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Insights and updates from the Basis Theory team
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Total Processing Volume (TPV): Why It Matters
Total processing volume (also known as total payment volume, or TPV) is the sum of all payments passed through a specific payment processor over a given period of ti...

Hard vs. Soft Card Declines: What They Are & How to Reduce Them
As magical as the payment process can seem when everything is going according to plan, the fun can come to an abrupt end when the transaction is declined. Given how ...





Switching PSPs, Keeping the Payment Credentials
Merchants, especially online, have no choice but to contract with at least one payment service provider (PSP) to ensure they can execute transactions with credit car...


















High-Risk Merchant Category Codes (MCCs) and Their Risks
What are Merchant Category Codes? A Merchant Category Code (MCC) is a four-digit number used to categorize merchants based on the merchant’s business activities and ...








Credit Card Anatomy: Explaining the PAN, BIN, CVV, & Others
Learn the meaning behind the different parts found on a credit card, as well as their function and relevant PCI DSS requirements, with this overview and FAQ.










So you’re a high-risk merchant, now what?
The card networks and payment gateways designate high-risk merchants as less safe than their normal clientele because of evidence like high chargeback rates (above 1...

How Global Payment Processing Works
E-commerce, by its very nature, is international, which opens the door for a global customer base. Opting to accept global payments can ensure that merchants can off...
