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Insights and updates from the Basis Theory team
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So you’re a high-risk merchant, now what?
The card networks and payment gateways designate high-risk merchants as less safe than their normal clientele because of evidence like high chargeback rates (above 1...

How Global Payment Processing Works
E-commerce, by its very nature, is international, which opens the door for a global customer base. Opting to accept global payments can ensure that merchants can off...


PayFac vs. ISO: Which Should a Merchant Choose?
In the world of payments, selecting partners to help transact business is one of the most complex, but critical, processes any business can complete. Choosing the ri...



How to Migrate to a New Payment Processor Without Disrupting Business
Merchants often find themselves in the position of wanting, or needing to migrate to a new payment processor. A PSP migration is normally either to take advantage of...


How Hosted Payment Pages Work
When planning to accept payments, integrating and going live quickly can ensure a smooth and swift road to generating revenue. Hosted payment pages can offer merchan...




Top Payment Professionals to Follow in 2025
Whatever route you traveled to get into payments, we’re glad you made it here! We’ve curated a list of influencers in the payments industry that speak at events, pub...











September 2024 Changelog
Token Create Speed Improvements We’ve significantly improved our tokens' speed for both Token Creations and Reads over the last few months—and customers should have ...




August 2024 Changelog
As summer months come to a close and we move into the Autumn months, we have a few helpful updates.




Omnichannel Tokenization
In today’s personalized e-commerce environment, any friction in the payment process can be the difference between a successful sale and a missed opportunity. Online ...



What the Visa Stop Payment Service Does for Merchants
A key way in which merchants—especially those with subscription services—build their revenue is by using stored credit cardholder data to submit follow-on transactio...




How Connected Payments Reduce Merchant Risk
Any electronic payment comes with inherent risk: the customer might be using a fraudulent card, forgotten they’ve overspent their credit limit, or end up firing up a...

How to Use Composable Apps in Payments
Software can be designed and implemented in any number of ways, but a core architectural approach can be instrumental in producing tools that are ideally suited to t...

SoftPOS: Turning Devices Into Terminals
The speed at which payments options expand and change has reached a breakneck pace: it’s almost impossible to imagine a time when the only options were to provide co...

Dynamic Payment Routing - Retry Logic Routes
Dynamic payment routing is an essential part of any comprehensive payment optimization strategy: getting the highest close rate at the lowest processing cost demands...

Implementing a Second Payment Processor: Considerations
Delivering great service is at the heart of every successful merchant’s business plan - because happy customers become repeat customers, and repeat customers become ...

Multi-Processor Routing and Fraud Prevention
Payment security is a key consideration for today’s digital merchants, as acquiring a reputation for not protecting customers’ payment details can be an existential ...

Multi-Processor Routing or Full-Service PSP? Which is Your Best Option?
As a merchant, accepting and processing payments is the lifeblood of your business. The ways in which you do so can significantly impact the future trajectory of you...

Evaluating the ROI of Multi-processor Payment Routing for Subscription Businesses
Digital payments have thrown open the ability to market and sell to an almost unlimited global audience for merchants. And those businesses who offer subscriptions c...

Subscription Merchants: Payments Best Practices
What are Subscription Companies? Subscription merchants are companies with a business model that involves customers paying a recurring fee to access products or serv...

3DS Authentication: The Right Balance Between Security and UX
In a world that seems ever more risky - with digital scam artists everywhere you look, and ransomware in seemingly every other news report - making security as impen...