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Insights and updates from the Basis Theory team
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May 2025 Changelog
Apple Pay out of Beta and Now Includes MPANS We have officially launched our Apple Pay endpoints which enable the ability to use Apple Pay with any processor. With t...
April 2025 Changelog
Real Time Account Updater This month we released real-time account updater, which allows you to retrieve updates to a single card token in real time.
High-Risk Merchant Category Codes (MCCs) and Their Risks
What are Merchant Category Codes? A Merchant Category Code (MCC) is a four-digit number used to categorize merchants based on the merchant’s business activities and ...
March 2025 Changelog
Apple Pay We’ve improved the process of accepting Apple Pay payments by integrating DPANs directly into Basis Theory. No longer does custom code need to be used to d...
Credit Card Anatomy: Explaining the PAN, BIN, CVV, & Others
Learn the meaning behind the different parts found on a credit card, as well as their function and relevant PCI DSS requirements, with this overview and FAQ.
February 2025 Changelog
Google Pay Dedicated Google Pay implementation removes PCI Level 1 Requirement for merchants. This allows merchants to capture the DPAN or FPAN from a Google Pay imp...
How Global Payment Processing Works
E-commerce, by its very nature, is international, which opens the door for a global customer base. Opting to accept global payments can ensure that merchants can off...
What Data Masking is and Why Mask Data
Data masking is the process of hiding elements of an original value, while still keeping enough context for the string to make sense to the user. For example, maskin...
PayFac vs. ISO: Which Should a Merchant Choose?
In the world of payments, selecting partners to help transact business is one of the most complex, but critical, processes any business can complete. Choosing the ri...
January 2025 Changelog
Improved Platform Performance In January, we launched new Search and List endpoints that provide a 10x performance gain over our existing v1 endpoints. These new end...
How to Migrate to a New Payment Processor Without Disrupting Business
Merchants often find themselves in the position of wanting, or needing to migrate to a new payment processor. A PSP migration is normally either to take advantage of...
Challenges When Migrating PSPs to Improve Authorization Rates
Upon completing the migration to a new payment service provider (PSP), payment professionals often let out a sigh of relief. Six months (or longer) of payment proces...
How Hosted Payment Pages Work
When planning to accept payments, integrating and going live quickly can ensure a smooth and swift road to generating revenue. Hosted payment pages can offer merchan...
2024 in Review: Our 4 Areas of Focus
As we rolled into 2024, we focused on 4 key components of our product: speed and performance, 3DS, Account Updater, and managed connections. Here’s how that went.
December 2024 Changelog
December rounded out a productive and successful 2024 for the Basis Theory Platform. Here’s what we released in the last month of the year.