png</image:loc><image:caption>credit-card-vaulting</image:caption><image:title>credit-card-vaulting</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Choosing%20the%20right%20PCI%20provider.png</image:loc><image:caption>Choosing the right PCI provider</image:caption><image:title>Choosing the right PCI provider</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/modernizing-payment-stack.png</image:loc><image:caption>modernizing-payment-stack</image:caption><image:title>modernizing-payment-stack</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Types%20of%20Payment%20Tokens.png</image:loc><image:caption>Types of Payment Tokens</image:caption><image:title>Types of Payment Tokens</image:title></image:image><lastmod>2025-08-21</lastmod></url><url><loc>https://blog.basistheory.com/embracing-pci-4.0-requirements</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Payment%20Page%20Security_%20Embracing%20PCI%206.4.3%20and%2011.6.1.png</image:loc><image:caption>Payment Page Security_ Embracing PCI 6.4.3 and 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update</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://blog.basistheory.com/may-2024-changelog</loc><image:image><image:loc>https://go.basistheory.com/hubfs/An%20Introduction%20to%20Token%20Vaults.png</image:loc><image:caption>An Introduction to Token Vaults</image:caption><image:title>An Introduction to Token Vaults</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/april-2024-changelog.png</image:loc><image:caption>april-2024-changelog</image:caption><image:title>april-2024-changelog</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/James.jpg</image:loc><image:caption>James</image:caption><image:title>James</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/May%202024%20Changelog.png</image:loc><image:caption>May 2024 Changelog</image:caption><image:title>May 2024 Changelog</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Visa%20stop%20payment%20service.png</image:loc><image:caption>Visa stop payment service</image:caption><image:title>Visa stop payment service</image:title></image:image><lastmod>2025-02-20</lastmod></url><url><loc>https://blog.basistheory.com/ai-simplify-payments</loc><image:image><image:loc>https://go.basistheory.com/hubfs/brandon-sterne-headshot.jpeg</image:loc><image:caption>brandon-sterne-headshot</image:caption><image:title>brandon-sterne-headshot</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BT%2BShopify.png</image:loc><image:caption>BT+Shopify</image:caption><image:title>BT+Shopify</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/ai-simplify-payments.png</image:loc><image:caption>ai-simplify-payments</image:caption><image:title>ai-simplify-payments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo 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Know-1</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Multi%20PSP%20Google%20Apple%20Pay.png</image:loc><image:caption>Multi PSP Google Apple Pay</image:caption><image:title>Multi PSP Google Apple Pay</image:title></image:image><lastmod>2024-06-06</lastmod></url><url><loc>https://blog.basistheory.com/stale-card-data</loc><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/modernizing-payment-stack.png</image:loc><image:caption>modernizing-payment-stack</image:caption><image:title>modernizing-payment-stack</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Stale%20Card%20Data%20B.webp</image:loc><image:caption>Stale Card Data B</image:caption><image:title>Stale Card Data 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Merchant-1</image:caption><image:title>Becoming a Payfac as a VSaaS Platform or Merchant-1</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/vaulted-vaultless-tokens.png</image:loc><image:caption>vaulted-vaultless-tokens</image:caption><image:title>vaulted-vaultless-tokens</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/payments-books-resources.png</image:loc><image:caption>payments-books-resources</image:caption><image:title>payments-books-resources</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/PayFac%20vs.%20ISO_%20Which%20Should%20a%20Merchant%20Choose_.png</image:loc><image:caption>PayFac vs. ISO_ Which Should a Merchant Choose_</image:caption><image:title>PayFac vs. ISO_ Which Should a Merchant Choose_</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://blog.basistheory.com/ideal-payment-stack</loc><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Understanding%20the%20benefits%20of%20multiple%20payment%20gateways.png</image:loc><image:caption>Understanding the benefits of multiple payment gateways</image:caption><image:title>Understanding the benefits of multiple payment 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cases</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/What-is-Pseudonymized-Data.png</image:loc><image:caption>What-is-Pseudonymized-Data</image:caption><image:title>What-is-Pseudonymized-Data</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/card-network-token.jpg</image:loc><image:caption>card-network-token</image:caption><image:title>card-network-token</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/third-party-tokenization-provider.jpg</image:loc><image:caption>third-party-tokenization-provider</image:caption><image:title>third-party-tokenization-provider</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo 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11.6.1</image:title></image:image><lastmod>2023-11-21</lastmod></url><url><loc>https://blog.basistheory.com/case-studies/streamlined</loc><image:image><image:loc>https://go.basistheory.com/hubfs/customer-story-passes.jpg</image:loc><image:caption>customer-story-passes</image:caption><image:title>customer-story-passes</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo 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merchant</image:title></image:image><lastmod>2024-02-08</lastmod></url><url><loc>https://blog.basistheory.com/case-studies</loc><image:image><image:loc>https://go.basistheory.com/hubfs/high-risk-merchants.png</image:loc><image:caption>high-risk-merchants</image:caption><image:title>high-risk-merchants</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Customer%20story%20-%20Branch.png</image:loc><image:caption>Customer story - Branch</image:caption><image:title>Customer story - 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merchant</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Closed%20Loop%20Payment%20System.webp</image:loc><image:caption>Closed Loop Payment System</image:caption><image:title>Closed Loop Payment System</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><lastmod>2025-05-27</lastmod></url><url><loc>https://blog.basistheory.com/june-2025-changelog</loc><image:image><image:loc>https://go.basistheory.com/hubfs/October%202024.png</image:loc><image:caption>October 2024</image:caption><image:title>October 2024</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/James.jpg</image:loc><image:caption>James</image:caption><image:title>James</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/November%20EOY.webp</image:loc><image:caption>November EOY</image:caption><image:title>November EOY</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/health%20fitness.webp</image:loc><image:caption>health fitness</image:caption><image:title>health fitness</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/June%20Changelog.png</image:loc><image:caption>June Changelog</image:caption><image:title>June Changelog</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><lastmod>2025-07-21</lastmod></url><url><loc>https://blog.basistheory.com/bin-data-enhancements</loc><image:image><image:loc>https://go.basistheory.com/hubfs/What%20is%20a%20BIN.webp</image:loc><image:caption>What is a BIN</image:caption><image:title>What is a BIN</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/An%20introduction%20to%20card%20networks.png</image:loc><image:caption>An introduction to card networks</image:caption><image:title>An introduction to card networks</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Visa%20stop%20payment%20service.png</image:loc><image:caption>Visa stop payment service</image:caption><image:title>Visa stop payment service</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo 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(1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/scaling-encryption-basis-theory-kmip-sdk.jpg</image:loc><image:caption>scaling-encryption-basis-theory-kmip-sdk</image:caption><image:title>scaling-encryption-basis-theory-kmip-sdk</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Davi-Square.jpg</image:loc><image:caption>Davi-Square</image:caption><image:title>Davi-Square</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/bt-invoice-coordinates.gif</image:loc><image:caption>bt-invoice-coordinates</image:caption><image:title>bt-invoice-coordinates</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/IVR%20calls.webp</image:loc><image:caption>IVR calls</image:caption><image:title>IVR calls</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/Drew-p-500-1.jpeg</image:loc><image:caption>Drew-p-500-1</image:caption><image:title>Drew-p-500-1</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/sendsecurely-free-safe-way-send-secure-info.jpg</image:loc><image:caption>sendsecurely-free-safe-way-send-secure-info</image:caption><image:title>sendsecurely-free-safe-way-send-secure-info</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><lastmod>2025-12-30</lastmod></url><url><loc>https://blog.basistheory.com/apple-app-store-payment-decision</loc><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo 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merchant</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Closed%20Loop%20Payment%20System.webp</image:loc><image:caption>Closed Loop Payment System</image:caption><image:title>Closed Loop Payment System</image:title></image:image><lastmod>2025-07-24</lastmod></url><url><loc>https://blog.basistheory.com/september-2023-changelog</loc><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/3DS_%20What%20to%20Know-1.png</image:loc><image:caption>3DS_ What to Know-1</image:caption><image:title>3DS_ What to Know-1</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/september-2023-changelog.png</image:loc><image:caption>september-2023-changelog</image:caption><image:title>september-2023-changelog</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/march-2023-changelog.png</image:loc><image:caption>march-2023-changelog</image:caption><image:title>march-2023-changelog</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/data-security-is-developer-service-problem.jpeg</image:loc><image:caption>data-security-is-developer-service-problem</image:caption><image:title>data-security-is-developer-service-problem</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Colin%20Luce-2161-Edit.jpeg</image:loc><image:caption>Colin 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Luce-2161-Edit</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Davi-Square.jpg</image:loc><image:caption>Davi-Square</image:caption><image:title>Davi-Square</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/data-security-is-developer-service-problem.jpeg</image:loc><image:caption>data-security-is-developer-service-problem</image:caption><image:title>data-security-is-developer-service-problem</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/How-to-encrypt-data-react.jpeg</image:loc><image:caption>How-to-encrypt-data-react</image:caption><image:title>How-to-encrypt-data-react</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/data-masking-types-techniques.jpg</image:loc><image:caption>data-masking-types-techniques</image:caption><image:title>data-masking-types-techniques</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/sendsecurely-free-safe-way-send-secure-info.jpg</image:loc><image:caption>sendsecurely-free-safe-way-send-secure-info</image:caption><image:title>sendsecurely-free-safe-way-send-secure-info</image:title></image:image><lastmod>2024-08-21</lastmod></url><url><loc>https://blog.basistheory.com/elements-pci-compliant-data-collection</loc><image:image><image:loc>https://go.basistheory.com/hubfs/june-2023-product-changelog.png</image:loc><image:caption>june-2023-product-changelog</image:caption><image:title>june-2023-product-changelog</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo 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V3</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Davi-Square.jpg</image:loc><image:caption>Davi-Square</image:caption><image:title>Davi-Square</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/How-to-encrypt-data-react.jpeg</image:loc><image:caption>How-to-encrypt-data-react</image:caption><image:title>How-to-encrypt-data-react</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Elements%20Improvements.webp</image:loc><image:caption>Elements Improvements</image:caption><image:title>Elements Improvements</image:title></image:image><lastmod>2026-04-14</lastmod></url><url><loc>https://blog.basistheory.com/march-2024-changelog</loc><image:image><image:loc>https://go.basistheory.com/hubfs/February%202025.png</image:loc><image:caption>February 2025</image:caption><image:title>February 2025</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/James.jpg</image:loc><image:caption>James</image:caption><image:title>James</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/2024%20in%20Review-3.png</image:loc><image:caption>2024 in Review-3</image:caption><image:title>2024 in Review-3</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/feb-2024-changelog.png</image:loc><image:caption>feb-2024-changelog</image:caption><image:title>feb-2024-changelog</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/march-2024-changelog.webp</image:loc><image:caption>march-2024-changelog</image:caption><image:title>march-2024-changelog</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><lastmod>2024-04-17</lastmod></url><url><loc>https://blog.basistheory.com/social-commerce</loc><image:image><image:loc>https://go.basistheory.com/hubfs/second-payment-processor.png</image:loc><image:caption>second-payment-processor</image:caption><image:title>second-payment-processor</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Subscription%20Payments%20in%20EU-UK.webp</image:loc><image:caption>Subscription Payments in EU-UK</image:caption><image:title>Subscription Payments in EU-UK</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/merchants-leverage-social-commerce.png</image:loc><image:caption>merchants-leverage-social-commerce</image:caption><image:title>merchants-leverage-social-commerce</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/improve-payments-performance.webp</image:loc><image:caption>improve-payments-performance</image:caption><image:title>improve-payments-performance</image:title></image:image><lastmod>2024-03-20</lastmod></url><url><loc>https://blog.basistheory.com/payment-vault-use-cases</loc><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo 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Cases</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BestVaultforSaaS.webp</image:loc><image:caption>BestVaultforSaaS</image:caption><image:title>BestVaultforSaaS</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/real-costs-vaulting-payments.png</image:loc><image:caption>real-costs-vaulting-payments</image:caption><image:title>real-costs-vaulting-payments</image:title></image:image><lastmod>2026-05-28</lastmod></url><url><loc>https://blog.basistheory.com/march-2025-changelog</loc><image:image><image:loc>https://go.basistheory.com/hubfs/March%202025.png</image:loc><image:caption>March 2025</image:caption><image:title>March 2025</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/James.jpg</image:loc><image:caption>James</image:caption><image:title>James</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Colin%20Luce-2161-Edit.jpeg</image:loc><image:caption>Colin Luce-2161-Edit</image:caption><image:title>Colin Luce-2161-Edit</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Payments%203.0.png</image:loc><image:caption>Payments 3.0</image:caption><image:title>Payments 3.0</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/What%20is%20sensitive%20authentication%20data%20(SAD)_.png</image:loc><image:caption>What is sensitive authentication data (SAD)_</image:caption><image:title>What is sensitive authentication data (SAD)_</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/implement%20KYC.webp</image:loc><image:caption>implement KYC</image:caption><image:title>implement KYC</image:title></image:image><lastmod>2025-06-27</lastmod></url><url><loc>https://blog.basistheory.com/negative-option-subscription-payments</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Games%20of%20Skill%20Merchants_%20Payments%20Best%20Practices.png</image:loc><image:caption>Games of Skill Merchants_ Payments Best Practices</image:caption><image:title>Games of Skill Merchants_ Payments Best Practices</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Cannabis-CBD-payments.webp</image:loc><image:caption>Cannabis-CBD-payments</image:caption><image:title>Cannabis-CBD-payments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/dating-apps-best-practices.png</image:loc><image:caption>dating-apps-best-practices</image:caption><image:title>dating-apps-best-practices</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo 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Tokenization</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Cardholder%20Data%20Environments.png</image:loc><image:caption>Cardholder Data Environments</image:caption><image:title>Cardholder Data Environments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Card%20data.webp</image:loc><image:caption>Card data</image:caption><image:title>Card data</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Storing%20credit%20cards%20buying%20vs.%20building-1.png</image:loc><image:caption>Storing credit cards buying vs. building-1</image:caption><image:title>Storing credit cards buying vs. building-1</image:title></image:image><lastmod>2026-02-06</lastmod></url><url><loc>https://blog.basistheory.com/card-network-introduction</loc><image:image><image:loc>https://go.basistheory.com/hubfs/Frame%202523.png</image:loc><image:caption>Frame 2523</image:caption><image:title>Frame 2523</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/network%20tokens.png</image:loc><image:caption>network tokens</image:caption><image:title>network tokens</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/multi-processor-routing-full-service-psp.png</image:loc><image:caption>multi-processor-routing-full-service-psp</image:caption><image:title>multi-processor-routing-full-service-psp</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/An%20introduction%20to%20card%20networks.png</image:loc><image:caption>An introduction to card networks</image:caption><image:title>An introduction to card networks</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/TokenizationvsEncryption.jpeg</image:loc><image:caption>TokenizationvsEncryption</image:caption><image:title>TokenizationvsEncryption</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/High%20Risk%20Merchant.webp</image:loc><image:caption>High Risk Merchant</image:caption><image:title>High Risk Merchant</image:title></image:image><lastmod>2025-06-17</lastmod></url><url><loc>https://blog.basistheory.com/introduction-to-basis-theory</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/James.jpg</image:loc><image:caption>James</image:caption><image:title>James</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/chrome-https-pages-loaded.png</image:loc><image:caption>chrome-https-pages-loaded</image:caption><image:title>chrome-https-pages-loaded</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Colin%20Luce-2161-Edit.jpeg</image:loc><image:caption>Colin Luce-2161-Edit</image:caption><image:title>Colin 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(1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Imported_Blog_Media/formjacking-and-pci-compliance.png</image:loc><image:caption>formjacking-and-pci-compliance</image:caption><image:title>formjacking-and-pci-compliance</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/What%20is%20sensitive%20authentication%20data%20(SAD)_.png</image:loc><image:caption>What is sensitive authentication data (SAD)_</image:caption><image:title>What is sensitive authentication data (SAD)_</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/pci-dss-4-changes.jpg</image:loc><image:caption>pci-dss-4-changes</image:caption><image:title>pci-dss-4-changes</image:title></image:image><lastmod>2025-05-30</lastmod></url><url><loc>https://blog.basistheory.com/network-token-deep-dive</loc><image:image><image:loc>https://go.basistheory.com/hubfs/Network-Tokens-Basis-Theory.png</image:loc><image:caption>Network-Tokens-Basis-Theory</image:caption><image:title>Network-Tokens-Basis-Theory</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/CC%20Numbers.webp</image:loc><image:caption>CC Numbers</image:caption><image:title>CC Numbers</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Making%20Dollars%20and%20Cents%20of%20Network%20Tokens.png</image:loc><image:caption>Making Dollars and Cents of Network Tokens</image:caption><image:title>Making Dollars and Cents of Network Tokens</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo 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(1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/payment-network-tokenization.jpg</image:loc><image:caption>payment-network-tokenization</image:caption><image:title>payment-network-tokenization</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/universal-payment-vaults-prevent-failures.png</image:loc><image:caption>universal-payment-vaults-prevent-failures</image:caption><image:title>universal-payment-vaults-prevent-failures</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/payments-optimization.jpg</image:loc><image:caption>payments-optimization</image:caption><image:title>payments-optimization</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/multi-processor-payment-routing.jpg</image:loc><image:caption>multi-processor-payment-routing</image:caption><image:title>multi-processor-payment-routing</image:title></image:image><lastmod>2023-05-19</lastmod></url><url><loc>https://blog.basistheory.com/stripe-merchant-shutdown</loc><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo 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(1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/psp-account-shutdown.jpg</image:loc><image:caption>psp-account-shutdown</image:caption><image:title>psp-account-shutdown</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/top-resources-learn-payments.png</image:loc><image:caption>top-resources-learn-payments</image:caption><image:title>top-resources-learn-payments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Why-Stripe-Merchants-Shutdown.png</image:loc><image:caption>Why-Stripe-Merchants-Shutdown</image:caption><image:title>Why-Stripe-Merchants-Shutdown</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Ideal%20Payment%20Stack.webp</image:loc><image:caption>Ideal Payment Stack</image:caption><image:title>Ideal Payment Stack</image:title></image:image><lastmod>2024-09-10</lastmod></url><url><loc>https://blog.basistheory.com/revolutionizing-kyc-data-management</loc><image:image><image:loc>https://go.basistheory.com/hubfs/use-cases-longer-cvc-storage.jpg</image:loc><image:caption>use-cases-longer-cvc-storage</image:caption><image:title>use-cases-longer-cvc-storage</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/revolutionize-kyc.png</image:loc><image:caption>revolutionize-kyc</image:caption><image:title>revolutionize-kyc</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/recurring-payments-merchants.png</image:loc><image:caption>recurring-payments-merchants</image:caption><image:title>recurring-payments-merchants</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Credit%20Card%20Processing%20Levels.png</image:loc><image:caption>Credit Card Processing Levels</image:caption><image:title>Credit Card Processing Levels</image:title></image:image><lastmod>2023-10-13</lastmod></url><url><loc>https://blog.basistheory.com/data-tokenization-faqs</loc><image:image><image:loc>https://go.basistheory.com/hubfs/What%20is%20Tokenizaiton.png</image:loc><image:caption>What is Tokenizaiton</image:caption><image:title>What is 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Process</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/multi-processor-routing-full-service-psp.png</image:loc><image:caption>multi-processor-routing-full-service-psp</image:caption><image:title>multi-processor-routing-full-service-psp</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/modernizing-payment-stack.png</image:loc><image:caption>modernizing-payment-stack</image:caption><image:title>modernizing-payment-stack</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/TokenizationFAQ.webp</image:loc><image:caption>TokenizationFAQ</image:caption><image:title>TokenizationFAQ</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><lastmod>2026-06-23</lastmod></url><url><loc>https://blog.basistheory.com/third-party-tokenization-provider</loc><image:image><image:loc>https://go.basistheory.com/hubfs/third-party-tokenization-provider.jpg</image:loc><image:caption>third-party-tokenization-provider</image:caption><image:title>third-party-tokenization-provider</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Secure%20Payment%20Systems.png</image:loc><image:caption>Secure Payment Systems</image:caption><image:title>Secure Payment Systems</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/12%20pci%20compliance%20requirements.webp</image:loc><image:caption>12 pci compliance requirements</image:caption><image:title>12 pci compliance requirements</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/payment-network-tokenization.jpg</image:loc><image:caption>payment-network-tokenization</image:caption><image:title>payment-network-tokenization</image:title></image:image><lastmod>2026-02-06</lastmod></url><url><loc>https://blog.basistheory.com/full-service-psp</loc><image:image><image:loc>https://go.basistheory.com/hubfs/real-costs-vaulting-payments.png</image:loc><image:caption>real-costs-vaulting-payments</image:caption><image:title>real-costs-vaulting-payments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/credit-card-vaulting.png</image:loc><image:caption>credit-card-vaulting</image:caption><image:title>credit-card-vaulting</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Choosing%20a%20Full-Service%20Payment%20Service%20Provider.png</image:loc><image:caption>Choosing a Full-Service Payment Service Provider</image:caption><image:title>Choosing a Full-Service Payment Service Provider</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/multi-processor-routing-full-service-psp.png</image:loc><image:caption>multi-processor-routing-full-service-psp</image:caption><image:title>multi-processor-routing-full-service-psp</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://blog.basistheory.com/october-2024-changelog</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/James.jpg</image:loc><image:caption>James</image:caption><image:title>James</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/June%20Changelog.png</image:loc><image:caption>June Changelog</image:caption><image:title>June 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Gaming</image:title></image:image><lastmod>2024-11-20</lastmod></url><url><loc>https://blog.basistheory.com/doing-more-with-personal-account-numbers</loc><image:image><image:loc>https://go.basistheory.com/hubfs/November%20EOY.webp</image:loc><image:caption>November EOY</image:caption><image:title>November EOY</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Doing%20more%20with%20PAN.png</image:loc><image:caption>Doing more with PAN</image:caption><image:title>Doing more with PAN</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Stablecoins%20Narrowbanks.webp</image:loc><image:caption>Stablecoins Narrowbanks</image:caption><image:title>Stablecoins Narrowbanks</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/health%20fitness.webp</image:loc><image:caption>health fitness</image:caption><image:title>health fitness</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><lastmod>2024-12-17</lastmod></url><url><loc>https://blog.basistheory.com/decrypting-card-payload-shopify-payments-app</loc><image:image><image:loc>https://go.basistheory.com/hubfs/monolithic-payments.webp</image:loc><image:caption>monolithic-payments</image:caption><image:title>monolithic-payments</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Creating%20a%20Payments%20API%20.png</image:loc><image:caption>Creating a Payments API </image:caption><image:title>Creating a Payments API </image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/shopify-payment-app-diagram.png</image:loc><image:caption>shopify-payment-app-diagram</image:caption><image:title>shopify-payment-app-diagram</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Visa%20stop%20payment%20service.png</image:loc><image:caption>Visa stop payment service</image:caption><image:title>Visa stop payment service</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Decrypt%20Shopify.webp</image:loc><image:caption>Decrypt Shopify</image:caption><image:title>Decrypt Shopify</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Davi-Square.jpg</image:loc><image:caption>Davi-Square</image:caption><image:title>Davi-Square</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://blog.basistheory.com/using-multi-processor-payment-strategy</loc><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Multi-Processor%20Merchants_%20Why%20Innovators%20Have%20Multiple%20PSPs.png</image:loc><image:caption>Multi-Processor Merchants_ Why Innovators Have Multiple PSPs</image:caption><image:title>Multi-Processor Merchants_ Why Innovators Have Multiple PSPs</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo 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Cases</image:caption><image:title>Best Payment Vault Use Cases</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/dunning-management.png</image:loc><image:caption>dunning-management</image:caption><image:title>dunning-management</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo 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is chargeback fraud_</image:caption><image:title>What is chargeback fraud_</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Chargeback911.png</image:loc><image:caption>Chargeback911</image:caption><image:title>Chargeback911</image:title></image:image><lastmod>2024-10-10</lastmod></url><url><loc>https://blog.basistheory.com/pci-compliance-email-security</loc><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo (1)</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/Compliance%20with%20Email.webp</image:loc><image:caption>Compliance with Email</image:caption><image:title>Compliance with 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account</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-favicon-new.png</image:loc><image:caption>bt-favicon-new</image:caption><image:title>bt-favicon-new</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/bt-blog/basis-theory-and-nacha-preferred-partner-p-800.jpeg</image:loc><image:caption>basis-theory-and-nacha-preferred-partner-p-800</image:caption><image:title>basis-theory-and-nacha-preferred-partner-p-800</image:title></image:image><image:image><image:loc>https://go.basistheory.com/hubfs/BTLogo%20(1).png</image:loc><image:caption>BTLogo (1)</image:caption><image:title>BTLogo 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