PCI DSS Requirement 3: Protect Stored Account Data
Public exposure of stored account and transaction data, either intentional or unintentional, can cause serious damage to a merchant. This is why the PCI SSC has crea...
2023 Global Payments and Fraud Report: Key Takeaways
The annual Global Payments and Fraud report produced by the Merchant Risk Council, Cybersource, and Verifi surveyed 1,072 merchants who identified as being involved ...
What is the Merchant Discount Rate?
Despite its name, the Merchant Discount Rate (MDR) defines not a discount offered to merchants, but a fee paid by the merchant to its payment processing service. On ...
What is Tokenization in Payments?
Tokenization is a process by which sensitive data is exchanged for a unique, but completely different, identifier. The sensitive data can be securely stored, and the...
PCI DSS Requirement 2: Securely Configure All System Components
Attackers often use default passwords and other vendor default settings to compromise systems. These passwords and settings are both well known and easily accessible...
How to Select the Right Payment Gateway Provider
Payment Gateway Providers: An Overview A payment gateway is a specialized payment processor that serves the unique needs of a specific merchant vertical group. Payme...
PCI DSS Requirement 1: Install and Maintain Network Security Controls
Requirement 1 of the Payment Card Industry Data Security Standard (PCI DSS) is to “Install and Maintain Network Security Controls”. It is designed to help merchants ...
How to Select the Right PCI-Compliant Service Provider
The Importance of PCI DSS Compliance Any entity involved in transacting credit card business has an obligation to comply with Payment Card Industry Data Security Sta...
July 2023 Changelog
Summer is in full swing, and in July our team focused on bringing our mission to life for our customers. At Basis Theory, we believe that developing products with se...
Cubby Relocates to a New PSP Without the Headache by Using Basis Theory
When people think of self storage, technology-forward isn’t the first thing that comes to mind. Traditionally, renting a storage unit can be arduous for the consumer...