PayFac vs. ISO: Which Should a Merchant Choose?
In the world of payments, selecting partners to help transact business is one of the most complex, but critical, processes any business can complete. Choosing the ri...
How to Migrate to a New Payment Processor Without Disrupting Business
Merchants often find themselves in the position of wanting, or needing to migrate to a new payment processor. A PSP migration is normally either to take advantage of...
A Fintech’s Guide to Payments
Fintech is a broad term (shortened from financial technology) that encompasses technologies aiming to improve, simplify, or modernize financial services. With the in...
How Hosted Payment Pages Work
When planning to accept payments, integrating and going live quickly can ensure a smooth and swift road to generating revenue. Hosted payment pages can offer merchan...
Top Payment Professionals to Follow in 2025
Whatever route you traveled to get into payments, we’re glad you made it here! We’ve curated a list of influencers in the payments industry that speak at events, pub...
September 2024 Changelog
Token Create Speed Improvements We’ve significantly improved our tokens' speed for both Token Creations and Reads over the last few months—and customers should have ...
August 2024 Changelog
As summer months come to a close and we move into the Autumn months, we have a few helpful updates.
The Anatomy of a Credit Card
Learn the meaning behind the different parts found on a credit card, as well as their function and relevant PCI DSS requirements, with this overview and FAQ.
Omnichannel Tokenization
In today’s personalized e-commerce environment, any friction in the payment process can be the difference between a successful sale and a missed opportunity. Online ...
What the Visa Stop Payment Service Does for Merchants
A key way in which merchants—especially those with subscription services—build their revenue is by using stored credit cardholder data to submit follow-on transactio...
High-Risk Merchant Category Codes (MCCs) and Their Risks
What are Merchant Category Codes? A Merchant Category Code (MCC) is a four-digit number used to categorize merchants based on the merchant’s business activities and ...
How Connected Payments Reduce Merchant Risk
Any electronic payment comes with inherent risk: the customer might be using a fraudulent card, forgotten they’ve overspent their credit limit, or end up firing up a...
So you’re a high-risk merchant, now what?
The card networks and payment gateways designate high-risk merchants as less safe than their normal clientele because of evidence like high chargeback rates (above 1...
How to Use Composable Apps in Payments
Software can be designed and implemented in any number of ways, but a core architectural approach can be instrumental in producing tools that are ideally suited to t...
Chargeback Fraud Unmasked
Chargeback fraud, often called friendly fraud or first-party misuse, occurs when consumers fraudulently attempt to secure refunds by initiating chargebacks instead o...
SoftPOS: Turning Devices Into Terminals
The speed at which payments options expand and change has reached a breakneck pace: it’s almost impossible to imagine a time when the only options were to provide co...
Dynamic Payment Routing - Retry Logic Routes
Dynamic payment routing is an essential part of any comprehensive payment optimization strategy: getting the highest close rate at the lowest processing cost demands...