--- title: Blog | Basis Theory Updates & Insights | Payments description: Payments | Read the latest insights and updates from Basis Theory team. Learn about payment tokenization, compliance, product updates, and more. image: https://blog.basistheory.com/hubfs/bt-og-image-generic.avif --- [Skip to content](https://blog.basistheory.com/tag/payments#main-content) ![Basis Theory logo](https://blog.basistheory.com/hs-fs/hubfs/BTLogo%20(1).png?width=365&height=122&name=BTLogo%20(1).png) - [Use Cases](https://basistheory.com/) Show submenu for Use Cases - [Creator Economy](https://basistheory.com/use-cases/creator-economy) - [Digital Health](https://basistheory.com/use-cases/health) - [E-Commerce](https://basistheory.com/use-cases/ecommerce) - [Fintech](https://basistheory.com/use-cases/fintech) - [Gaming](https://basistheory.com/use-cases/gaming) - [Subscription Merchants](https://basistheory.com/use-cases/subscriptions) - [Travel](https://basistheory.com/use-cases/travel) - [VSaaS](https://basistheory.com/use-cases/vsaas) - Solutions Show submenu for Solutions - [Agentic Commerce](https://basistheory.com/solution/agentic-commerce) - [Data Consolidation](https://basistheory.com/solution/data-consolidation) - [Monetize Payments](https://basistheory.com/solution/monetize-payments) - [Multi PSP](https://basistheory.com/solution/multi-psp) - [Payment Method Discovery](https://basistheory.com/solution/payment-method-discovery) - [Payment Vault](https://basistheory.com/solution/payment-vault) - [Platform](https://basistheory.com/platform) Show submenu for Platform - [Enrichments & Add-Ons](https://basistheory.com/add-ons) - [Partners](https://basistheory.com/partnerships) - [Why Basis Theory](https://basistheory.com/why-basis-theory) - [Pricing](https://basistheory.com/pricing) - Resources Show submenu for Resources - [Blog](https://blog.basistheory.com) - [Case Studies](https://blog.basistheory.com/case-studies) - [Docs](https://developers.basistheory.com/) Open main navigation Close main navigation - [Use Cases](https://basistheory.com/) Show submenu for Use Cases - [Creator Economy](https://basistheory.com/use-cases/creator-economy) - [Digital Health](https://basistheory.com/use-cases/health) - [E-Commerce](https://basistheory.com/use-cases/ecommerce) - [Fintech](https://basistheory.com/use-cases/fintech) - [Gaming](https://basistheory.com/use-cases/gaming) - [Subscription Merchants](https://basistheory.com/use-cases/subscriptions) - [Travel](https://basistheory.com/use-cases/travel) - [VSaaS](https://basistheory.com/use-cases/vsaas) - Solutions Show submenu for Solutions - [Agentic Commerce](https://basistheory.com/solution/agentic-commerce) - [Data Consolidation](https://basistheory.com/solution/data-consolidation) - [Monetize Payments](https://basistheory.com/solution/monetize-payments) - [Multi PSP](https://basistheory.com/solution/multi-psp) - [Payment Method Discovery](https://basistheory.com/solution/payment-method-discovery) - [Payment Vault](https://basistheory.com/solution/payment-vault) - [Platform](https://basistheory.com/platform) Show submenu for Platform - [Enrichments & Add-Ons](https://basistheory.com/add-ons) - [Partners](https://basistheory.com/partnerships) - [Why Basis Theory](https://basistheory.com/why-basis-theory) - [Pricing](https://basistheory.com/pricing) - Resources Show submenu for Resources - [Blog](https://blog.basistheory.com) - [Case Studies](https://blog.basistheory.com/case-studies) - [Docs](https://developers.basistheory.com/) - [Get a demo](https://basistheory.com/contact) [Login](https://portal.basistheory.com/) [Get a demo](https://basistheory.com/contact) # Blog Insights and updates from the Basis Theory team ## Blog All Categories Banking Basis Theory News Compliance Data Security Data Tokenization Engineering Partners Payments PCI Compliance Product Resources ## Want Product News & Industry Updates? ### Subscribe to the Basis Theory blog to get updates right in your inbox All Payments Posts [![September 2026 Changelog](https://blog.basistheory.com/hubfs/September%202026.webp)](https://blog.basistheory.com/september-2026-changelog) [Payments](https://blog.basistheory.com/tag/payments) ## [September 2026 Changelog](https://blog.basistheory.com/september-2026-changelog) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · October 23, 2026 [Read more](https://blog.basistheory.com/september-2026-changelog) [![Data Portability](https://blog.basistheory.com/hubfs/Storing%20Deleting%20Sensitive%20Data.webp)](https://blog.basistheory.com/data-portability-interoperability) [Payments](https://blog.basistheory.com/tag/payments) ## [Data Portability: Moving Card Data Between Processors](https://blog.basistheory.com/data-portability-interoperability) When a PSP contract is up for renewal, and another processor can offer a better rate. Before you can say yes, you need to answer a different question: can you take y... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · October 22, 2026 [Read more](https://blog.basistheory.com/data-portability-interoperability) [![Omnichannel Tokenization ](https://blog.basistheory.com/hubfs/Omnichannel%20Tokenization.webp)](https://blog.basistheory.com/omnichannel-tokenization) [Payments](https://blog.basistheory.com/tag/payments) ## [Omnichannel Tokenization: One Customer, Any Channel](https://blog.basistheory.com/omnichannel-tokenization) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · October 20, 2026 [Read more](https://blog.basistheory.com/omnichannel-tokenization) [![How does a subscription merchant cut involuntary churn?](https://blog.basistheory.com/hubfs/SubscriptionMerchants.webp)](https://blog.basistheory.com/subscription-business-cutting-involuntary-churn) [Payments](https://blog.basistheory.com/tag/payments) ## [How does a subscription merchant cut involuntary churn? Buy a vault.](https://blog.basistheory.com/subscription-business-cutting-involuntary-churn) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · October 15, 2026 [Read more](https://blog.basistheory.com/subscription-business-cutting-involuntary-churn) [![Payment Gateway Providers: How to Choose or Build Your Own](https://blog.basistheory.com/hubfs/Build%20a%20Payment%20Gateway.webp)](https://blog.basistheory.com/payment-gateway-providers) [Payments](https://blog.basistheory.com/tag/payments) ## [Payment Gateway Providers: How to Choose or Build Your Own](https://blog.basistheory.com/payment-gateway-providers) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · October 13, 2026 [Read more](https://blog.basistheory.com/payment-gateway-providers) [![Lessons from the people who built Venmo](https://blog.basistheory.com/hubfs/VenmoChatRecap.png)](https://blog.basistheory.com/venmo-fireside-chat) [Payments](https://blog.basistheory.com/tag/payments) ## [Relentless Optimism: Lessons from the people who built Venmo.](https://blog.basistheory.com/venmo-fireside-chat) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · October 1, 2026 [Read more](https://blog.basistheory.com/venmo-fireside-chat) [![PCI Scope Creep](https://blog.basistheory.com/hubfs/PCI%20Creep.webp)](https://blog.basistheory.com/pci-scope-creep) [Compliance](https://blog.basistheory.com/tag/compliance) [Payments](https://blog.basistheory.com/tag/payments) ## [Why PCI Scope Creep Isn’t a Bad Thing, and 3 Ways to Protect Against It](https://blog.basistheory.com/pci-scope-creep) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · September 29, 2026 [Read more](https://blog.basistheory.com/pci-scope-creep) [![High risk payment processors](https://blog.basistheory.com/hubfs/High%20Risk%20PSPs-1.webp)](https://blog.basistheory.com/high-risk-payment-processor) [Compliance](https://blog.basistheory.com/tag/compliance) [Payments](https://blog.basistheory.com/tag/payments) ## [High-Risk Payment Processors](https://blog.basistheory.com/high-risk-payment-processor) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · September 24, 2026 [Read more](https://blog.basistheory.com/high-risk-payment-processor) [![High risk merchants](https://blog.basistheory.com/hubfs/High%20Risk%20Merchant.webp)](https://blog.basistheory.com/high-risk-merchant) [Payments](https://blog.basistheory.com/tag/payments) ## [So you’re a high-risk merchant, now what?](https://blog.basistheory.com/high-risk-merchant) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · September 22, 2026 [Read more](https://blog.basistheory.com/high-risk-merchant) [![Do I buy or build a PCI compliant payment vault?](https://blog.basistheory.com/hubfs/BuyorBuildPaymentVault.webp)](https://blog.basistheory.com/buy-or-build-pci-compliant-payment-vault) [Payments](https://blog.basistheory.com/tag/payments) [Product](https://blog.basistheory.com/tag/product) ## [Do I buy or build a PCI compliant payment vault?](https://blog.basistheory.com/buy-or-build-pci-compliant-payment-vault) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · September 17, 2026 [Read more](https://blog.basistheory.com/buy-or-build-pci-compliant-payment-vault) [![Onboarding for Account Updater and Network Tokens](https://blog.basistheory.com/hubfs/NetworkTokenAccountUpdaterOnboarding.webp)](https://blog.basistheory.com/onboarding-network-tokens-account-updater) [Payments](https://blog.basistheory.com/tag/payments) [Product](https://blog.basistheory.com/tag/product) ## [Self-Service Merchant Onboarding for Account Updater and Network Tokens](https://blog.basistheory.com/onboarding-network-tokens-account-updater) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · September 15, 2026 [Read more](https://blog.basistheory.com/onboarding-network-tokens-account-updater) [![Smart payment routing](https://blog.basistheory.com/hubfs/Payment%20Routing_%20What%20it%20means%20for%20a%20merchant.png)](https://blog.basistheory.com/smart-payment-routing) [Payments](https://blog.basistheory.com/tag/payments) ## [Smart Payment Routing: Controlling How Transactions Flow](https://blog.basistheory.com/smart-payment-routing) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · September 10, 2026 [Read more](https://blog.basistheory.com/smart-payment-routing) [![Accepting Agent Payments](https://blog.basistheory.com/hubfs/Accepting%20Agentic%20Payments.webp)](https://blog.basistheory.com/accepting-agent-payments) [Payments](https://blog.basistheory.com/tag/payments) [Product](https://blog.basistheory.com/tag/product) ## [How to Get Started Accepting Agent Payments](https://blog.basistheory.com/accepting-agent-payments) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · September 8, 2026 [Read more](https://blog.basistheory.com/accepting-agent-payments) [![3DS Use Case for the United States](https://blog.basistheory.com/hubfs/3DS%20in%20the%20US.webp)](https://blog.basistheory.com/united-states-3ds-use-case) [Payments](https://blog.basistheory.com/tag/payments) [Product](https://blog.basistheory.com/tag/product) ## [Here is a 3DS Use Case for the United States](https://blog.basistheory.com/united-states-3ds-use-case) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · September 3, 2026 [Read more](https://blog.basistheory.com/united-states-3ds-use-case) [![Merchant of Record vs. Non-MOR](https://blog.basistheory.com/hubfs/Merchant%20of%20Record%20versus%20non-MOR%20models%20in%20agentic%20commerce-1.webp)](https://blog.basistheory.com/merchant-of-record-for-agentic-commerce) [Payments](https://blog.basistheory.com/tag/payments) ## [Merchant of Record vs. Non-MOR: How Agentic Commerce Changes the Decision](https://blog.basistheory.com/merchant-of-record-for-agentic-commerce) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · September 1, 2026 [Read more](https://blog.basistheory.com/merchant-of-record-for-agentic-commerce) [![](https://blog.basistheory.com/hubfs/Decouple%20ApplePay%20from%20your%20PSP.webp)](https://blog.basistheory.com/apple-pay-decouple) [Engineering](https://blog.basistheory.com/tag/engineering) [Payments](https://blog.basistheory.com/tag/payments) ## [How to Decouple Apple Pay From Your PSP](https://blog.basistheory.com/apple-pay-decouple) ![Picture of Davi Aquino](https://blog.basistheory.com/hs-fs/hubfs/Davi-Square.jpg?width=50&name=Davi-Square.jpg) [Davi Aquino](https://blog.basistheory.com/author/davi-aquino) · August 27, 2026 [Read more](https://blog.basistheory.com/apple-pay-decouple) [![Migrate to a New PSP](https://blog.basistheory.com/hubfs/MigrateDatatoBasisTheory.png)](https://blog.basistheory.com/migrate-to-new-psp) [Payments](https://blog.basistheory.com/tag/payments) ## [How to Migrate to a New PSP Without Disrupting Your Business](https://blog.basistheory.com/migrate-to-new-psp) Merchants often find themselves in the position of wanting, or needing to migrate to a new payment processor. A PSP migration is normally either to take advantage of... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · August 25, 2026 [Read more](https://blog.basistheory.com/migrate-to-new-psp) [![Summer 2026 Changelog](https://blog.basistheory.com/hubfs/Summer%202026.webp)](https://blog.basistheory.com/summer-2026-changelog) [Data Security](https://blog.basistheory.com/tag/data-security) [Payments](https://blog.basistheory.com/tag/payments) [Product](https://blog.basistheory.com/tag/product) ## [Summer 2026 Changelog](https://blog.basistheory.com/summer-2026-changelog) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · August 21, 2026 [Read more](https://blog.basistheory.com/summer-2026-changelog) [![Payment orchestration](https://blog.basistheory.com/hubfs/Payment%20orchestration_%20What%20a%20merchant%20needs%20to%20know.png)](https://blog.basistheory.com/payments-orchestration) [Payments](https://blog.basistheory.com/tag/payments) ## [Payment Orchestration vs. Payment Vault: What’s the difference?](https://blog.basistheory.com/payments-orchestration) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · August 11, 2026 [Read more](https://blog.basistheory.com/payments-orchestration) [![Reducing PCI Scope](https://blog.basistheory.com/hubfs/PCI%20Scope.webp)](https://blog.basistheory.com/reduce-pci-scope) [Payments](https://blog.basistheory.com/tag/payments) ## [How a Fintech Can Reduce PCI Scope](https://blog.basistheory.com/reduce-pci-scope) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · July 21, 2026 [Read more](https://blog.basistheory.com/reduce-pci-scope) [![Credit Card Vaulting Service](https://blog.basistheory.com/hubfs/Card%20Vaulting%20Services.webp)](https://blog.basistheory.com/credit-card-vaulting-service) [Payments](https://blog.basistheory.com/tag/payments) ## [How do credit card vaulting services work?](https://blog.basistheory.com/credit-card-vaulting-service) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · July 7, 2026 [Read more](https://blog.basistheory.com/credit-card-vaulting-service) [![Building a Fintech Payment Solution](https://blog.basistheory.com/hubfs/Fintechs%20guide%20to%20payments.webp)](https://blog.basistheory.com/fintech-guide-to-payments) [Payments](https://blog.basistheory.com/tag/payments) ## [How Fintechs Handle PCI Compliance](https://blog.basistheory.com/fintech-guide-to-payments) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · July 2, 2026 [Read more](https://blog.basistheory.com/fintech-guide-to-payments) [![How to reduce involuntary churn](https://blog.basistheory.com/hubfs/Involuntary%20Churn.png)](https://blog.basistheory.com/involuntary-churn) [Payments](https://blog.basistheory.com/tag/payments) ## [How to Optimize Approval Rates and Reduce Involuntary Churn](https://blog.basistheory.com/involuntary-churn) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · June 30, 2026 [Read more](https://blog.basistheory.com/involuntary-churn) [![Multiple payment gateways](https://blog.basistheory.com/hubfs/Multiple%20PSPs.webp)](https://blog.basistheory.com/multiple-payment-gateways-benefits) [Payments](https://blog.basistheory.com/tag/payments) ## [How to Know If You Should Use Multiple Payment Gateways](https://blog.basistheory.com/multiple-payment-gateways-benefits) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · June 25, 2026 [Read more](https://blog.basistheory.com/multiple-payment-gateways-benefits) [![May 2026 Changelog](https://blog.basistheory.com/hubfs/May%202026.webp)](https://blog.basistheory.com/may-2026-changelog) [Data Security](https://blog.basistheory.com/tag/data-security) [Payments](https://blog.basistheory.com/tag/payments) [Product](https://blog.basistheory.com/tag/product) ## [May 2026 Changelog](https://blog.basistheory.com/may-2026-changelog) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · June 19, 2026 [Read more](https://blog.basistheory.com/may-2026-changelog) [![Card Issuing Platforms](https://blog.basistheory.com/hubfs/Card%20Issuing-1.webp)](https://blog.basistheory.com/card-issuing-platforms) [Payments](https://blog.basistheory.com/tag/payments) ## [What are Card Issuing Platforms?](https://blog.basistheory.com/card-issuing-platforms) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · June 18, 2026 [Read more](https://blog.basistheory.com/card-issuing-platforms) [![Turn BIN Data Into Payment Decisions](https://blog.basistheory.com/hubfs/BIN%20Intelligence.webp)](https://blog.basistheory.com/bin-intelligence) [Payments](https://blog.basistheory.com/tag/payments) [Product](https://blog.basistheory.com/tag/product) ## [How Payment Leaders Turn BIN Data Into Payment Decisions](https://blog.basistheory.com/bin-intelligence) ![Picture of Kevin Mayes](https://blog.basistheory.com/hs-fs/hubfs/KevinMayes.jpg?width=50&name=KevinMayes.jpg) [Kevin Mayes](https://blog.basistheory.com/author/kevin-mayes) · June 16, 2026 [Read more](https://blog.basistheory.com/bin-intelligence) [![What is a chargeback?](https://blog.basistheory.com/hubfs/ChargebacksandMerchants.webp)](https://blog.basistheory.com/chargebacks-explained) [Payments](https://blog.basistheory.com/tag/payments) ## [What is a chargeback? Causes, thresholds, and ways to avoid them.](https://blog.basistheory.com/chargebacks-explained) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · June 11, 2026 [Read more](https://blog.basistheory.com/chargebacks-explained) [![Best Payment Vault for a SaaS Billing](https://blog.basistheory.com/hubfs/BestVaultforSaaS.webp)](https://blog.basistheory.com/payment-vault-for-saas-billing) [Payments](https://blog.basistheory.com/tag/payments) ## [What Is the Best Payment Vault for a SaaS Billing Platform?](https://blog.basistheory.com/payment-vault-for-saas-billing) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · June 4, 2026 [Read more](https://blog.basistheory.com/payment-vault-for-saas-billing) [![Best use cases for a payment vault](https://blog.basistheory.com/hubfs/Best%20Payment%20Vault%20Use%20Cases.webp)](https://blog.basistheory.com/payment-vault-use-cases) [Payments](https://blog.basistheory.com/tag/payments) ## [What are the best use cases for a payment vault?](https://blog.basistheory.com/payment-vault-use-cases) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · May 28, 2026 [Read more](https://blog.basistheory.com/payment-vault-use-cases) [![April 2026 Changelog](https://blog.basistheory.com/hubfs/April%202026.webp)](https://blog.basistheory.com/april-2026-changelog) [Data Security](https://blog.basistheory.com/tag/data-security) [Payments](https://blog.basistheory.com/tag/payments) [Product](https://blog.basistheory.com/tag/product) ## [April 2026 Changelog](https://blog.basistheory.com/april-2026-changelog) April was a month of reliability. From a rebuilt BIN data pipeline to improved merchant onboarding, the focus was on making Basis Theory's core infrastructure more r... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · May 22, 2026 [Read more](https://blog.basistheory.com/april-2026-changelog) [![Outgrowing Payment Orchestration](https://blog.basistheory.com/hubfs/Outgrowing%20Payment%20Orchestrator.webp)](https://blog.basistheory.com/outgrowing-payment-orchestration) [Payments](https://blog.basistheory.com/tag/payments) ## [How You Know You’re Outgrowing Payment Orchestration](https://blog.basistheory.com/outgrowing-payment-orchestration) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · May 21, 2026 [Read more](https://blog.basistheory.com/outgrowing-payment-orchestration) [![anatomy of a credit card](https://blog.basistheory.com/hubfs/Credit%20Card%20Anatomy_%20Explaining%20the%20PAN%2c%20BIN%2c%20CVV%2c%20%26%20Others.png)](https://blog.basistheory.com/credit-card-anatomy) [Payments](https://blog.basistheory.com/tag/payments) ## [Credit Card Numbers: What Every Digit Means](https://blog.basistheory.com/credit-card-anatomy) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · May 19, 2026 [Read more](https://blog.basistheory.com/credit-card-anatomy) [![payment tokenization](https://blog.basistheory.com/hubfs/Payment%20Tokenization.webp)](https://blog.basistheory.com/payment-tokenization) [Payments](https://blog.basistheory.com/tag/payments) ## [What Payment Tokenization Means to a Merchant](https://blog.basistheory.com/payment-tokenization) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · May 14, 2026 [Read more](https://blog.basistheory.com/payment-tokenization) [![Payment lessons from a merchant](https://blog.basistheory.com/hubfs/Payment%20Influencers.webp)](https://blog.basistheory.com/lessons-from-merchants) [Payments](https://blog.basistheory.com/tag/payments) ## [Payment Lessons From Merchants](https://blog.basistheory.com/lessons-from-merchants) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · May 12, 2026 [Read more](https://blog.basistheory.com/lessons-from-merchants) [![Requirements for Storing Credit Card Information on Paper](https://blog.basistheory.com/hubfs/Storing%20CC%20on%20Paper.jpg)](https://blog.basistheory.com/pci-requirements-for-storing-credit-card-info-on-paper) [Payments](https://blog.basistheory.com/tag/payments) ## [Storing Credit Card Data on Paper: PCI-DSS Rules](https://blog.basistheory.com/pci-requirements-for-storing-credit-card-info-on-paper) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · May 5, 2026 [Read more](https://blog.basistheory.com/pci-requirements-for-storing-credit-card-info-on-paper) [![Linque Accelerated Checkout](https://blog.basistheory.com/hubfs/Linque%20Launch.webp)](https://blog.basistheory.com/linque-accelerated-checkout) [Engineering](https://blog.basistheory.com/tag/engineering) [Payments](https://blog.basistheory.com/tag/payments) ## [Linque: Accelerated Checkout Without the Data Trade-Off](https://blog.basistheory.com/linque-accelerated-checkout) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · April 28, 2026 [Read more](https://blog.basistheory.com/linque-accelerated-checkout) [![Visa DCAP](https://blog.basistheory.com/hubfs/VISA%20VAMP.webp)](https://blog.basistheory.com/visa-digital-commerce-authentication-program) [Payments](https://blog.basistheory.com/tag/payments) [Product](https://blog.basistheory.com/tag/product) ## [Visa’s Digital Commerce Authentication Program: What DCAP is, and isn’t.](https://blog.basistheory.com/visa-digital-commerce-authentication-program) ![Picture of Kevin Mayes](https://blog.basistheory.com/hs-fs/hubfs/KevinMayes.jpg?width=50&name=KevinMayes.jpg) [Kevin Mayes](https://blog.basistheory.com/author/kevin-mayes) · April 22, 2026 [Read more](https://blog.basistheory.com/visa-digital-commerce-authentication-program) [![Explaining features at the vault level](https://blog.basistheory.com/hubfs/Stablecoins%20Narrowbanks.webp)](https://blog.basistheory.com/enrichments-native-to-vault) [Payments](https://blog.basistheory.com/tag/payments) ## [Stop Paying for the Same Features Twice](https://blog.basistheory.com/enrichments-native-to-vault) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · April 21, 2026 [Read more](https://blog.basistheory.com/enrichments-native-to-vault) [![Cashless ATM transactions](https://blog.basistheory.com/hubfs/Cannabis-CBD-payments.webp)](https://blog.basistheory.com/cannabis-cbd-payments-best-practices) [Payments](https://blog.basistheory.com/tag/payments) ## [Cannabis and CBD Payments: Eliminating a Single Point of Failure](https://blog.basistheory.com/cannabis-cbd-payments-best-practices) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · April 20, 2026 [Read more](https://blog.basistheory.com/cannabis-cbd-payments-best-practices) [![Credit Card Tokenization](https://blog.basistheory.com/hubfs/Credit%20Card%20Tokenization.webp)](https://blog.basistheory.com/credit-card-tokenization) [Data Tokenization](https://blog.basistheory.com/tag/data-tokenization) [Payments](https://blog.basistheory.com/tag/payments) ## [Credit Card Tokenization: Why it Matters, and When You Need a Vault](https://blog.basistheory.com/credit-card-tokenization) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · April 16, 2026 [Read more](https://blog.basistheory.com/credit-card-tokenization) [![Basis Theory Elements](https://blog.basistheory.com/hubfs/Elements%20V3.webp)](https://blog.basistheory.com/elements-pci-compliant-data-collection) [Payments](https://blog.basistheory.com/tag/payments) ## [Making Elements Faster for PCI Compliant Data Collection](https://blog.basistheory.com/elements-pci-compliant-data-collection) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · April 14, 2026 [Read more](https://blog.basistheory.com/elements-pci-compliant-data-collection) [![Pitfalls of a Forward API](https://blog.basistheory.com/hubfs/Pitfalls%20of%20a%20Forward%20API.webp)](https://blog.basistheory.com/pitfalls-of-a-forward-api) [Payments](https://blog.basistheory.com/tag/payments) ## [Pitfalls of a Forward API](https://blog.basistheory.com/pitfalls-of-a-forward-api) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · April 9, 2026 [Read more](https://blog.basistheory.com/pitfalls-of-a-forward-api) [![Geographic Expansion](https://blog.basistheory.com/hubfs/Geographic%20expansion.webp)](https://blog.basistheory.com/managing-payments-during-geographic-expansion) [Payments](https://blog.basistheory.com/tag/payments) ## [Managing Payments During Geographic Expansion](https://blog.basistheory.com/managing-payments-during-geographic-expansion) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · March 26, 2026 [Read more](https://blog.basistheory.com/managing-payments-during-geographic-expansion) [![Using BIN Data](https://blog.basistheory.com/hubfs/BINdata.webp)](https://blog.basistheory.com/bin-data-enhancements) [Payments](https://blog.basistheory.com/tag/payments) ## [Why a Merchant Should Be Using BIN Data](https://blog.basistheory.com/bin-data-enhancements) Stop playing the "blame game" with payments. When authorization rates drop by two percent, the instinct is to blame the risk model or the processor. It's neither. Th... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · March 19, 2026 [Read more](https://blog.basistheory.com/bin-data-enhancements) [![Hidden Architecture Behind Your PSP](https://blog.basistheory.com/hubfs/Hidden%20Architecture.webp)](https://blog.basistheory.com/hidden-architecture-behind-your-psp) [Engineering](https://blog.basistheory.com/tag/engineering) [Payments](https://blog.basistheory.com/tag/payments) ## [The Hidden Architecture Behind Your PSP](https://blog.basistheory.com/hidden-architecture-behind-your-psp) ![Picture of Davi Aquino](https://blog.basistheory.com/hs-fs/hubfs/Davi-Square.jpg?width=50&name=Davi-Square.jpg) [Davi Aquino](https://blog.basistheory.com/author/davi-aquino) · March 5, 2026 [Read more](https://blog.basistheory.com/hidden-architecture-behind-your-psp) [![Shoppable Ads](https://blog.basistheory.com/hubfs/Shoppable%20ads%20and%20tokenization.webp)](https://blog.basistheory.com/what-makes-shoppable-ads-successful) [Payments](https://blog.basistheory.com/tag/payments) ## [What Will Make Shoppable Ads Successful](https://blog.basistheory.com/what-makes-shoppable-ads-successful) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · February 26, 2026 [Read more](https://blog.basistheory.com/what-makes-shoppable-ads-successful) [![](https://blog.basistheory.com/hubfs/Card%20data.webp)](https://blog.basistheory.com/collect-store-card-data-securely) [Data Tokenization](https://blog.basistheory.com/tag/data-tokenization) [Payments](https://blog.basistheory.com/tag/payments) ## [How To Collect and Store Credit Card Data Securely](https://blog.basistheory.com/collect-store-card-data-securely) When merchants accept credit card payments, they also must consider what happens after the transaction is authorized. Can they store the card data? Should they? ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · February 10, 2026 [Read more](https://blog.basistheory.com/collect-store-card-data-securely) [![](https://blog.basistheory.com/hubfs/Stale%20Card%20Data%20B.webp)](https://blog.basistheory.com/stale-card-data) [Payments](https://blog.basistheory.com/tag/payments) ## [Stale Card Data: A Hidden Tax on Subscription Revenue](https://blog.basistheory.com/stale-card-data) ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · February 5, 2026 [Read more](https://blog.basistheory.com/stale-card-data) [![How to build your ideal payment stack](https://blog.basistheory.com/hubfs/Ideal%20Payment%20Stack.webp)](https://blog.basistheory.com/ideal-payment-stack) [Payments](https://blog.basistheory.com/tag/payments) ## [How to Build Your Ideal Payment Stack](https://blog.basistheory.com/ideal-payment-stack) Merchants strive to have a seamlessly integrated payment flow for customers. From the outside looking in, many may assume that this is achievable through a light and... ![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) · February 3, 2026 [Read more](https://blog.basistheory.com/ideal-payment-stack) First Prev [1](https://blog.basistheory.com) [2](https://blog.basistheory.com/tag/payments/page/2) [3](https://blog.basistheory.com/tag/payments/page/3) [4](https://blog.basistheory.com/tag/payments/page/4) [5](https://blog.basistheory.com/tag/payments/page/5) [Next](https://blog.basistheory.com/tag/payments/page/2) [Last](https://blog.basistheory.com/tag/payments/page/5) [![BTLogo (1)](https://blog.basistheory.com/hs-fs/hubfs/BTLogo%20(1).png?width=138&height=46&name=BTLogo%20(1).png "BTLogo (1)")](https://basistheory.com) - Use Cases - [Creator Economy](https://basistheory.com/use-cases/creator-economy) - [Digital Health](https://basistheory.com/use-cases/health) - [E-Commerce](https://basistheory.com/use-cases/ecommerce) - [Fintech](https://basistheory.com/use-cases/fintech) - [Gaming](https://basistheory.com/use-cases/gaming) - [Remittance](https://basistheory.com/use-cases/remittance) - [Subscription Platforms](https://basistheory.com/use-cases/subscriptions) - [Online Travel Agencies](https://basistheory.com/use-cases/travel) - [Vertical SaaS](https://basistheory.com/use-cases/vsaas) - Developers - [Quickstart](https://developers.basistheory.com/getting-started) - [Elements](https://developers.basistheory.com/docs/sdks/web/javascript) - [Documentation](https://developers.basistheory.com/) - Basis Theory - [Pricing](https://basistheory.com/pricing) - [Add-Ons](https://basistheory.com/add-ons) - [ROI Calculator](https://go.basistheory.com/roi) - [Case Studies](https://blog.basistheory.com/case-studies) - [Blog](https://blog.basistheory.com) - [Contact](https://basistheory.com/contact) - Other - [Terms and Conditions](https://basistheory.com/resources/terms-of-service) - [Privacy Policy](https://basistheory.com/resources/privacy-policy) - [Cookie Policy](https://basistheory.com/resources/cookie-policy) - [Security](https://basistheory.com/security) - [System Status](https://status.basistheory.com/) - Compare - [Basis Theory Vs. 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