As summer months come to a close and we move into the Autumn months, we have a few helpful updates.

Learn the meaning behind the different parts found on a credit card, as well as their function and relevant PCI DSS requirements, with this overview and FAQ.

In today’s personalized e-commerce environment, any friction in the payment process can be the difference between a successful sale and a missed opportunity. Online ...

Summer Changelog In June and July, the team worked on many updates and enhancements to the Basis Theory Platform, from identity access updates, to webhook subscripti...

Love is a strong word, typically reserved for my family and my favorite music.

Nearly 43 million people in the United States received benefits from the Supplemental Nutrition Assistance Program (SNAP) in 2023, totaling almost $154 billion. All ...

A key way in which merchants—especially those with subscription services—build their revenue is by using stored credit cardholder data to submit follow-on transactio...

With dozens of personal lines of insurance and an overwhelming amount of policy options, Marble developed a Super App for all personal insurance policies. Marble is ...

Upon completing the migration to a new payment service provider (PSP), payment professionals often let out a sigh of relief. The 6-month (or longer) process of migra...

Merchants are always on the lookout for ways to improve their security, while keeping as much friction as possible out of their purchase processes. Some of the optio...

What are Merchant Category Codes? A Merchant Category Code (MCC) is a four-digit number used to categorize merchants based on the merchant’s business activities and ...

The most valuable pieces of data in payments are the Primary Account Numbers (PAN), the core details from a credit card that are used to initiate and close a transac...

Any electronic payment comes with inherent risk: the customer might be using a fraudulent card, forgotten they’ve overspent their credit limit, or end up firing up a...

The card networks and payment gateways designate high-risk merchants as less safe than their normal clientele because of evidence like high chargeback rates (above 1...

If you are a Basis Theory platform user, action is most likely required for your Production Tenant. What has Changed? We have updated our Rate Limits to better align...

Managed Connections: Orchestrating Payments We are happy to announce the launch of Managed Connections, which allows merchants to switch between payment processors t...

Software can be designed and implemented in any number of ways, but a core architectural approach can be instrumental in producing tools that are ideally suited to t...

Chargeback fraud, often called friendly fraud or first-party misuse, occurs when consumers fraudulently attempt to secure refunds by initiating chargebacks instead o...

The speed at which payments options expand and change has reached a breakneck pace: it’s almost impossible to imagine a time when the only options were to provide co...

Dynamic payment routing is an essential part of any comprehensive payment optimization strategy: getting the highest close rate at the lowest processing cost demands...

Tokenization is a PCI-compliant way to secure and mask sensitive cardholder data in what is called payment tokens. These payment tokens can take one of three forms, ...

Delivering great service is at the heart of every successful merchant’s business plan - because happy customers become repeat customers, and repeat customers become ...

April brought showers of updates and enhancements to the Basis Theory Platform, from automatic account updater, to full-featured test tenants, and forwarding APIs.

Payment security is a key consideration for today’s digital merchants, as acquiring a reputation for not protecting customers’ payment details can be an existential ...

As a merchant, accepting and processing payments is the lifeblood of your business. The ways in which you do so can significantly impact the future trajectory of you...

Digital payments have thrown open the ability to market and sell to an almost unlimited global audience for merchants. And those businesses who offer subscriptions c...

What are Subscription Companies? Subscription merchants are companies with a business model that involves customers paying a recurring fee to access products or serv...

In a world that seems ever more risky - with digital scam artists everywhere you look, and ransomware in seemingly every other news report - making security as impen...

The data security rules around payments can be puzzling to new and seasoned payments professionals alike. Moreover, while the Payments Card Industry Data Security St...

If there’s one thing that everyone who’s ever sold anything can agree on it’s this: the harder it is for the customer to close a deal, the less likely it is that the...

As the payments industry continues to grow, expand, and evolve, payments professionals will need to stay abreast of the changes in order to remain competitive in the...

Modern businesses do more than simply make one-off sales of products - they take advantage of the opportunities our digital reality offers. Perhaps the inspiration f...

The payment landscape continues to expand each year, offering a vast array of payment methods for end users and processing options for merchants. Payment gateways, p...

Merchants wishing to offer secure payment solutions for customers may find themselves at an impasse: their payment flows may require additional steps to become compl...