---
title: Blog | Basis Theory Updates & Insights (2)
description: Read the latest insights and updates from Basis Theory team. Learn about payment tokenization, compliance, product updates, and more. (2)
image: https://blog.basistheory.com/hubfs/bt-og-image-generic.avif
---

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# Blog

Insights and updates from the Basis Theory team

## Blog

All Categories Banking Basis Theory News Compliance Data Security Data Tokenization Engineering Partners Payments PCI Compliance Product Resources

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[![Outgrowing Payment Orchestration](https://blog.basistheory.com/hubfs/Outgrowing%20Payment%20Orchestrator.webp)](https://blog.basistheory.com/outgrowing-payment-orchestration)

[Payments](https://blog.basistheory.com/tag/payments)

## [How You Know You’re Outgrowing Payment Orchestration](https://blog.basistheory.com/outgrowing-payment-orchestration)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · May 21, 2026

[Read more](https://blog.basistheory.com/outgrowing-payment-orchestration)

[![anatomy of a credit card](https://blog.basistheory.com/hubfs/Credit%20Card%20Anatomy_%20Explaining%20the%20PAN%2c%20BIN%2c%20CVV%2c%20%26%20Others.png)](https://blog.basistheory.com/credit-card-anatomy)

[Payments](https://blog.basistheory.com/tag/payments)

## [Credit Card Numbers: What Every Digit Means](https://blog.basistheory.com/credit-card-anatomy)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · May 19, 2026

[Read more](https://blog.basistheory.com/credit-card-anatomy)

[![payment tokenization](https://blog.basistheory.com/hubfs/Payment%20Tokenization.webp)](https://blog.basistheory.com/payment-tokenization)

[Payments](https://blog.basistheory.com/tag/payments)

## [What Payment Tokenization Means to a Merchant](https://blog.basistheory.com/payment-tokenization)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · May 14, 2026

[Read more](https://blog.basistheory.com/payment-tokenization)

[![Payment lessons from a merchant](https://blog.basistheory.com/hubfs/Payment%20Influencers.webp)](https://blog.basistheory.com/lessons-from-merchants)

[Payments](https://blog.basistheory.com/tag/payments)

## [Payment Lessons From Merchants](https://blog.basistheory.com/lessons-from-merchants)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · May 12, 2026

[Read more](https://blog.basistheory.com/lessons-from-merchants)

[![Requirements for Storing Credit Card Information on Paper](https://blog.basistheory.com/hubfs/Storing%20CC%20on%20Paper.jpg)](https://blog.basistheory.com/pci-requirements-for-storing-credit-card-info-on-paper)

[Payments](https://blog.basistheory.com/tag/payments)

## [Storing Credit Card Data on Paper: PCI-DSS Rules](https://blog.basistheory.com/pci-requirements-for-storing-credit-card-info-on-paper)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · May 5, 2026

[Read more](https://blog.basistheory.com/pci-requirements-for-storing-credit-card-info-on-paper)

[![Linque Accelerated Checkout](https://blog.basistheory.com/hubfs/Linque%20Launch.webp)](https://blog.basistheory.com/linque-accelerated-checkout)

[Engineering](https://blog.basistheory.com/tag/engineering) [Payments](https://blog.basistheory.com/tag/payments)

## [Linque: Accelerated Checkout Without the Data Trade-Off](https://blog.basistheory.com/linque-accelerated-checkout)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · April 28, 2026

[Read more](https://blog.basistheory.com/linque-accelerated-checkout)

[![March 2026 Changelog](https://blog.basistheory.com/hubfs/March%202026.webp)](https://blog.basistheory.com/march-2026-changelog)

[Product](https://blog.basistheory.com/tag/product)

## [March 2026 Changelog](https://blog.basistheory.com/march-2026-changelog)

The Basis Theory Portal has been rebuilt from the ground up. You can now manage your tenant, configure resources, and build your integration on a modern, faster foun...

![Picture of Brian Gonzalez](https://blog.basistheory.com/hs-fs/hubfs/Imported_Blog_Media/62b1da642fc5a096fc91429e_Gonzo.jpg?width=50&name=62b1da642fc5a096fc91429e_Gonzo.jpg) [Brian Gonzalez](https://blog.basistheory.com/author/brian-gonzalez) 

 · April 24, 2026

[Read more](https://blog.basistheory.com/march-2026-changelog)

[![Visa DCAP](https://blog.basistheory.com/hubfs/VISA%20VAMP.webp)](https://blog.basistheory.com/visa-digital-commerce-authentication-program)

[Payments](https://blog.basistheory.com/tag/payments) [Product](https://blog.basistheory.com/tag/product)

## [Visa’s Digital Commerce Authentication Program: What DCAP is, and isn’t.](https://blog.basistheory.com/visa-digital-commerce-authentication-program)

![Picture of Kevin Mayes](https://blog.basistheory.com/hs-fs/hubfs/KevinMayes.jpg?width=50&name=KevinMayes.jpg) [Kevin Mayes](https://blog.basistheory.com/author/kevin-mayes) 

 · April 22, 2026

[Read more](https://blog.basistheory.com/visa-digital-commerce-authentication-program)

[![Explaining features at the vault level](https://blog.basistheory.com/hubfs/Stablecoins%20Narrowbanks.webp)](https://blog.basistheory.com/enrichments-native-to-vault)

[Payments](https://blog.basistheory.com/tag/payments)

## [Stop Paying for the Same Features Twice](https://blog.basistheory.com/enrichments-native-to-vault)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · April 21, 2026

[Read more](https://blog.basistheory.com/enrichments-native-to-vault)

[![Cashless ATM transactions](https://blog.basistheory.com/hubfs/Cannabis-CBD-payments.webp)](https://blog.basistheory.com/cannabis-cbd-payments-best-practices)

[Payments](https://blog.basistheory.com/tag/payments)

## [Cannabis and CBD Payments: Eliminating a Single Point of Failure](https://blog.basistheory.com/cannabis-cbd-payments-best-practices)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · April 20, 2026

[Read more](https://blog.basistheory.com/cannabis-cbd-payments-best-practices)

[![Credit Card Tokenization](https://blog.basistheory.com/hubfs/Credit%20Card%20Tokenization.webp)](https://blog.basistheory.com/credit-card-tokenization)

[Data Tokenization](https://blog.basistheory.com/tag/data-tokenization) [Payments](https://blog.basistheory.com/tag/payments)

## [Credit Card Tokenization: Why it Matters, and When You Need a Vault](https://blog.basistheory.com/credit-card-tokenization)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · April 16, 2026

[Read more](https://blog.basistheory.com/credit-card-tokenization)

[![Basis Theory Elements](https://blog.basistheory.com/hubfs/Elements%20V3.webp)](https://blog.basistheory.com/elements-pci-compliant-data-collection)

[Payments](https://blog.basistheory.com/tag/payments)

## [Making Elements Faster for PCI Compliant Data Collection](https://blog.basistheory.com/elements-pci-compliant-data-collection)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · April 14, 2026

[Read more](https://blog.basistheory.com/elements-pci-compliant-data-collection)

[![Pitfalls of a Forward API](https://blog.basistheory.com/hubfs/Pitfalls%20of%20a%20Forward%20API.webp)](https://blog.basistheory.com/pitfalls-of-a-forward-api)

[Payments](https://blog.basistheory.com/tag/payments)

## [Pitfalls of a Forward API](https://blog.basistheory.com/pitfalls-of-a-forward-api)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · April 9, 2026

[Read more](https://blog.basistheory.com/pitfalls-of-a-forward-api)

[![Network Transaction IDs](https://blog.basistheory.com/hubfs/Network%20Transaction%20ID.webp)](https://blog.basistheory.com/network-transaction-ids)

[Engineering](https://blog.basistheory.com/tag/engineering) [Product](https://blog.basistheory.com/tag/product)

## [Network Transaction ID: The Missing Link](https://blog.basistheory.com/network-transaction-ids)

![Picture of Davi Aquino](https://blog.basistheory.com/hs-fs/hubfs/Davi-Square.jpg?width=50&name=Davi-Square.jpg) [Davi Aquino](https://blog.basistheory.com/author/davi-aquino) 

 · April 7, 2026

[Read more](https://blog.basistheory.com/network-transaction-ids)

[![What is a Bank Identification Number](https://blog.basistheory.com/hubfs/What%20is%20a%20BIN.webp)](https://blog.basistheory.com/what-is-bank-identification-number)

[PCI Compliance](https://blog.basistheory.com/tag/pci-compliance)

## [How to Secure Bank Identification Numbers (BINs)](https://blog.basistheory.com/what-is-bank-identification-number)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · April 2, 2026

[Read more](https://blog.basistheory.com/what-is-bank-identification-number)

[![ISO 27701 Certification for Basis Theory](https://blog.basistheory.com/hubfs/ISO27701.webp)](https://blog.basistheory.com/achieving-iso-27701-certification)

[Data Security](https://blog.basistheory.com/tag/data-security)

## [Beyond the SOC 2: Why We Doubled Down on Privacy with ISO 27701](https://blog.basistheory.com/achieving-iso-27701-certification)

![Picture of Brandon Sterne](https://blog.basistheory.com/hs-fs/hubfs/brandon-sterne-headshot.jpeg?width=50&name=brandon-sterne-headshot.jpeg) [Brandon Sterne](https://blog.basistheory.com/author/brandon-sterne) 

 · March 31, 2026

[Read more](https://blog.basistheory.com/achieving-iso-27701-certification)

[![Geographic Expansion](https://blog.basistheory.com/hubfs/Geographic%20expansion.webp)](https://blog.basistheory.com/managing-payments-during-geographic-expansion)

[Payments](https://blog.basistheory.com/tag/payments)

## [Managing Payments During Geographic Expansion](https://blog.basistheory.com/managing-payments-during-geographic-expansion)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · March 26, 2026

[Read more](https://blog.basistheory.com/managing-payments-during-geographic-expansion)

[![Basis Theory Developer Portal Upgrades](https://blog.basistheory.com/hubfs/DeveloperPortal.webp)](https://blog.basistheory.com/developer-portal-upgrades)

[Engineering](https://blog.basistheory.com/tag/engineering) [Product](https://blog.basistheory.com/tag/product)

## [Developer Portal Upgrades for Faster Payment API Testing](https://blog.basistheory.com/developer-portal-upgrades)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · March 24, 2026

[Read more](https://blog.basistheory.com/developer-portal-upgrades)

[![February 2026 Changelog](https://blog.basistheory.com/hubfs/February%202026.webp)](https://blog.basistheory.com/february-2026-changelog)

[Product](https://blog.basistheory.com/tag/product)

## [February 2026 Changelog](https://blog.basistheory.com/february-2026-changelog)

This month brings the public preview of the node-22 runtime for Reactors and Proxy Transforms, multi-merchant support for Account Updater and Network Tokens, and a b...

![Picture of Brian Gonzalez](https://blog.basistheory.com/hs-fs/hubfs/Imported_Blog_Media/62b1da642fc5a096fc91429e_Gonzo.jpg?width=50&name=62b1da642fc5a096fc91429e_Gonzo.jpg) [Brian Gonzalez](https://blog.basistheory.com/author/brian-gonzalez) 

 · March 20, 2026

[Read more](https://blog.basistheory.com/february-2026-changelog)

[![Using BIN Data](https://blog.basistheory.com/hubfs/BINdata.webp)](https://blog.basistheory.com/bin-data-enhancements)

[Payments](https://blog.basistheory.com/tag/payments)

## [Why a Merchant Should Be Using BIN Data](https://blog.basistheory.com/bin-data-enhancements)

Stop playing the "blame game" with payments. When authorization rates drop by two percent, the instinct is to blame the risk model or the processor. It's neither. Th...

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · March 19, 2026

[Read more](https://blog.basistheory.com/bin-data-enhancements)

[![Developer documentation best practices](https://blog.basistheory.com/hubfs/Good%20Documentation.webp)](https://blog.basistheory.com/create-documentation-that-anyone-can-use)

[Engineering](https://blog.basistheory.com/tag/engineering) [Product](https://blog.basistheory.com/tag/product)

## [How to Create Documentation that Anyone Can Use](https://blog.basistheory.com/create-documentation-that-anyone-can-use)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · March 17, 2026

[Read more](https://blog.basistheory.com/create-documentation-that-anyone-can-use)

[![Non-Processor Endpoints](https://blog.basistheory.com/hubfs/Nonprocessorendpoints.webp)](https://blog.basistheory.com/how-non-processor-endpoints-reshape-payment-flows)

[Data Tokenization](https://blog.basistheory.com/tag/data-tokenization)

## [How Non-Processor Endpoints Are Reshaping Payment Flows](https://blog.basistheory.com/how-non-processor-endpoints-reshape-payment-flows)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · March 12, 2026

[Read more](https://blog.basistheory.com/how-non-processor-endpoints-reshape-payment-flows)

[![Why I joined Basis Theory](https://blog.basistheory.com/hubfs/Why%20I%20Joined.webp)](https://blog.basistheory.com/chief-payments-officer)

[Basis Theory News](https://blog.basistheory.com/tag/basis-theory-news)

## [Why I Joined Basis Theory as Chief Payments Officer](https://blog.basistheory.com/chief-payments-officer)

Over the past 20 years I’ve had the chance to see payments from a lot of angles. From banks, to building a startup, to payments partnerships and operations at Amazon...

![Picture of Kevin Mayes](https://blog.basistheory.com/hs-fs/hubfs/KevinMayes.jpg?width=50&name=KevinMayes.jpg) [Kevin Mayes](https://blog.basistheory.com/author/kevin-mayes) 

 · March 10, 2026

[Read more](https://blog.basistheory.com/chief-payments-officer)

[![Hidden Architecture Behind Your PSP](https://blog.basistheory.com/hubfs/Hidden%20Architecture.webp)](https://blog.basistheory.com/hidden-architecture-behind-your-psp)

[Engineering](https://blog.basistheory.com/tag/engineering) [Payments](https://blog.basistheory.com/tag/payments)

## [The Hidden Architecture Behind Your PSP](https://blog.basistheory.com/hidden-architecture-behind-your-psp)

![Picture of Davi Aquino](https://blog.basistheory.com/hs-fs/hubfs/Davi-Square.jpg?width=50&name=Davi-Square.jpg) [Davi Aquino](https://blog.basistheory.com/author/davi-aquino) 

 · March 5, 2026

[Read more](https://blog.basistheory.com/hidden-architecture-behind-your-psp)

[![Shoppable Ads](https://blog.basistheory.com/hubfs/Shoppable%20ads%20and%20tokenization.webp)](https://blog.basistheory.com/what-makes-shoppable-ads-successful)

[Payments](https://blog.basistheory.com/tag/payments)

## [What Will Make Shoppable Ads Successful](https://blog.basistheory.com/what-makes-shoppable-ads-successful)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · February 26, 2026

[Read more](https://blog.basistheory.com/what-makes-shoppable-ads-successful)

[![January 2026 Changelog](https://blog.basistheory.com/hubfs/January%202026.webp)](https://blog.basistheory.com/january-2026-changelog)

[Engineering](https://blog.basistheory.com/tag/engineering)

## [January 2026 Changelog](https://blog.basistheory.com/january-2026-changelog)

This month delivers a major leap forward for Reactors and Proxy Transforms, new flexibility for Apple Pay and Google Pay merchants, and a quality-of-life improvement...

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · February 20, 2026

[Read more](https://blog.basistheory.com/january-2026-changelog)

[![What is tokenization?](https://blog.basistheory.com/hubfs/What%20is%20Tokenizaiton.png)](https://blog.basistheory.com/what-is-tokenization)

[Data Tokenization](https://blog.basistheory.com/tag/data-tokenization)

## [What to Know About Tokenization](https://blog.basistheory.com/what-is-tokenization)

Historically, data security has been treated as featureless and burdensome—but a necessary expense incurred by organizations. Tokenization, however, has reframed the...

![Picture of Brian Gonzalez](https://blog.basistheory.com/hs-fs/hubfs/Imported_Blog_Media/62b1da642fc5a096fc91429e_Gonzo.jpg?width=50&name=62b1da642fc5a096fc91429e_Gonzo.jpg) [Brian Gonzalez](https://blog.basistheory.com/author/brian-gonzalez) 

 · February 19, 2026

[Read more](https://blog.basistheory.com/what-is-tokenization)

[![](https://blog.basistheory.com/hubfs/Choosing%20the%20Right%20PCI%20Provider.webp)](https://blog.basistheory.com/pci-compliant-service-provider)

[PCI Compliance](https://blog.basistheory.com/tag/pci-compliance)

## [Selecting the Right PCI Service Provider](https://blog.basistheory.com/pci-compliant-service-provider)

Any entity involved in credit card transactions has an obligation to comply with the Payment Card Industry Data Security Standards (PCI DSS), a published standard fo...

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · February 12, 2026

[Read more](https://blog.basistheory.com/pci-compliant-service-provider)

[![](https://blog.basistheory.com/hubfs/Card%20data.webp)](https://blog.basistheory.com/collect-store-card-data-securely)

[Data Tokenization](https://blog.basistheory.com/tag/data-tokenization) [Payments](https://blog.basistheory.com/tag/payments)

## [How To Collect and Store Credit Card Data Securely](https://blog.basistheory.com/collect-store-card-data-securely)

When merchants accept credit card payments, they also must consider what happens after the transaction is authorized. Can they store the card data? Should they?

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · February 10, 2026

[Read more](https://blog.basistheory.com/collect-store-card-data-securely)

[![](https://blog.basistheory.com/hubfs/Stale%20Card%20Data%20B.webp)](https://blog.basistheory.com/stale-card-data)

[Payments](https://blog.basistheory.com/tag/payments)

## [Stale Card Data: A Hidden Tax on Subscription Revenue](https://blog.basistheory.com/stale-card-data)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · February 5, 2026

[Read more](https://blog.basistheory.com/stale-card-data)

[![How to build your ideal payment stack](https://blog.basistheory.com/hubfs/Ideal%20Payment%20Stack.webp)](https://blog.basistheory.com/ideal-payment-stack)

[Payments](https://blog.basistheory.com/tag/payments)

## [How to Build Your Ideal Payment Stack](https://blog.basistheory.com/ideal-payment-stack)

Merchants strive to have a seamlessly integrated payment flow for customers. From the outside looking in, many may assume that this is achievable through a light and...

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · February 3, 2026

[Read more](https://blog.basistheory.com/ideal-payment-stack)

[![PCI compliance with email](https://blog.basistheory.com/hubfs/Compliance%20with%20Email.webp)](https://blog.basistheory.com/pci-compliance-email-security)

[PCI Compliance](https://blog.basistheory.com/tag/pci-compliance)

## [PCI Compliance And Email Security](https://blog.basistheory.com/pci-compliance-email-security)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · January 27, 2026

[Read more](https://blog.basistheory.com/pci-compliance-email-security)

[![December 2025 Changelog](https://blog.basistheory.com/hubfs/Dec25%20Jan26.webp)](https://blog.basistheory.com/december-2025-changelog)

[Engineering](https://blog.basistheory.com/tag/engineering)

## [December 2025 Changelog](https://blog.basistheory.com/december-2025-changelog)

December brought meaningful updates to the Basis Theory Platform. Whether you're scaling Apple Pay across multiple storefronts, building better checkout experiences,...

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · January 23, 2026

[Read more](https://blog.basistheory.com/december-2025-changelog)

[![What's in PCI scope?](https://blog.basistheory.com/hubfs/PCI%20DSS.webp)](https://blog.basistheory.com/pci-dss-scope)

[PCI Compliance](https://blog.basistheory.com/tag/pci-compliance)

## [What’s in PCI scope vs. out of scope?](https://blog.basistheory.com/pci-dss-scope)

PCI-DSS (the Payment Card Industry Data Security Standard) is an information security standard used by every entity that transacts business using major credit cards....

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · January 22, 2026

[Read more](https://blog.basistheory.com/pci-dss-scope)

[![](https://blog.basistheory.com/hubfs/Iframe%20Swapping.webp)](https://blog.basistheory.com/iframe-payment-solutions)

[Payments](https://blog.basistheory.com/tag/payments)

## [Iframe Swapping and Hosted Payment Pages](https://blog.basistheory.com/iframe-payment-solutions)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · January 20, 2026

[Read more](https://blog.basistheory.com/iframe-payment-solutions)

[![Geographic Routing](https://blog.basistheory.com/hubfs/Global%20Routing.webp)](https://blog.basistheory.com/geographic-routing)

[Payments](https://blog.basistheory.com/tag/payments)

## [Think Globally, Act Locally: The Key to Geographic Routing](https://blog.basistheory.com/geographic-routing)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · January 15, 2026

[Read more](https://blog.basistheory.com/geographic-routing)

[![Reduce Subscription Churn](https://blog.basistheory.com/hubfs/Health%20Fitness%202.webp)](https://blog.basistheory.com/health-fitness-mobile-payments)

[Payments](https://blog.basistheory.com/tag/payments)

## [How Fitness Brands Build Mobile-First Payments That Reduce Churn](https://blog.basistheory.com/health-fitness-mobile-payments)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · January 13, 2026

[Read more](https://blog.basistheory.com/health-fitness-mobile-payments)

[![](https://blog.basistheory.com/hubfs/ChatGPT%20Becomes%20Decisioning%20Engine.webp)](https://blog.basistheory.com/can-chatgpt-route-payments)

[Payments](https://blog.basistheory.com/tag/payments)

## [ChatGPT can do so much, can it route payments?](https://blog.basistheory.com/can-chatgpt-route-payments)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · January 8, 2026

[Read more](https://blog.basistheory.com/can-chatgpt-route-payments)

[![](https://blog.basistheory.com/hubfs/VISA%20VAMP.webp)](https://blog.basistheory.com/visa-acquirer-monitoring-program-2026-updates)

[Payments](https://blog.basistheory.com/tag/payments)

## [VAMP 2026: What Changes on April 1 and Who Will Start Pushing on Merchants](https://blog.basistheory.com/visa-acquirer-monitoring-program-2026-updates)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · January 6, 2026

[Read more](https://blog.basistheory.com/visa-acquirer-monitoring-program-2026-updates)

[![](https://blog.basistheory.com/hubfs/Payment%20Influencers.webp)](https://blog.basistheory.com/payment-professionals-to-follow-in-2026)

[Payments](https://blog.basistheory.com/tag/payments)

## [Payment Professionals to Follow in 2026](https://blog.basistheory.com/payment-professionals-to-follow-in-2026)

Whatever route you traveled to get into payments, we’re glad you made it here! This list has been curated to include influencers in the payments industry who speak a...

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · December 23, 2025

[Read more](https://blog.basistheory.com/payment-professionals-to-follow-in-2026)

[![](https://blog.basistheory.com/hubfs/CC%20Numbers.webp)](https://blog.basistheory.com/how-useful-are-credit-card-numbers)

[Data Tokenization](https://blog.basistheory.com/tag/data-tokenization) [Payments](https://blog.basistheory.com/tag/payments)

## [How useful are credit card numbers anymore?](https://blog.basistheory.com/how-useful-are-credit-card-numbers)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · December 18, 2025

[Read more](https://blog.basistheory.com/how-useful-are-credit-card-numbers)

[![](https://blog.basistheory.com/hubfs/November%20EOY.webp)](https://blog.basistheory.com/2025-release-notes-wrap)

[Engineering](https://blog.basistheory.com/tag/engineering) [Payments](https://blog.basistheory.com/tag/payments) [PCI Compliance](https://blog.basistheory.com/tag/pci-compliance)

## [Product Release Notes: Vaulting 2025 to Prepare for 2026](https://blog.basistheory.com/2025-release-notes-wrap)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · December 17, 2025

[Read more](https://blog.basistheory.com/2025-release-notes-wrap)

[![](https://blog.basistheory.com/hubfs/Tokenization%20failure.webp)](https://blog.basistheory.com/card-tokenization-failure)

[PCI Compliance](https://blog.basistheory.com/tag/pci-compliance)

## [Why Card Tokenization Failure Hurts Your Business](https://blog.basistheory.com/card-tokenization-failure)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · December 16, 2025

[Read more](https://blog.basistheory.com/card-tokenization-failure)

[![](https://blog.basistheory.com/hubfs/Decrypt%20Shopify.webp)](https://blog.basistheory.com/decrypting-card-payload-shopify-payments-app)

[Engineering](https://blog.basistheory.com/tag/engineering) [Payments](https://blog.basistheory.com/tag/payments)

## [Decrypting Card Payload for Shopify Payments](https://blog.basistheory.com/decrypting-card-payload-shopify-payments-app)

When this video was recorded, Shopify Payment App documentation was in its early stages and only depicted Ruby code samples.

![Picture of Davi Aquino](https://blog.basistheory.com/hs-fs/hubfs/Davi-Square.jpg?width=50&name=Davi-Square.jpg) [Davi Aquino](https://blog.basistheory.com/author/davi-aquino) 

 · December 15, 2025

[Read more](https://blog.basistheory.com/decrypting-card-payload-shopify-payments-app)

[![](https://blog.basistheory.com/hubfs/Instant%20Payments%20in%20EU.webp)](https://blog.basistheory.com/instant-payments-in-the-eu)

[Payments](https://blog.basistheory.com/tag/payments)

## [Impact of Instant Payments in the EU](https://blog.basistheory.com/instant-payments-in-the-eu)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · December 4, 2025

[Read more](https://blog.basistheory.com/instant-payments-in-the-eu)

[![](https://blog.basistheory.com/hubfs/health%20fitness.webp)](https://blog.basistheory.com/subscription-churn-health-and-fitness)

[Payments](https://blog.basistheory.com/tag/payments)

## [How Health and Fitness Brands Can Reduce Subscription Churn](https://blog.basistheory.com/subscription-churn-health-and-fitness)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · December 2, 2025

[Read more](https://blog.basistheory.com/subscription-churn-health-and-fitness)

[![](https://blog.basistheory.com/hubfs/Collecting%20payments%20-%20phone.webp)](https://blog.basistheory.com/collect-credit-cards-over-the-phone)

[Payments](https://blog.basistheory.com/tag/payments) [PCI Compliance](https://blog.basistheory.com/tag/pci-compliance)

## [Collecting Credit Cards Over the Phone Without Becoming PCI Compliant](https://blog.basistheory.com/collect-credit-cards-over-the-phone)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · November 27, 2025

[Read more](https://blog.basistheory.com/collect-credit-cards-over-the-phone)

[![](https://blog.basistheory.com/hubfs/Merchant%20on%20record.webp)](https://blog.basistheory.com/merchant-of-record-unified-vault)

[Payments](https://blog.basistheory.com/tag/payments)

## [Why a Merchant of Record Needs a Unified Vault](https://blog.basistheory.com/merchant-of-record-unified-vault)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · November 25, 2025

[Read more](https://blog.basistheory.com/merchant-of-record-unified-vault)

[![](https://blog.basistheory.com/hubfs/Subscription%20Payments%20in%20EU-UK.webp)](https://blog.basistheory.com/subscription-payments-uk-eu)

[Payments](https://blog.basistheory.com/tag/payments)

## [Subscription Payments in the EU and UK are Complex Moneymakers](https://blog.basistheory.com/subscription-payments-uk-eu)

![Picture of Basis Theory](https://blog.basistheory.com/hs-fs/hubfs/bt-favicon-new.png?width=50&name=bt-favicon-new.png) [Basis Theory](https://blog.basistheory.com/author/basis-theory-team) 

 · November 20, 2025

[Read more](https://blog.basistheory.com/subscription-payments-uk-eu)

[![](https://blog.basistheory.com/hubfs/IVR%20calls.webp)](https://blog.basistheory.com/interactive-voice-response-plus-pci)

[Compliance](https://blog.basistheory.com/tag/compliance) [Payments](https://blog.basistheory.com/tag/payments) [Product](https://blog.basistheory.com/tag/product)

## [IVR + PCI: A match made in hellven?](https://blog.basistheory.com/interactive-voice-response-plus-pci)

![Picture of Davi Aquino](https://blog.basistheory.com/hs-fs/hubfs/Davi-Square.jpg?width=50&name=Davi-Square.jpg) [Davi Aquino](https://blog.basistheory.com/author/davi-aquino) 

 · November 18, 2025

[Read more](https://blog.basistheory.com/interactive-voice-response-plus-pci)

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